GPS Insurance Agency

GPS Insurance Agency GPS Insurance Agency is an independent insurance agency in Winters, Texas. Technology has made doing business over a distance the new norm.

Formally known as “Gehrels & Associates”, we have operated out of our offices here in Winters, Texas since 1987. Our unique brand of customer service has allowed us the privilege of working with clients all over Texas. Our “Advertising” concept has been strictly through “Word of Mouth”, yet from the Dallas/Ft.Worth Area to Midland/Odessa, and from Amarillo to Houston, we currently enjoy lifelong r

elationships with individual clients and business groups. We always love to see you. We are always as close as the telephone and regularly travel from the center of Texas to every area of this Great State for personal service and attention to detail. Our customer’s needs are the reason we exist. It has become quite difficult for an average individual to stay abreast of the ever changing opportunity, as well as the rules and regulations associated with keeping your family insured. You want good coverage at the most reasonable price available, and that is a difficult path to navigate. We’ll show you the way. We can explain your options in plain language so you can make a good decision.

Before you travel, it’s worth checking how your current health coverage works away from home.Some plans may have limited...
09/04/2026

Before you travel, it’s worth checking how your current health coverage works away from home.

Some plans may have limited coverage outside their regular service area, especially for non-emergency care. Travel health insurance can help fill certain gaps with benefits for eligible medical treatment, emergency transportation, and other covered expenses while you’re away.

A quick coverage review before your trip can help you know what to expect if you need care while traveling.

www.gpsinsuranceagency.com
(325)754-4818
100 W. Dale
Winters, TX

A lower monthly premium can look like the better deal, but Medicare costs go beyond what you pay each month.Deductibles,...
09/02/2026

A lower monthly premium can look like the better deal, but Medicare costs go beyond what you pay each month.

Deductibles, copays, coinsurance, prescription costs, provider networks, and out-of-pocket limits can all affect what you actually spend throughout the year.

Comparing the full cost of coverage can help you choose a plan based on how you use healthcare, not just the premium.

www.gpsinsuranceagency.com
(325)754-4818
100 W. Dale
Winters, TX

Missing Open Enrollment does not always mean you have to wait until next year for health coverage.Certain life changes, ...
08/31/2026

Missing Open Enrollment does not always mean you have to wait until next year for health coverage.

Certain life changes, such as losing existing coverage, getting married, having a baby, or moving to a new coverage area, may qualify you for a Special Enrollment Period.

Eligibility and deadlines can vary, so it is important to review your options soon after the life event occurs.

We can help you understand the next steps and compare available plans.

www.gpsinsuranceagency.com
(325)754-4818
100 W. Dale
Winters, TX

A medical emergency while traveling can involve more than the cost of treatment.Travel health coverage may help with eli...
08/28/2026

A medical emergency while traveling can involve more than the cost of treatment.

Travel health coverage may help with eligible doctor visits, hospital care, emergency transportation, or medical evacuation, depending on the policy. Coverage limits, exclusions, and destination requirements can vary.

Reviewing these details before departure can help you understand what support may be available when you are away from home.

www.gpsinsuranceagency.com
(325)754-4818
100 W. Dale
Winters, TX

Let’s hear it for our hometown boys!!!!Go get a WIN!!
08/27/2026

Let’s hear it for our hometown boys!!!!
Go get a WIN!!

A Health Savings Account belongs to the individual, even when it is offered through an employer.Unused funds can roll ov...
08/26/2026

A Health Savings Account belongs to the individual, even when it is offered through an employer.

Unused funds can roll over from year to year, and the account generally stays with the employee after changing jobs or retiring. To contribute, the individual must be enrolled in an HSA eligible health plan and follow annual contribution limits.

Understanding both the health plan and the savings account can help employees make better use of this benefit.

www.gpsinsuranceagency.com
(325)754-4818
100 W. Dale
Winters, TX

Group dental plans may calculate benefits using a negotiated or allowed amount rather than the dentist’s full charge.Thi...
08/24/2026

Group dental plans may calculate benefits using a negotiated or allowed amount rather than the dentist’s full charge.

This can affect what the insurance company pays and what remains the employee’s responsibility. Choosing an out of network provider may also result in additional costs above the plan’s allowed amount.

Reviewing network participation and requesting a treatment estimate can help employees better understand their expected costs before receiving care.

www.gpsinsuranceagency.com
(325)754-4818
100 W. Dale
Winters, TX

You do not have to wait until your 65th birthday to begin preparing for Medicare.For most people, the Initial Enrollment...
08/21/2026

You do not have to wait until your 65th birthday to begin preparing for Medicare.

For most people, the Initial Enrollment Period lasts seven months. It begins three months before the month you turn 65, includes your birthday month, and continues for three months afterward.

Starting early gives you time to understand your enrollment timeline, review your current coverage, and compare Medicare options without feeling rushed.

www.gpsinsuranceagency.com
(325)754-4818
100 W. Dale
Winters, TX

A 401(k) match and a vesting schedule describe two different parts of an employer retirement plan.The match explains how...
08/19/2026

A 401(k) match and a vesting schedule describe two different parts of an employer retirement plan.

The match explains how much the employer may contribute based on an employee’s contributions. The vesting schedule determines when the employee gains full ownership of those employer contributions.

Understanding both can help employees see the true value of their retirement benefit and know what portion of the account they may keep after leaving the company.

www.gpsinsuranceagency.com
(325)754-4818
100 W. Dale
Winters, TX

Still working as you approach Medicare eligibility? Your enrollment timeline may depend on the type of coverage you have...
08/17/2026

Still working as you approach Medicare eligibility?

Your enrollment timeline may depend on the type of coverage you have through your employer.

Some people can delay certain parts of Medicare without penalty, while others may need to enroll when first eligible. Understanding the rules before age 65 can help you avoid gaps in coverage or unexpected costs.

www.gpsinsuranceagency.com
(325)754-4818
100 W. Dale
Winters, TX

Address

100 West Dale Street P. O. Box 489
Winters, TX
79567

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+13257544818

Website

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