Kim King - NMLS #658943 - BankSouth Mortgage

Kim King - NMLS #658943 - BankSouth Mortgage Loan Officer at BankSouth Mortgage
NMLS #658943 An Atlanta native, Kim has been in the mortgage business for 33 years.

She is passionate about serving others and meeting their individual needs. As a mortgage banker, Kim provides exceptional customer service for first-time homebuyers, as well as seasoned purchasers. Her clients love her honest and upfront approach, as well as her knowledge of an array of mortgage programs. Kim and her team are local, experienced professionals, who are ready to assist you with your mortgage needs.

Well, friends… after 40+ years in the mortgage business, the time has come for me to retire and start a new chapter.It’s...
05/29/2026

Well, friends… after 40+ years in the mortgage business, the time has come for me to retire and start a new chapter.

It’s hard to put into words how grateful I am for the people I’ve met along the way. From first-time buyers to growing families, Realtor partners, and lifelong friendships — thank you for trusting me to be part of such important moments in your lives.

This career has given me so much joy, purpose, and connection over the years, and I’ll always treasure the memories we made together.

As I step away, I’m excited to share that Anne Atkins and Cheryl Cloud will continue taking great care of anyone needing mortgage guidance in the future. You’ll be in wonderful hands.

Thank you for supporting me, cheering me on, referring your family and friends, and allowing me to do what I’ve loved for so many years.

Now it’s time for slower mornings, more porch sitting, loved ones, and new adventures ahead. ☀️

With all my love and gratitude,
Kim ❤️

Follow Anne & Cheryl's pages below:
Anne Atkins - NMLS #545240 - BankSouth MortgageCheryl Cloud - NMLS #545242 - BankSouth Mortgage

04/28/2026

It sounds like the safe move… but waiting can come with hidden costs.

✔ Home prices tend to rise over time
✔ Lower rates can bring more competition
✔ Renting doesn’t build long-term equity

The question isn’t just “Should I wait?”
It’s “What is waiting actually costing me?”

👉 See what waiting could mean for your budget and timeline: https://go.banksouthmortgage.com/costofwaiting-lo

04/23/2026

Have an FHA Loan? You might be in a stronger position than you think.

Many FHA borrowers qualify for refinance programs designed to make the process simple!

An FHA refinance may:

• Not require an appraisal
• Require less documentation
• Get approved faster than a traditional mortgage

A refinance may allow you to use that equity to:

• Renovate or upgrade your home
• Pay down high-interest debt
• Cover education expenses or other big life goals

It’s not just about finances — it’s about creating more breathing room, more flexibility, and more confidence in your financial future.

Let’s explore your equity options.

Scrolling homes is the fun part. Getting pre-approved is the smart part.Before you start house hunting this spring, ma...
04/19/2026

Scrolling homes is the fun part. Getting pre-approved is the smart part.

Before you start house hunting this spring, make sure you know:
✔️ What you can afford
✔️ What your payment looks like
✔️ What loan options fit your goals

That’s how you shop with confidence.

Your Realtor will thank you!

🏀 Championship Game: Closing Day.After weeks of teamwork—application, processing, underwriting—the final buzzer should f...
03/29/2026

🏀 Championship Game: Closing Day.
After weeks of teamwork—application, processing, underwriting—the final buzzer should feel smooth and confident.

At BankSouth Mortgage, our goal is simple:
✔️ No surprises
✔️ Clear communication
✔️ A coordinated effort with your Realtor
✔️ A seamless path to the closing table

And if rates move in your favor? At BankSouth Mortgage, many of our programs have float-down options, which may be available to help you take advantage of improvements before closing.

That’s how preparation meets opportunity.

Cut the net. Celebrate the win. 🏆🏡

Atkins

You’re almost at the finish line. 🏁Once you’re under contract, it can feel like the hard part is over...but your loan is...
03/25/2026

You’re almost at the finish line. 🏁

Once you’re under contract, it can feel like the hard part is over...but your loan isn’t officially funded just yet. And small financial moves during this stage can unexpectedly impact your approval.

To help protect your path to closing, avoid:

• Changing jobs
• Opening or moving money between accounts
• Large cash deposits outside of payroll
• Taking on new debt (cars, credit cards, co-signing)
• Applying for new credit
• Making large purchases or starting new home projects

Even after documents are signed, your credit, income, and assets may be re-verified.

The good news? Staying steady keeps everything moving smoothly.

If you’re ever unsure whether something could affect your loan, reach out before making a move. I’m here to guide you every step of the way.

🏀 Even the best teams can lose momentum if distractions hit mid-game.During your mortgage process, protect your champion...
03/22/2026

🏀 Even the best teams can lose momentum if distractions hit mid-game.

During your mortgage process, protect your championship run by avoiding common “injuries” like:

🚫 New credit inquiries
🚫 Job changes
🚫 Large undocumented deposits
🚫 Big purchases before closing

Your loan officer and processing team are working hard behind the scenes. Clear communication keeps everything moving forward without surprises. If you’re unsure about a financial move—ask first. We’re here to coach you through it.

Smart plays win championships. 🏆

Wishing you a St. Patrick’s Day filled with good luck, good friends, and good memories.May this year bring steady progre...
03/17/2026

Wishing you a St. Patrick’s Day filled with good luck, good friends, and good memories.

May this year bring steady progress toward the goals that matter most — whether that’s a new home, a growing investment, or simply more space to live well. If buying or refinancing is part of the plan this year, we’re happy to answer your questions anytime.

Enjoy the day. 🍀

🏀 March Madness is here—and just like your bracket, you have a lot of choices to make. When it comes to your mortgage, ...
03/15/2026

🏀 March Madness is here—and just like your bracket, you have a lot of choices to make. When it comes to your mortgage, the right team matters as you head toward closing day. 🏆

Make sure your mortgage team is:

✔️ Experienced
✔️ Quick to respond
✔️ Communicating clearly
✔️ Working seamlessly with you and your Realtor
✔️ Offering a wide variety of loan programs & float-down options
✔️ Backed by secure, easy-to-use technology like the ReadyLoan app for uploading documents and communicating your way—in person, email, or secure text

At BankSouth Mortgage, your loan officer is supported by a full team ready to execute from pre-approval to Clear to Close.

Because winning isn’t luck. It’s preparation, options, technology—and teamwork.

What's all the buzz about FHA loans?🏡✨Your Golden Girls of Mortgage are happy to explain!• They are not just for first-t...
03/10/2026

What's all the buzz about FHA loans?🏡✨

Your Golden Girls of Mortgage are happy to explain!

• They are not just for first-time buyers — a great option for many!
• Only 3.5% down (vs. 5% for repeat buyers)
• All or part of the down payment can be gifted by a family member
• Sellers can pay up to 6% of the sales price toward closing costs & prepaids
• Often lower interest rates than conventional financing
• Assumable loans — a future buyer could potentially take over your lower rate

Bottom line - FHA loans are often Smart, Flexible, and Opportunity-filled.

Address

117 Towne Lake Pkwy Unit 110
Woodstock, GA
30188

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