GPS Insurance Agency

GPS Insurance Agency GPS Insurance Agency is an independent insurance agency in Winters, Texas. Technology has made doing business over a distance the new norm.

Formally known as “Gehrels & Associates”, we have operated out of our offices here in Winters, Texas since 1987. Our unique brand of customer service has allowed us the privilege of working with clients all over Texas. Our “Advertising” concept has been strictly through “Word of Mouth”, yet from the Dallas/Ft.Worth Area to Midland/Odessa, and from Amarillo to Houston, we currently enjoy lifelong r

elationships with individual clients and business groups. We always love to see you. We are always as close as the telephone and regularly travel from the center of Texas to every area of this Great State for personal service and attention to detail. Our customer’s needs are the reason we exist. It has become quite difficult for an average individual to stay abreast of the ever changing opportunity, as well as the rules and regulations associated with keeping your family insured. You want good coverage at the most reasonable price available, and that is a difficult path to navigate. We’ll show you the way. We can explain your options in plain language so you can make a good decision.

A lot of people don’t realize how much “in-network” impacts healthcare costs until AFTER receiving a bill 👀Insurance com...
06/26/2026

A lot of people don’t realize how much “in-network” impacts healthcare costs until AFTER receiving a bill 👀

Insurance companies negotiate pricing with in-network providers, which often helps reduce out-of-pocket costs for patients.

Going out-of-network can sometimes mean higher medical bills, reduced coverage, separate deductibles, or certain services not being covered at all.

That’s why checking provider networks BEFORE appointments can make a much bigger financial difference than people expect.

www.gpsinsuranceagency.com
(325)754-4818
100 W. Dale
Winters, TX

When comparing health insurance plans, most people focus on the monthly premium first…But one of the MOST important numb...
06/24/2026

When comparing health insurance plans, most people focus on the monthly premium first…

But one of the MOST important numbers is actually the out-of-pocket maximum 👀

This number represents the most you’d pay during the plan year for covered healthcare expenses before your insurance begins covering eligible services at 100%.

Understanding this number can make a huge difference when comparing the true cost of different health plans.

www.gpsinsuranceagency.com
(325)754-4818
100 W. Dale
Winters, TX

Many people are surprised when one prescription costs significantly more than another.Insurance plans often organize med...
06/22/2026

Many people are surprised when one prescription costs significantly more than another.

Insurance plans often organize medications into different pricing tiers, which can affect how much you pay depending on whether the prescription is brand-name or generic, where it falls on the formulary list, and even which pharmacy you use.

That’s why two prescriptions can have very different costs, even if they treat similar conditions.

www.gpsinsuranceagency.com
(325)754-4818
100 W. Dale
Winters, TX

Many people don’t realize missing certain Medicare enrollment deadlines can potentially lead to:• Late enrollment penalt...
06/19/2026

Many people don’t realize missing certain Medicare enrollment deadlines
can potentially lead to:

• Late enrollment penalties
• Delayed coverage
• Higher future costs

Because Medicare timelines can get confusing fast, understanding your options BEFORE enrolling can help prevent expensive mistakes later 👀

www.gpsinsuranceagency.com
(325)754-4818
100 W. Dale
Winters, TX

Choosing a health insurance plan can feel overwhelming fast 👀That’s why asking the RIGHT questions matters before enroll...
06/17/2026

Choosing a health insurance plan can feel overwhelming fast 👀

That’s why asking the RIGHT questions matters before enrolling.

Things like deductibles, provider networks, prescription coverage, referrals, and out-of-pocket maximums can make a huge difference in both your healthcare access and overall costs later on.

Because the monthly premium only tells part of the story.

www.gpsinsuranceagency.com
(325)754-4818
100 W. Dale
Winters, TX

Most people focus on the monthly premium when choosing a health insurance plan…But one of the MOST important numbers is ...
06/15/2026

Most people focus on the monthly premium when choosing a health insurance plan…

But one of the MOST important numbers is actually the out-of-pocket maximum 👀

This number represents the most you’d pay during the plan year for covered medical expenses before insurance begins covering eligible services at 100%.

Because sometimes the “cheapest” plan upfront can end up costing more later.

www.gpsinsuranceagency.com
(325)754-4818
100 W. Dale
Winters, TX

It depends on your situation 👀Group dental plans often have lower premiums, while individual plans may offer more flexib...
06/12/2026

It depends on your situation 👀

Group dental plans often have lower premiums, while individual plans may offer more flexibility depending on your needs.

The best option usually comes down to:
• Budget
• Employer benefits
• Preferred dentists
• Expected dental care needs

That’s why comparing the details matters before choosing a plan 🦷

www.gpsinsuranceagency.com
(325)754-4818
100 W. Dale
Winters, TX

The correct answer? 👀✅ B. Amount you pay before insurance helps.Your deductible is the amount you typically pay for cove...
06/10/2026

The correct answer? 👀

✅ B. Amount you pay before insurance helps.

Your deductible is the amount you typically pay for covered healthcare services before your insurance starts sharing costs.

A lot of people confuse deductibles with monthly premiums, but they’re two completely different parts of your health plan.

Understanding the difference can make insurance much less confusing 📖

www.gpsinsuranceagency.com
(325)754-4818
100 W. Dale
Winters, TX

One of the biggest Medicare misconceptions?That all healthcare expenses are automatically covered.In reality, depending ...
06/08/2026

One of the biggest Medicare misconceptions?

That all healthcare expenses are automatically covered.

In reality, depending on the plan, Medicare may still include:
• Deductibles
• Copays
• Prescription costs
• Dental and vision limitations
• Other out-of-pocket expenses

That’s why understanding your coverage BEFORE you need it is so important 👀

www.gpsinsuranceagency.com
(325)754-4818
100 W. Dale
Winters, TX

A lot of people assume dental insurance covers every procedure the same way… but that’s usually not the case 👀Many plans...
06/05/2026

A lot of people assume dental insurance covers every procedure the same way… but that’s usually not the case 👀

Many plans separate dental services into categories like preventive, basic, major, and orthodontic care, and each category may have different coverage percentages, waiting periods, or annual limits.

That’s why reviewing your dental benefits BEFORE treatment can help avoid unexpected costs later 🦷

www.gpsinsuranceagency.com
(325)754-4818
100 W. Dale
Winters, TX

Address

100 West Dale Street P. O. Box 489
Winters, TX
79567

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+13257544818

Website

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