Fringe Benefit Plans, Inc.

10/28/2026

WE DID IT!

We are beyond thrilled to announce that Fringe Benefit Plans has been named Best Insurance Agency in the 2026 Best of Winter Park awards!

This award means the world to us because it comes directly from YOU—our incredible community, clients, and partners. Serving Winter Park and helping protect what matters most to you is our passion every single day.

A massive thank you to everyone who voted for us, and to our dedicated team for always going above and beyond. We couldn't have done it without you!

10/27/2026

Great Benefits Aren’t an Expense—They’re an Investment

Did you know that comprehensive employee benefits are one of the most effective drivers of retention and overall performance? High-performing teams stay when they feel supported both inside and outside the workplace.

Offering strong perks helps your organization:

* Lower turnover and recruitment costs

* Boost everyday team morale and productivity

* Stand out in a competitive hiring market

How is your company evolving its benefit strategy this year? Let’s connect!



📧 [email protected]
📞 Direct: 407-862-5900
📍 2211 Lee Road, Suite 100, Winter Park, FL 32789

10/26/2026

Financial stress doesn't stay home when your employees log in for work.

When workers are overwhelmed by debt, living costs, or unexpected expenses, the impact shows up directly on the balance sheet:

Reduced focus and productivity

Increased absenteeism

Delayed preventive healthcare

Higher turnover rates

Financial confidence strengthens recruitment, retention, and day-to-day engagement.

In a competitive talent market, financial wellbeing benefits are shifting from a "nice-to-have" perk into a core differentiator of your Employee Value Proposition (EVP).

Help your team feel financially confident today, and you’ll be far better positioned to retain them tomorrow.


📞 407-862-5900
🌐 www.fbplans.com

10/23/2026

Leadership Question / Dialogue Driver (Simplifying Work)
Organizations measure growth, revenue, innovation, and productivity.

How many intentionally measure simplicity? 🤔

Workplace friction eats away at employee morale long before it shows up in turnover metrics. If you want to build deep trust with your workforce, show them that leadership values their time.

Try asking your team this single question during your next 1-on-1 or departmental meeting:

"If you could eliminate one recurring frustration in your day-to-day work, what would it be?"

You might uncover:

A decision approval process slowing down projects by weeks

A recurring meeting that consistently yields zero actionable outcomes

An administrative task that consumes hours without adding real value

Removing unnecessary friction tells your team: We respect your energy and time.

What’s one workplace frustration you’ve successfully eliminated in your team recently?


For more information, call us at 407-862-5900 or visit our website at www.fbplans.com.

10/20/2026

Operational HR / Work Culture (Addressing Burnout)
Burnout is rarely a resilience problem. It’s an operational problem. 🛑

Employees almost never burn out because of one exceptionally busy week. Burnout is the cumulative result of months spent navigating unnecessary friction:

Duplicative, redundant processes

Unclear team priorities

Multi-layered approval bottlenecks

Constant interruptions and status-update meetings

These minor frustrations silently drain energy, slow down productivity, and erode morale.

If you want to prevent burnout, don't just offer another mindfulness app or resilience workshop. Focus on designing sustainable work.

Sometimes the single most effective wellbeing initiative you can launch is simply making work easier to do.



For more information, call us at 407-862-5900 or visit our website at www.fbplans.com.

10/14/2026

The Strategic Evolution (Financial Wellbeing)
Financial wellbeing used to mean one thing: Retirement planning.

Today, that definition is shifting dramatically. 📈

Employees are navigating high living costs, student loan debt, rising healthcare expenses, and economic uncertainty. As financial stress follows team members into the office, HR leaders are recognizing a core truth:

Financial wellness is no longer just a personal issue. It is a business issue.

Research shows organizations with mature financial wellness programs are far more likely to achieve their broader business objectives. When employees feel financially secure, engagement and job satisfaction soar.

Forward-thinking organizations are looking beyond traditional 401(k)s and offering:

Emergency savings programs

Student loan repayment matching

Budgeting and debt management tools

Access to certified financial planners and coaches

Identity theft protection

The goal isn't to solve every financial puzzle for your team—it's to provide trusted resources that empower them at every stage of life.

How has your organization expanded its financial wellbeing strategy this year?



📞 407-862-5900
🌐

Turn Employee Benefits Into An Investment... Not An Expense FBP provides intelligent, innovative, and flexible employee benefits solutions that attract, retain, and reward top talent. Take The Quiz Watch Video Our Carriers

10/08/2026

WE NEED YOUR VOTE!

We have some huge news to share—Fringe Benefit Plan has been nominated for Best of Winter Park!

Being recognized alongside so many incredible local businesses is such an honor, but we can't cross the finish line without our amazing community. If we've helped you navigate your benefits, supported your business, or provided great service, we’d love your support!

Here is how you can help us bring home the win:
Vote Daily: You can cast one vote every single day until October 16th.
Take 30 Seconds: Set a quick daily reminder on your phone—every vote makes a difference!
Spread the Word: Tag a friend or neighbor in the comments who loves supporting local Winter Park businesses!

You can simply Scan the QR code to Vote
or use this link: https://lnkd.in/een-Pn_2

Thank you for being the best part of Fringe Benefit Plan. Let’s do this together, Winter Park!

10/06/2026

Are Your Employees Leaving Money on the Table?

You don't always need to launch expensive new benefits to improve employee satisfaction. Often, the biggest opportunity lies in helping employees fully understand and use what you already offer!

Many employees are unaware of available perks like:
🔹 Health Savings Account (HSA) & Flexible Spending Account (FSA) tax advantages
🔹 Financial counseling included in Employee Assistance Programs (EAPs)
🔹 Employer matching contributions and debt-planning tools
🔹 Voluntary financial protection benefits

Clear, regular communication throughout the year turns underutilized benefits into valuable retention drivers.

Want to audit your current benefits communication strategy? visit www.fbplans.com



📧 [email protected]
📞 Direct: 407-862-5900
📍 2211 Lee Road, Suite 100, Winter Park, FL 32789

10/05/2026

IRS UPDATE: ACA Affordability Benchmark Rises to 10.22%

Important compliance update for Applicable Large Employers (50+ full-time equivalent employees)!

The IRS has officially released updated ACA affordability percentages and non-compliance penalties for plan years beginning in 2027.

Key Numbers to Know:
📌 10.22% Affordability Threshold: The required employee contribution for lowest-cost, self-only coverage cannot exceed 10.22% of household income (up from 9.96%).
📌 Section 4980H(a) Penalty: Rises to $3,780 per full-time employee/year.
📌 Section 4980H(b) Penalty: Rises to $5,670 per affected full-time employee/year.

Action Items for HR & Leadership:
✔️ Reassess health plan premium contribution structures.
✔️ Test and document your chosen Safe Harbors (FPL, Rate of Pay, or Form W-2).
✔️ Verify that minimum-value coverage is offered to at least 95% of full-time staff.

Questions about adjusting your contribution strategy? Connect with our compliance team:



📧 [email protected]
📞 Direct: 407-862-5900
📍 2211 Lee Road, Suite 100, Winter Park, FL 32789

10/01/2026

WE NEED YOUR VOTE!

We have some huge news to share—Fringe Benefit Plan has been nominated for Best of Winter Park!

Being recognized alongside so many incredible local businesses is such an honor, but we can't cross the finish line without our amazing community. If we've helped you navigate your benefits, supported your business, or provided great service, we’d love your support!

Here is how you can help us bring home the win:
Vote Daily: You can cast one vote every single day until October 16th.
Take 30 Seconds: Set a quick daily reminder on your phone—every vote makes a difference!
Spread the Word: Tag a friend or neighbor in the comments who loves supporting local Winter Park businesses!

You can simply Scan the QR code to Vote
or use this link: https://map.proxi.co/r/ballot_CJ7p

Thank you for being the best part of Fringe Benefit Plan. Let’s do this together, Winter Park!