06/01/2026
🏢 Deal of the Week | Mixed Use Refinance Success
Not every property fits inside the conventional lending box.
We recently helped a client refinance a mixed use single family property in Monterey, California that was being used as a medical inpatient doctor’s office, making conventional residential financing unavailable due to the commercial use of the property.
Through one of our local banking partners, we were able to structure:
• $500,000 refinance
• 70% LTV • Rate in the 6.99% range
• Qualified using both business and rental income
• Mixed use property financing solution
This is exactly why relationships with portfolio and community banks matter. When traditional lending says no, there are often still strong financing options available with the right structure and lender fit.
If you have a unique property, mixed use asset, or financing scenario that conventional lenders are struggling with, let’s connect.
