Michael Cymbala Mortgage Planner

Michael Cymbala Mortgage Planner Mortgage Loan Originator NMLS: 50532
Hartford Funding LTD NMLS: 58160
Equal Housing Lender Hartford Funding

05/19/2026

Keep the experts educated. 🧠💼

The market doesn’t sit still, and neither should we. ⚡️ Had a great time breaking down asset utilization and the latest changes in loan programs for this group. Knowledge is the ultimate competitive advantage.

05/13/2026

"A misconception in business is that you have to be 'big enough' to give back. The truth is, community impact starts exactly where you are. 📈❤️"

05/06/2026

Celebrating the best of NYPD Highway Patrol 3! 🚔✨

​A night of promotions, retirements, and great company. Congrats to all! 🥂

05/01/2026

Lacing up for a good cause! 🏃‍♂️💨

​Hartford Funding is proud to sponsor this year’s Huntington YMCA 5K. Whether you’re running, walking, or just coming for the vibes, make sure to stop by our booth this Sunday to say hi to the team!

​We’re not just about mortgages; we’re about supporting the community we live and work in. See you at the finish line! 🏁

04/28/2026

Price it right or watch it sit. ⏳

​The market isn't crashing, but buyers are getting pickier. Overpricing your home is the fastest way to lose leverage.
​In this market, accuracy is everything. 🎯

04/09/2026

It’s not just about what you know—it’s about who you have in your corner. 🥊

​From financing your home to protecting and restoring it, we’re a team that believes in the power of a shared mindset. When you see your partners winning, it makes you want to work even harder for your clients.

​Great things happen when local businesses support each other! 🏠✨
Hartford Funding, Ltd. Bulovas Restorations Inc. Long Island Egress Pros Frasca Design Group

04/07/2026

"Should I waive the inspection?" It’s a question I get all the time in this market. While it might make your offer look stronger, it puts the ultimate risk on YOU.

​Remember: once you close, those problems are yours. Be diligent during your walkthrough and never underestimate the value of a professional inspector. 🕵️‍♂️💸

03/31/2026

Interest rates took a dip, and we all wanted to believe it was the new trend. 📉 But with oil prices and inflation still in the mix, the market is playing a different game.

The economy is trying to stay on a diet, but it’s still sneaking dessert! 🍰

Stay informed, stay prepared.

03/26/2026

Why your mortgage statement is basically a 'Throwback Thursday' every month. 🗓️📉
​
Interest has a longer memory than I do. Here’s the 1-month lag you didn't know about.

​That ‘Final Payoff’ feeling... followed by the ‘Wait, why is it higher?’ feeling. Let’s talk interest lag. 🧐

02/05/2026

Midtown is trending. Are you paying attention? 📈

​🗽 Bernadette Brennan, Executive Director of Serhant’s NY Commercial Real Estate Division, gives us the scoop on the latest Midtown assemblages and explains why this central hub is unbeatable for ROI in 2025 and 2026."

Address

100 Crossways Park Drive West
Woodbury, NY
11797

Telephone

+15162335776

Website

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