Kim King - NMLS #658943 - BankSouth Mortgage

Kim King - NMLS #658943 - BankSouth Mortgage Loan Officer at BankSouth Mortgage
NMLS #658943 An Atlanta native, Kim has been in the mortgage business for 33 years.

She is passionate about serving others and meeting their individual needs. As a mortgage banker, Kim provides exceptional customer service for first-time homebuyers, as well as seasoned purchasers. Her clients love her honest and upfront approach, as well as her knowledge of an array of mortgage programs. Kim and her team are local, experienced professionals, who are ready to assist you with your mortgage needs.

Well, friends… after 40+ years in the mortgage business, the time has come for me to retire and start a new chapter.It’s...
05/29/2026

Well, friends… after 40+ years in the mortgage business, the time has come for me to retire and start a new chapter.

It’s hard to put into words how grateful I am for the people I’ve met along the way. From first-time buyers to growing families, Realtor partners, and lifelong friendships — thank you for trusting me to be part of such important moments in your lives.

This career has given me so much joy, purpose, and connection over the years, and I’ll always treasure the memories we made together.

As I step away, I’m excited to share that Anne Atkins and Cheryl Cloud will continue taking great care of anyone needing mortgage guidance in the future. You’ll be in wonderful hands.

Thank you for supporting me, cheering me on, referring your family and friends, and allowing me to do what I’ve loved for so many years.

Now it’s time for slower mornings, more porch sitting, loved ones, and new adventures ahead. ☀️

With all my love and gratitude,
Kim ❤️

Follow Anne & Cheryl's pages below:
Anne Atkins - NMLS #545240 - BankSouth MortgageCheryl Cloud - NMLS #545242 - BankSouth Mortgage

04/28/2026

It sounds like the safe move… but waiting can come with hidden costs.

✔ Home prices tend to rise over time
✔ Lower rates can bring more competition
✔ Renting doesn’t build long-term equity

The question isn’t just “Should I wait?”
It’s “What is waiting actually costing me?”

👉 See what waiting could mean for your budget and timeline: https://go.banksouthmortgage.com/costofwaiting-lo

04/23/2026

Have an FHA Loan? You might be in a stronger position than you think.

Many FHA borrowers qualify for refinance programs designed to make the process simple!

An FHA refinance may:

• Not require an appraisal
• Require less documentation
• Get approved faster than a traditional mortgage

A refinance may allow you to use that equity to:

• Renovate or upgrade your home
• Pay down high-interest debt
• Cover education expenses or other big life goals

It’s not just about finances — it’s about creating more breathing room, more flexibility, and more confidence in your financial future.

Let’s explore your equity options.

Scrolling homes is the fun part.   Getting pre-approved is the smart part.Before you start house hunting this spring, ma...
04/19/2026

Scrolling homes is the fun part. Getting pre-approved is the smart part.

Before you start house hunting this spring, make sure you know:
✔️ What you can afford
✔️ What your payment looks like
✔️ What loan options fit your goals

That’s how you shop with confidence.

Your Realtor will thank you!

🏀 Championship Game: Closing Day.After weeks of teamwork—application, processing, underwriting—the final buzzer should f...
03/29/2026

🏀 Championship Game: Closing Day.
After weeks of teamwork—application, processing, underwriting—the final buzzer should feel smooth and confident.

At BankSouth Mortgage, our goal is simple:
✔️ No surprises
✔️ Clear communication
✔️ A coordinated effort with your Realtor
✔️ A seamless path to the closing table

And if rates move in your favor? At BankSouth Mortgage, many of our programs have float-down options, which may be available to help you take advantage of improvements before closing.

That’s how preparation meets opportunity.

Cut the net. Celebrate the win. 🏆🏡

Atkins

Address

117 Towne Lake Pkwy Unit 110
Woodstock, GA
30188

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