Farmers & Merchants State Bank

Farmers & Merchants State Bank Locally owned. Community focused. Proudly serving Winterset, St. Charles, Orient, Greenfield, and surrounding Iowa communities.

Banking that's simple, friendlier and local: Many banks claim more, but at F&M Bank, we really deliver on that promise. Because to us, "more" means something more. We're proud to offer all the convenient banking technology you need, with a team of people who care about investing locally, helping their neighbors and making decisions based on more than just numbers. Count on us for all your local banking needs!

All F&M State Bank locations will be closed Monday, September 7th in observance of Labor Day.We wish our customers, empl...
09/02/2026

All F&M State Bank locations will be closed Monday, September 7th in observance of Labor Day.
We wish our customers, employees, and communities a safe and enjoyable Labor Day! ❤️🤍💙

🍂 September is all about YOU at F&M! 🍂We’re kicking off our Customer Appreciation Drawing, and all month long you can st...
09/01/2026

🍂 September is all about YOU at F&M! 🍂
We’re kicking off our Customer Appreciation Drawing, and all month long you can stop by and enter for your chance to win a beautiful fall mum! 🌼
Then, during Customer Service Week, October 5–9, we’ll draw one winner each day!
And the fun doesn’t stop there! 🍪☕ Be sure to stop by during Customer Service Week for festive fall treats, coffee and a little extra F&M hospitality as we celebrate the people who make what we do possible — YOU!!
Stop in during September and get your name in the drawing!

09/01/2026

👋 We think banking is better when you know the people you're banking with.
So, throughout September, we're introducing you to the people behind our lending team!
First up: Connor! 🌾
Swipe through to learn what he loves about working with local farmers, what you should know before sitting down with him about a loan…and a few fun facts about the person behind the lending desk! 😂
www.fmstate.bank | Member FDIC

Secure Shred Solutions is here 9-11am in the north parking lot of F&M Winterset! We hope to see you there! 📄📃
08/29/2026

Secure Shred Solutions is here 9-11am in the north parking lot of F&M Winterset! We hope to see you there! 📄📃

See it. Know it. Stay on top of it. 📲Notifi-Account Alerts make it easy to keep track of activity on your F&M accounts w...
08/27/2026

See it. Know it. Stay on top of it. 📲
Notifi-Account Alerts make it easy to keep track of activity on your F&M accounts with convenient text or email notifications.
Set your preferences, choose your alerts and let Notifi help you stay informed.
🔔 Get started through Alerts in F&M Online Banking.
www.fmstate.bank | Member FDIC

08/26/2026

It’s National Dog Day and we want to meet your four-legged friends!🐾🐶
Drop a photo of your pup in the comments below!🐕🦴⬇️

🏠🌾 Whatever’s next, it helps to have a local lender in your corner!From home loans and personal loans to ag financing, B...
08/25/2026

🏠🌾 Whatever’s next, it helps to have a local lender in your corner!
From home loans and personal loans to ag financing, Brody is here to help you find the right financing for your next step.
Stop by our St. Charles location and talk with Brody about what you have planned!
www.fmstate.bank | Member FDIC

Wishing all students, teachers, school staff, and families a safe, fun, and successful school year from all of us at Far...
08/24/2026

Wishing all students, teachers, school staff, and families a safe, fun, and successful school year from all of us at Farmers & Merchants State Bank. ✏️

08/21/2026

Did you pass today’s pop quiz?😉
If you guessed A. 36¢…. You’re right!
With Keep the ¢hange, your debit card purchases are rounded up to the nearest dollar, and the difference is automatically transferred into your F&M Savings account.
Because when it comes to saving money, even the smallest amounts can make a big difference over time!
Keep The ¢hange | Farmers & Merchants State Bank | Member FDIC

The stack of old statements, receipts, and paperwork staring at you?👀 It’s time to let it go! Bring your documents to ou...
08/20/2026

The stack of old statements, receipts, and paperwork staring at you?👀 It’s time to let it go! Bring your documents to our Shred Day on August 29th and we’ll help you safely clear the clutter. 9-11am in the North Parking lot of F&M State Bank. 101 W Jefferson St. Winterset, IA 50273.🗑️📃

Address

101 West Jefferson Street
Winterset, IA
50273

Opening Hours

Monday 8:30am - 4pm
Tuesday 8:30am - 4pm
Wednesday 8:30am - 4pm
Thursday 8:30am - 4pm
Friday 8:30am - 4pm
Saturday 8:30am - 11am

Telephone

+15154624242

Website

Alerts

Be the first to know and let us send you an email when Farmers & Merchants State Bank posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Farmers & Merchants State Bank:

Shortcuts

Share

Category