KSP Insurance Agency, Inc.

KSP Insurance Agency, Inc. KSP Insurance is an independent insurance agency serving the greater Detroit area.

Based in Wyandotte, MI, we’re focused on relationships, reliability, and protecting what matters most to our community.

Motorcycle season is here, but don't assume your current policy covers everything you need.A motorcycle gives you freedo...
06/04/2026

Motorcycle season is here, but don't assume your current policy covers everything you need.

A motorcycle gives you freedom on the road, but it also comes with unique insurance needs, and coverage should fit how and where you ride.

Call us to review your policy. 734-285-5600

Vacation mode.....but, before you leave town remember to:✔ Lock all windows and doors✔ Set lights on timers✔ Hold your m...
06/02/2026

Vacation mode...
..but, before you leave town remember to:
✔ Lock all windows and doors
✔ Set lights on timers
✔ Hold your mail
✔ Let a trusted neighbor know you're away

Protecting your home starts before your vacation begins.

✨ Employee Spotlight: Meet Annette Richards ✨This month, we’re shining the spotlight on Annette Richards, one of our ded...
05/31/2026

✨ Employee Spotlight: Meet Annette Richards ✨

This month, we’re shining the spotlight on Annette Richards, one of our dedicated Account Executives at KSP Insurance!

For the past 8 years, Annette has been helping clients navigate their insurance needs with care and compassion. Her days are spent answering customer calls, reviewing coverages, finding opportunities to save clients money, and helping people understand their insurance protection. Sometimes, her role goes beyond policies and paperwork - she's simply a friendly voice during life's unexpected challenges, reassuring clients that everything will be okay.

Annette's insurance career began nearly 48 years ago when she started as a receptionist at a small agency. What brought her to KSP was a desire to work for an agency that puts clients first, which is a value that she says she has found every day since joining the team.

What Annette enjoys most about her work is helping people. She takes pride in building meaningful relationships with her clients, listening to their concerns, and getting to know them beyond their policies. Many clients feel comfortable sharing their stories with her, and those connections are what make her work so rewarding.

When describing the culture at KSP, Annette doesn't hesitate:
"Our team is the best I've ever worked with, and I've worked at four other agencies throughout my career. We're not only a team, but we are a family."

Her advice for anyone considering a career in insurance? Be prepared to keep learning. And the insurance tip Annette wishes every client knew? "Don't skimp on your coverage!" Having the right protection in place can make all the difference when the unexpected happens.

Outside the office, Annette loves spending time with her children and grandchildren, catching up with friends, attending outdoor summer concerts, traveling, taking girls' weekend road trips, and cheering on her favorite hockey and baseball teams. She also enjoys quiet moments at home cuddling with her beloved 11-pound Shih Tzu, who turns 14 this June and proudly holds the title of "best friend." 🐾

A former night owl who has happily transitioned into an early bird, Annette's favorite Michigan season is summer. And while she's working, you'll almost always find classic rock playing in the background.

Help us give Annette a big round of applause in the comments! 👏💙

When should you review your auto insurance?At least once a year, and anytime life changes.New vehicle?New driver?Differe...
05/30/2026

When should you review your auto insurance?

At least once a year, and anytime life changes.

New vehicle?
New driver?
Different commute?
Moved recently?

Your insurance should keep up with your life, but you have to let your agent know about these changes. 734-285-5600

Teen driver tip: the car matters.The vehicle your teen drives can impact insurance costs more than many people expect.Sa...
05/28/2026

Teen driver tip: the car matters.

The vehicle your teen drives can impact insurance costs more than many people expect.

Safety ratings, repair costs, and vehicle type all play a role. You may be surprised!

Give us a call to learn more about insuring your teen driver. 734-285-5600

Adding a teen driver? 🚘This is one of the biggest insurance milestones for families.Before they hit the road, it’s impor...
05/26/2026

Adding a teen driver? 🚘

This is one of the biggest insurance milestones for families.

Before they hit the road, it’s important to understand the following:
Coverage options
Discounts
Vehicle choices
Liability protection

We’re happy to help walk you through it. Give us a call 734-285-5600

Do you know who’s covered on your auto policy?Teen drivers, household members, and vehicle changes can all affect your c...
05/23/2026

Do you know who’s covered on your auto policy?

Teen drivers, household members, and vehicle changes can all affect your coverage.

If your household has changed recently - let your agent know. It may be time for a policy review. 734-285-5600

What is a deductible?  Great question!Your deductible is the amount you pay out of pocket before insurance helps cover a...
05/21/2026

What is a deductible? Great question!

Your deductible is the amount you pay out of pocket before insurance helps cover a claim.

Usually:
Lower deductible = higher monthly cost
Higher deductible = lower monthly cost

Choosing the right balance matters more than you realize.

Michigan auto insurance can be confusing!Between no-fault coverage, liability limits, and deductibles, many drivers aren...
05/19/2026

Michigan auto insurance can be confusing!

Between no-fault coverage, liability limits, and deductibles, many drivers aren’t fully sure what their policy includes.

That’s why having someone explain it in an understandable way matters.

📞 Call us anytime with questions about your auto coverage. 734-285-5600

Seasonal driving reminder!Warmer weather usually means more time on the road.Before May gets REALLY busy, now is a great...
05/14/2026

Seasonal driving reminder!

Warmer weather usually means more time on the road.

Before May gets REALLY busy, now is a great time to:
✔ Check your tires
✔ Update vehicle info
✔ Review your auto insurance

A quick review today can help avoid surprises later. 734-285-5600

Address

1420 Ford Avenue
Wyandotte, MI
48192

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 4pm

Telephone

+17342855600

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