The Columbus Mortgage Team

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United States
Worthington, OH
The Columbus Mortgage Team

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We strive to give our clients a home loan experience where competitive rate and industry's best service are the trademarks.

NMLS: 2229

Union Home Mortgage Corp., Point of Business address 8241 Dow Cr Strongsville, OH 44136 The Columbus Mortgage Team, part of Union Home Mortgage, has built a strong reputation as an outstanding mortgage banker firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We’re a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to Rehab construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs-to meet your unique needs. But that’s just the beginning of our service. Throughout the lending process, we provide regular loan updates and progress reports so you always know the status of your loan. And, now it’s our pleasure to offer all of our exceptional mortgage services online. Through us you not only have access to the best loans available in the marketplace, but you can also review loan alternatives, and even apply for your loan at your convenience, online – 24 hours a day.

10/23/2026

🏡 What if you could ease into your mortgage payment?

With a temporary rate buydown, you may be able to enjoy a lower interest rate for the first 1–3 years of your mortgage!

That means lower initial monthly payments while you settle into your new home.

Even better? Seller concessions may be able to help cover the cost!

Curious how it works or whether it's an option for you? Let's talk!

10/21/2026

The Pros & Cons of Interest Rate Buydowns

Is buying down your interest rate worth it? It depends!

A buydown can help reduce your monthly mortgage payment, but there are upfront costs and important long-term considerations.

The key is understanding how the numbers fit your budget, financial goals, and plans for the home.

There's no one-size-fits-all mortgage strategy. Let's compare your options and find the right fit for you!

10/15/2026

Not every home upgrade automatically means a higher appraised value. 🏡

Appraisers consider a number of factors, including the home’s condition, comparable sales, location, and how certain improvements are valued in the local market.

So before tackling a renovation solely to increase your home’s value, it’s worth understanding the bigger picture.

Have questions about how an appraisal fits into the mortgage process? Let’s talk!

10/12/2026

Temporary Buydown Options for Buyers

A little breathing room during your first few years of homeownership? Yes, please!

With a temporary rate buydown, you may be able to enjoy lower monthly mortgage payments for the first 1–3 years, depending on the program.

That could mean more flexibility as you settle into your new home.

Curious how it works? Let's run the numbers and see whether a temporary buydown makes sense for you!

10/07/2026

A little bit at a time can add up to more than you think. 💰🏡

If homeownership is one of your goals, try setting aside a manageable amount each month specifically for your future home fund. You may be surprised by how quickly consistent saving starts to add up.

You don’t have to do everything at once — sometimes you just have to start.

10/05/2026

Happy World Teachers’ Day! 🍎📚

Today we celebrate the teachers who encourage curiosity, build confidence, and make a difference that lasts far beyond the classroom.

Thank you for the patience, dedication, and heart you bring to your students every single day. ❤️

10/02/2026

Your path to homeownership may require less upfront than you think. 🏡

Depending on the loan program and your individual qualifications, down payment options as low as 3% may be available to eligible borrowers.

Every buyer’s financial picture is different, which is why the first step is understanding the options you may qualify for and how they fit into your overall financial goals.

Have questions about where to start? Let’s have a conversation and explore your options.

09/24/2026

Appraisals can be one of the most confusing parts of the homebuying process. 🏡

One common misconception? Appraised value and market value are always the same.

They can be different — and understanding the role an appraisal plays can make the mortgage process a lot less intimidating.

Have questions about appraisals or what happens after you’re under contract? I’m always happy to help break it down.

09/24/2026

More opportunities, more financing solutions. Higher loan limits in 2027 could help make homeownership possible for even more buyers! Contact me to learn more. 🗝️

09/23/2026

Cheers to a new home and an exciting new chapter! 🥂🏡

So happy for our client and grateful to have been part of this milestone! A big shoutout to Emily Tatman for another great partnership. Emily Tatman, The Firm Foundation Co. of Century 21 Excellence Realty 🌟

Congratulations! Here's to new beginnings and making this house a home! 🔑

Address

250 W Old Wilson Bridge Road, Suite 360
Worthington, OH
43085

Telephone

+16144035976

Website

http://applywithfrase.com/

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