Baker Tygart - New American Funding

Baker Tygart - New American Funding Mortage Loan Officer
"Equal Opportunity Lenders"
NMLS #2647276

10/09/2025

Let’s be real — no one talks about this part of homebuying until it’s too late. 🙈

It’s not just your down payment. You’ve got closing costs, inspections, insurance, moving expenses, and maybe even a few surprise repairs waiting for you.

That’s why I always tell my buyers: save a little more than you think you’ll need.

It may help keep things stress-free and give you room to breathe when move-in day comes.

Ready to buy but not sure how much to save? Let’s chat! I’ll help you build your homebuying game plan. 🏠

10/07/2025

Rates have been creeping down lately, which means now may be a great time to see what refinancing might do for you. Think of it like finding the full-size candy bar on Halloween night — a sweet surprise! 🍫

Curious how much you could potentially boo-st your savings? 🕸️

DM me today to explore your options!



09/24/2025

Think your mortgage is one simple number? Think again! 😲

Every payment is actually split into 4 key parts, called PITI:

✅ PRINCIPAL: The amount you borrowed from the lender, reduced by your initial down payment.

✅ INTEREST: What you pay the lender for borrowing money, tied to your rate and remaining loan balance.

✅ TAXES: The property taxes collected and often included in your monthly mortgage payment.

✅ INSURANCE: Coverage that safeguards both you and the lender against unexpected damage.

Let’s break down your mortgage payment so you understand your options. DM me to start the pre-approval process.

09/23/2025

Fall is calling, and it’s full of opportunities! 🍂

Crisp air, colorful leaves, and warm memories deserve a home where you can make them all.

With mortgage rates starting to drop, now may be a great time to explore homeownership. DM me today and take the first step to turn this season into the start of your new home story! 🏡


09/17/2025

💸 Wondering if now is the right time to consider refinancing? With rates trending down, it may be worth exploring your options.

A refinance may provide opportunities to help lower your monthly mortgage payment or tap into home equity — but each situation is different.

Let’s review your options together.

📩 DM me today to see what might work for you.



09/12/2025

🍂 Looks like mortgage rates couldn’t wait for the leaves to fall — and that’s GREAT news for homebuyers! 📉

Lower rates could potentially mean:
✅ More buying power for your budget
✅ More home options to choose from
✅ A chance to get ahead of the competition before fall hits

If you’ve been waiting for the right time to buy, this might be it. Don’t sit on the sidelines while opportunities pass you by.

DM me today and let’s talk about your mortgage options, your buying power, and how you may be able to take advantage of these falling rates. 🏡

09/10/2025

Rates trending down = music to every homebuyer’s ears 📉🎉

I’m running, not walking, to make sure you know what this could potentially mean:
✅ More buying power
✅ Lower monthly payments
✅ A chance to get pre-approved with confidence

The market moves fast, and the best opportunities go to those who stay ready. If you’ve been waiting for a sign to start your homeownership journey… this is it.

DM me today to talk pre-approval and let’s put you in the best position when the right home hits the market!

09/08/2025

💡 Buyers don’t realize this: sellers are more flexible right now.

👉 Seller concessions are back—covering closing costs or even buying down your rate.

That means you could save thousands upfront and make owning a home way more affordable than you think.

It’s not just about the price tag—it’s about how the deal is structured. 👏
If you’ve been waiting… this might be the moment. 🏡✨

09/04/2025

Think charity is only about money? Nope! It’s about showing up for your community.

At Hartford Funding, Ltd, giving back is who we are. From food and turkey drives to school supply drives, community improvement projects, and helping families find a safe place to call home — we’re proud to make a difference, one step at a time. 🏡

👉 Now it’s your turn: What’s YOUR favorite way to give back? Drop it in the comments — your idea could inspire someone else today!

08/29/2025

Labor Day Weekend = BBQs, family, and a little R&R 🎉🏡.

It’s a great time to celebrate all your hard work and also think about your next big goal — owning your own home! Take a few minutes this long weekend to plan, research, or even start your pre-approval process. Every step counts toward turning your homeownership dreams into reality!

📩 DM me today to get started on your pre-approval and make this Labor Day weekend both fun and productive.

08/26/2025

If your dog had a say in your next home... they'd want more room to roam!

This National Dog Day, I’m sharing 5 features that help make a house more comfortable for our four-legged family members.

From fenced yards to nearby parks, it's about creating a home that works for everyone.

Thinking of buying? I’ll help you get pre-approved and walk you through the mortgage process with confidence.

DM me today to talk home financing—dog pics welcome.

Address

100 Crossways Park Drive West Suite 302
Woodbury, NY
11797

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