The Woodburn Team at CrossCountry Mortgage, LLC

The Woodburn Team at CrossCountry Mortgage, LLC Direct Mortgage Lender, NMLS228431 NMLS1591876 NMLS3029 We are a direct mortgage lender so we can deliver the best loan programs and rates available.

What sets us apart from other lenders is our dedication to each and every client, regardless of the loan size. The type of mortgage you need to apply for depends upon many variables. After analyzing you current situation and your future financial goals, we will tailor a loan to fit your specific needs.

08/10/2026

Forbearance isn't free money. 🚨

Had a seller who took THREE forbearances just because he could — no job loss, no missed payments, just extra cash sitting on his loan. Then rates dropped and he couldn't refinance because he was still stuck in that forbearance period.

Your mortgage company can't stop you from going into forbearance, but they also won't tell you the whole truth: it WILL affect your credit, no matter what they say.

Forbearance should be your last resort — not a shortcut.

🎥 Watch the whole video here: https://youtu.be/fa5ibjauX0Y

Bruce Woodburn – The Loan Arranger
📞407-250-9144 | 🌐WeBringYouHome.com

08/08/2026

Cleve Loveland and Bruce Woodburn wrap up the show with a deep dive into what a real estate planner actually does, Bruce's updated medical professional loan program, new construction options in Central Florida, and the latest on Florida's proposed homestead property tax relief.

- What a "real estate planner" really means — from timing a sale correctly to building a long-term investment strategy, not just handing over listings
- Bruce's medical professional loan: 100% financing up to $2 million, no PMI, available to physicians, dentists, nurse practitioners, PAs, and optometrists — plus Hometown Heroes down payment assistance for teachers, nurses, police, and firefighters
- New construction spotlight: Jones Homes at Harmony (golf course community, custom builds from $380K) and Trinity Family Builders' closing cost credits
- An update on Florida's homestead property tax relief measure, which could reduce property taxes for homes assessed at $250,000 or less if approved by voters this November

Ready to explore your options or build a real estate plan? Reach out to Cleve or Bruce today — links below.

Bruce Woodburn – The Loan Arranger
📞407-250-9144 | 🌐WeBringYouHome.com

Cleve Loveland – Real Estate Planner
📞407-352-8118 | 🌐CleveLoveland.com

Chapters:
00:00 Real Estate Planner Mindset
00:47 Rental Strategy and 1031 Wins
02:37 Protecting Families and Staying Balanced
04:16 Rates Buydowns and Loan Programs
10:06 New Construction Tips and Builder Deals
11:33 Florida Homestead Relief and Wrap Up

Central Florida real estate planner, Orlando real estate strategy, Bruce Woodburn, The Loan Arranger, CrossCountry Mortgage, Cleve Loveland, real estate planner, medical professional loan, doctor loan mortgage, physician mortgage loan, 100 percent financing no PMI, Hometown Heroes down payment assistance, teacher nurse police mortgage program, new construction Central Florida, Jones Homes at Harmony, St Cloud Florida homes, Trinity Family Builders, custom home builder Florida, Florida homestead property tax relief, Florida Amendment 3 property tax, Florida property tax reform 2026, real estate investment planning, 1031 exchange strategy, life insurance for homeowners, rental property investing Florida, Orlando mortgage lender, direct mortgage lender Florida, first time home buyer Florida, real estate market strategy, WeBringYouHome

08/08/2026

Cleve Loveland runs down fresh Central Florida listings from DeLand to Oviedo, then he and Bruce Woodburn dig into what's really driving mortgage rates — plus a real client story on paying off a mortgage in as little as 5.5 years.

- Featured listings across DeLand, Clermont, Oviedo, Mount Dora, and Metro West, from $285K starter homes to multi-generational estates
- Why oil prices and inflation matter for mortgage rates, and what the September Fed meeting could mean for buyers
- A real HELOC vs. refinance case study: how consolidating debt helped two clients pay off their entire mortgage in 5.5 to 8.5 years — plus why big-tech real estate platforms like Zillow and Rocket Mortgage often low-ball offers

Ready to build your real estate plan or see if a refinance could save you thousands? Reach out to Cleve or Bruce today — links below.

Bruce Woodburn – The Loan Arranger
📞407-250-9144 | 🌐WeBringYouHome.com

Cleve Loveland – Real Estate Planner
📞407-352-8118 | 🌐CleveLoveland.com

Chapters:
00:00 Show Intro and Listings
01:48 Multi Gen Homes Spotlight
02:37 Hamptons Listing and Call In
03:29 Rates Inflation and Buy Now
06:19 Avoid Big Tech Realtors
08:31 Debt Solutions and Retirement Plan

Central Florida real estate listings, Orlando homes for sale, DeLand real estate, Clermont pool homes, Oviedo real estate, Mount Dora Country Club homes, Metro West Orlando homes, Bruce Woodburn, The Loan Arranger, CrossCountry Mortgage, Cleve Loveland, real estate planner, refinance to pay off mortgage early, HELOC vs refinance, debt consolidation mortgage, mortgage payoff strategy, Fed interest rate decision, mortgage rates and inflation, oil prices interest rates, Zillow vs realtor, Rocket Mortgage review, multi-generational homes Florida, leapfrog real estate investing, rental property retirement strategy, Orlando mortgage lender, direct mortgage lender Florida, Central Florida realtor, first time home buyer Florida, real estate financial planning, WeBringYouHome

08/08/2026

Cleve Loveland and Bruce Woodburn break down the latest Central Florida real estate numbers — and why the "foreclosure wave" you keep hearing about isn't real.

