Tara McCafferty - American Pacific Mortgage

Tara McCafferty - American Pacific Mortgage Tara McCafferty
Branch Manager & Mortgage Loan Originator
at American Pacific Mortgage
NMLS #328378
Licensed in CA, NV, GA, TN & FL

With decades of experience, Tara is the mortgage expert you need! Serving Reno, NV; Roseville, CA; Orlando, FL; and more, Tara can help secure your mortgage loan, refinance an existing loan, or just answer any questions.

06/09/2026

Waiting for the market can cost more than entering it. Waiting may feel safe, but it can come with real financial tradeoffs over time. The right move is not timing perfectly, it is making a plan that fits your situation. If you want to explore options, message me.
https://myoc.io/GSLN*



NMLS # 328378

Rates change daily. Your goals should not. Rates go up and down, but your financial goals should stay consistent and gui...
06/04/2026

Rates change daily. Your goals should not. Rates go up and down, but your financial goals should stay consistent and guide your decisions. The key is building a plan that works through rate changes, not reacting to them. If you want help mapping that out, message me.
https://myoc.io/GSLN*



NMLS # 328378

06/02/2026

Mortgage rates can change for a variety of reasons, sometimes multiple times in a single day, and it’s not always because of one headline or one Fed meeting.
Factors that can influence mortgage rates include:
✔ Inflation trends
✔ Jobs reports
✔ Economic data
✔ Bond market activity
✔ Global events
✔ Investor confidence

That’s why a smart mortgage strategy starts with understanding your options, your goals, and your timeline, not just chasing headlines.

Creating a plan that factors in the current rate environment is how many buyers and homeowners are making confident decisions in today’s market.
Stop guessing. Start planning... contact me today!
https://myoc.io/GSLN*



NMLS # 328378

05/25/2026

Today we remember and honor the brave men and women who made the ultimate sacrifice for our freedom. Happy Memorial Day!
https://myoc.io/GSLN*



NMLS # 328378

05/22/2026

How are you spending your long weekend? Tell me your Memorial Day plans 👇
https://myoc.io/GSLN*



NMLS # 328378

05/21/2026

Did you know there are ways to lower your interest rate upfront when buying a home?
A seller-paid buydown allows the seller to contribute toward reducing your interest rate, helping to lower your monthly payment (especially in the early years of your loan).
This can be a powerful strategy in today’s market, giving buyers more flexibility and affordability.
It’s not one-size-fits-all, but it’s an option worth exploring if you’re planning to purchase.
https://myoc.io/GSLN*



NMLS # 328378

05/19/2026

Are you spending your days watching rates, waiting for them to drop so you can refinance? Here’s a smarter way to approach it.
Instead of trying to time the market yourself, work with a Loan Advisor to set your “strike rate,” the point where refinancing makes sense for your goals.
From there, your Loan Advisor monitors the market and lets you know when it’s time to act.
No guessing. No constant checking. Just a clear strategy.
https://myoc.io/GSLN*



NMLS # 328378

Today we honor the brave men and women of the United States Armed Forces. Your service, sacrifice, and strength protect ...
05/16/2026

Today we honor the brave men and women of the United States Armed Forces. Your service, sacrifice, and strength protect the freedoms we hold dear. Thank you for all you do.
https://myoc.io/GSLN*



NMLS # 328378

05/14/2026

If buying a home is a goal this year, pre-approval is your first step.
Getting pre-approved helps you:
• Know exactly what you can afford
• Strengthen your offer in a competitive market
• Move quickly when the right home comes along
Preparation gives you an edge. Without it, you risk missing out.
https://myoc.io/GSLN*



NMLS # 328378

05/12/2026

Are you waiting…or preparing? There’s a big difference.
Waiting for the “perfect” rate or market conditions can leave you stuck on the sidelines. Preparing, on the other hand, puts you in a position to act when the opportunity is right for you.
The truth is, no one can perfectly time the market, but you can control how ready you are.
Preparing means:
• Understanding your options
• Knowing your budget
• Having a strategy in place
Whether you’re buying a home or thinking about refinancing, those who win are the ones who are ready when the moment comes.
https://myoc.io/



NMLS # 328378

Address

480 N Orlando Suite 236, Office 242
Winter Park, FL
32789

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Website

Alerts

Be the first to know and let us send you an email when Tara McCafferty - American Pacific Mortgage posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category