When you're buying a home, you need someone on your side . Someone who makes sure you aren't doing paperwork you don't have to do, who speeds up some of the steps you can't avoid. You need a "blocker," clearing the way of obstacles as you head toward your goal. That's where we come in! Welcome to our page, where you'll find out how we make the process of qualifying, applying, and getting
approved for a mortgage loan simpler than you ever imagined. When you've picked out your new dream home or ready to contemplate refinancing, the paperwork and hoops to jump through can be overwhelming. Electronic filing of most required documents means it gets there faster and you get a decision faster. We've cut down on duplicated information, too -- give it to us once, our systems "remember" it so we don't ask again! And beyond our state-of-the-art technology, we have good old fashioned expertise in mortgage lending. We know the ins and outs. We do the heavy lifting for you -- saving you time and aggravation. For Texas Residents Only:
Consumers wishing to file a complaint against a mortgage banker or licensed mortgage banker residential loan originator should complete and send a complaint form to the TX department of savings and mortgage lending, 2601 North Lamar Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery find must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov