Mike Ott at First Heritage Mortgage

Mike Ott at First Heritage Mortgage Mike Ott | NMLS ID #330537

First Heritage Mortgage, LLC is an Equal Housing Lender. First Heritage Mortgage, LLC is an Equal Housing Lender.

Company NMLS ID #86548 | Woodbridge Branch NMLS ID #920806
(www.nmlsconsumeraccess.org) At First Heritage Mortgage, we understand that your home represents peace of mind for your family, a sense of community belonging, and in many cases, your most significant financial investment. Work with our team of lending experts for greater simplicity, honesty, and fairness throughout the mortgage process. O

ur History
Founded in 1996, First Heritage Mortgage was designed to be the premier source of mortgage financing in the Washington DC area. By working hard to prove ourselves on every loan, we have earned a reputation for our ability to provide innovative mortgage solutions, customized to the unique needs of each borrower. Today, we serve customers throughout the Mid-Atlantic, southern East Coast, and beyond. Our Approach
We go beyond traditional conventional mortgage programs to offer FHA and VA insured mortgages, financing for new construction and second homes, first time homebuyer assistance programs, refinancing options, and more. As a direct lender, we control every aspect of the mortgage process from start to finish. Our borrowers’ loans are processed, underwritten, and closed in a local First Heritage Mortgage office. This translates to a speedy and accurate delivery of services, removing much of the stress from the process. Reach out today to learn more - We look forward to the opportunity to work with you! Company NMLS ID #86548
Woodbridge Branch NMLS ID #920806
(www.nmlsconsumeraccess.org)

Selling your current home while trying to buy your next one? 🏡🔄It can feel like you’re trying to line up a million movin...
09/09/2026

Selling your current home while trying to buy your next one? 🏡🔄

It can feel like you’re trying to line up a million moving pieces at once—but with the right strategy and team behind you, it is possible to make the transition smoother!

From deciding whether to buy or sell first to understanding your financing options, there are a few important things to consider before making your move.

We break it down in our latest blog. 👇

🔗 Learn more here!
https://myoc.io/gWl8hwWYgY5/mnphd

Are interest rates keeping you from buying a home? 🏡 A buydown might be your answer!A buydown lets you pay upfront to lo...
09/08/2026

Are interest rates keeping you from buying a home? 🏡 A buydown might be your answer!

A buydown lets you pay upfront to lower your rate for a bit so you can buy now, save monthly, and refinance later if rates drop. 💰

We break it down for you in our blog. Read all about it! 🔗 https://fhmtg.com/2023/02/16/what-is-a-buydown-on-a-mortgage/

Affordability is the #1 challenge most first-time homebuyers are facing today—but it shouldn’t stop you from homeowners...
09/06/2026

Affordability is the #1 challenge most first-time homebuyers are facing today—but it shouldn’t stop you from homeownership!

With home prices climbing, many buyers are discovering that condos and townhomes offer a more attainable path to homeownership than the traditional single-family home they may have envisioned. 🏡

Both options can help you get your foot in the door, but they come with important differences. But which one is the better fit for you and your goals? Check out our blog to get your answer!
https://myoc.io/gWl8hwWYgY5/GYShV

09/05/2026

Market Update: Week Ending September 4

Hurricane season is here. Is your home ready? 🌀 When a storm is in the forecast, it's already too late to start preparin...
09/04/2026

Hurricane season is here. Is your home ready? 🌀

When a storm is in the forecast, it's already too late to start preparing. Taking a few simple steps now—like securing your home's exterior, reviewing your insurance coverage, and building an emergency plan—can make all the difference when severe weather strikes. ⛈️🌫️

Our blog walks you through practical ways to help protect your home, your family, and one of your biggest investments before the next storm arrives.

Check out our blog to stay prepared and stay protected. 👇
https://myoc.io/gWl8hwWYgY5/NFRbe

If you’ve been meaning to give AI a try, remember: you’re just a handful of prompts away from faster marketing and follo...
09/02/2026

If you’ve been meaning to give AI a try, remember: you’re just a handful of prompts away from faster marketing and follow-up. 🤖

You don’t have to figure AI out alone — we’ll walk you through it live. A few simple AI prompts can save you hours every week but only if you know how to make tools like ChatGPT and Claude work for you.

That’s why our marketing team is continuing the Marketing Growth Series with a session designed specifically for real estate agents and loan officers, led by Erica Goodwin and Cotton Walsh from First Heritage Mortgage.

Here’s what we’ll cover:
✨ How to make AI sound like you
✨ How to build your own AI content assistant
✨ How to use AI as your marketing “advisory panel”
✨ Plug-and-play prompts to save hours each week
✨ A live walkthrough of ChatGPT + Claude

You’ll walk away with practical prompts and a simple game plan you can start using the same day.

Save your spot and join us! Register here 🔗
https://myoc.io/gWl8hwWYgY5/blg3O

Real estate partners, this is your reminder — if AI has been on your to-do list but you’re still not sure where to begin...
09/01/2026

Real estate partners, this is your reminder — if AI has been on your to-do list but you’re still not sure where to begin, this webinar is for you. 🤖

Our marketing team is back with the next session in the Marketing Growth Series, so you can spend less time trying to “figure out” AI and more time putting it to work to grow your business.

Join Erica Goodwin and Cotton Walsh from the First Heritage Mortgage marketing team to learn:
✨ How to make AI sound like you
✨ How to build your own AI content assistant
✨ How to use AI as your marketing “advisory panel”
✨ Plug-and-play prompts to save hours each week
✨ A live walkthrough of ChatGPT + Claude

Spots are limited so don’t miss out! 🔗
https://myoc.io/gWl8hwWYgY5/KBKeE

Your first home might look different than you imagined and that’s okay! 🏡Condos and townhomes are becoming go-to starter...
08/30/2026

Your first home might look different than you imagined and that’s okay! 🏡

Condos and townhomes are becoming go-to starter homes for first-time buyers because they offer a more affordable way into the market than many single-family homes. They each have their own tradeoffs in lifestyle, fees, maintenance, and long-term plans. 🔑

👉🏼 Our blog breaks down what to weigh between the two, how each option fits different budgets and lifestyles, and why getting into a home now can be smarter than waiting years for that ‘perfect’ single-family house.

Check out our blog to start figuring out which path to homeownership makes the most sense for you. 🔗
https://myoc.io/gWl8hwWYgY5/JaXv7

Address

12701 Marblestone Drive Suite 110
Woodbridge, VA
22192

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

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