- Central Florida MLS data: listings down 14% year-over-year, pending sales up 8%, and months of supply dropping to 4.2 — inventory is tightening even with rates near 6.6%
- The truth behind the "foreclosure wave" headlines and why forbearance can quietly cost you tens of thousands at payoff
- Why your credit score still matters even above 740, and how market absorption rate helps determine real pricing strategy for your specific neighborhood

Ready to make your move? Get pre-qualified with Bruce or build your real estate plan with Cleve today — links below.

Bruce Woodburn – The Loan Arranger
📞407-250-9144 | 🌐WeBringYouHome.com

Cleve Loveland – Real Estate Planner
📞407-352-8118 | 🌐CleveLoveland.com

Chapters:
00:00 Show Kickoff and Topics
00:28 Rates Update and Buyer Mindset
03:28 Market Stats and Inventory Reality
05:52 Mortgage Products and Credit Tips
07:30 Forbearance Warnings and Foreclosure Talk
10:17 Real Estate Planning and Closing Pitch

Central Florida real estate, Orlando real estate market, mortgage rates today, Florida housing market update, Bruce Woodburn, The Loan Arranger, CrossCountry Mortgage, Cleve Loveland, real estate planner, Orlando mortgage broker, Florida foreclosure myth, forbearance risks, mortgage forbearance explained, credit score for mortgage, 740 credit score mortgage rate, Central Florida MLS data, months of housing inventory, market absorption rate, Orlando housing inventory, Florida real estate news, first time home buyer Florida, Orlando mortgage lender, direct mortgage lender Florida, Kissimmee real estate, Deltona real estate market, Florida real estate podcast, Orlando home buying tips, mortgage application process, real estate market analysis

08/08/2026

First-time buyer vs. someone who's owned for 25 years — the property tax gap is real.

Long-time Florida owners get to take their tax savings with them (portability). But a new buyer? They're stepping into a fully assessed tax rate right out of the gate.

Bruce and Tom break down why that hits first-time home buyers the hardest.

👀Watch the full conversation: https://youtu.be/eexvi4lQbts

Bruce Woodburn – The Loan Arranger
📞407-250-9144 | 🌐WeBringYouHome.com

08/07/2026

3 Big Things you need to know this week 👇

🏡 Florida property tax relief could save homesteaded owners ~$2,500 — but the fine print is changing
🏢 Condo financing just got tougher with new Fannie/Freddie reserve rules
📈 Mortgage rates hit a 2026 high at 6.69% — here's what that actually costs you

Full breakdown in the video 🎥

Bruce Woodburn – The Loan Arranger
📞407-250-9144 | 🌐WeBringYouHome.com

08/06/2026

Bruce asked Tom why this vote on Florida property taxes should matter to a 28-year old renter. His answer: property taxes never end.

Bruce and Tom break down how a potential property tax reduction could affect first-time buyers vs. long-time owners — and what happens to affordability if nothing changes.

Watch the full conversation: https://youtu.be/eexvi4lQbts

Bruce Woodburn – The Loan Arranger
📞407-250-9144 | 🌐WeBringYouHome.com

The Florida Hometown Heroes Program is back—but funding is limited.If you're a teacher, nurse, healthcare professional, ...
08/06/2026

The Florida Hometown Heroes Program is back—but funding is limited.

If you're a teacher, nurse, healthcare professional, first responder, law enforcement officer, firefighter, military member, or another eligible full-time Florida worker, now is the time to see if you qualify.

The Florida Hometown Heroes Program offers up to $35,000 in down payment and closing cost assistance, making it easier to buy a home with less money out of pocket.

• Up to $35,000 in down payment assistance
• Help with closing costs
• Available to eligible Florida workers
• Funding is limited and available on a first-come, first-served basis

The best time to get started is before you start house hunting. Secure your Hometown Heroes funds today so you're ready to make an offer when the right home comes along.

If you've been thinking about buying a home in Florida, don't wait until the funds are gone. Reach out today to see if you're eligible and get pre-approved.

Bruce Woodburn – The Loan Arranger
📞407-250-9144 | 🌐WeBringYouHome.com

08/06/2026

```
Client came in with $3,000/month in total debt, including his mortgage.

We consolidated everything into one refinance and got that number down to about $1,500/month. That's $1,625 in savings every single month.

Here's where it gets good: if he takes that extra $1,625 and puts it straight toward his mortgage, it's paid off in 5.5 years. No mortgage, no cars, no credit cards. Just retirement, debt-free.

This is what a debt consolidation refinance can actually do when it's structured right.

🎥 Watch the full video here: https://youtu.be/y3oLXsGq-e8

Bruce Woodburn – The Loan Arranger
📞407-250-9144 | 🌐WeBringYouHome.com
NMLS # 228431

08/03/2026

Negotiating closing costs > negotiating price. 💡

Had a client buying a $2.5M home ask how I'd structure the deal. My answer: pay full price, but get $100K in seller-paid closing costs. That bought his rate down to 5.65% — saving him about $30K compared to refinancing later.

Way under market. This is the difference between working with a specialist and working with someone who just got promoted to take mortgage apps.

🎥 Watch the full video here: https://youtube.com/live/GcQjO7_5eCE

Bruce Woodburn – The Loan Arranger
📞407-250-9144 | 🌐WeBringYouHome.com
NMLS # 228431

Address

2729 W Fairbanks Avenue
Winter Park, FL
32789

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Website

,

Alerts

Be the first to know and let us send you an email when The Woodburn Team at CrossCountry Mortgage, LLC posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category