09/08/2026
Your credit card company may be charging you around 21%. Your home equity could help with that.
The average homeowner has around $300K in home equity right now. The average homeowner is also carrying $10K+ in credit card debt โ at roughly 21% interest. That's about $250/month in interest alone.
You don't have to refinance your mortgage to explore this. A HELOC lets you tap your equity to help pay off high-interest debt while keeping the mortgage rate you already locked in.
Curious what your numbers look like? Call today for a free, no-obligation quote: 844-317-3050
Sources: Cotality Homeowner Equity Insights Report (Q1 2026) โ https://www.worldpropertyjournal.com/real-estate-news/united-states/irvine/cotality-2026-home-equity-data-selma-hepp-homeowner-equity-report-for-2026-home-value-data-homeowner-negative-equity-data-for-2026-14808.php
LendingTree 2026 Credit Card Debt Statistics โ https://www.lendingtree.com/credit-cards/study/credit-card-debt-statistics/
A HELOC is secured by your home; failure to repay could result in foreclosure. Rates and terms vary by borrower and are not guaranteed. Subject to credit approval and underwriting guidelines. Not a commitment to lend.
New Dwelling Developments Inc. dba New Dwelling Mortgage | Company NMLS #1533929 Registered Mortgage Company.
Verify licensing at www.nmlsconsumeraccess.org. All loans arranged through third-party wholesale lenders. Equal Housing Lender.