Mortgage Architect at The ROC Mortgage Group

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Mortgage Architect at The ROC Mortgage Group The ROC Group at CrossCountry Mortgage. Expert mortgage lending in FL rochomeloans.com | (617) 595-2500

Ivan Duarte | VP of Mortgage Lending | The ROC Group at CrossCountry Mortgage
NMLS #32559 | Company NMLS #3029 | Equal Housing Lender

Expert mortgage solutions for homebuyers, refinancing, and real estate partners.

You want a payment you can live with.Not the sticker. The monthly.Greater Boston single-families still clear about $1.03...
09/24/2026

You want a payment you can live with.

Not the sticker. The monthly.

Greater Boston single-families still clear about $1.03M.
Many homes under agreement in about three weeks — and Massachusetts put more listings on the board than last year.

A temporary 2-1 buydown eases year one only — not forever.
A fit-file ARM can cut the starting payment. It resets later. We map that risk in plain English before you file.

Fix the monthly. Then write the offer.

https://calendly.com/ivanduarte/15-minute-initial-loan-application-call-clone
Weekly brief: [NEWSLETTER_SIGNUP_URL — FLAG TBD]

Ivan Duarte · The Mortgage Architect · NMLS 32559 · 617-595-2500 · Equal Housing Lender · rates subject to change · not a commitment to lend

Rates just cleared seven percent again.Stop fighting for price only.Fight for the monthly.National averages for a typica...
09/23/2026

Rates just cleared seven percent again.

Stop fighting for price only.
Fight for the monthly.

National averages for a typical 30-year home loan jumped to about 7.12% last week — an average, not your personal quote.
Orlando: about four months of supply; priced-right homes still move in a month-plus.

Credits.
A temporary buydown for year-one relief — not a forever rate.
That's what hits the budget.

Book a free 15-minute strategy call:
https://calendly.com/ivanduarte/15-minute-initial-loan-application-call-clone

Ivan Duarte · The Mortgage Architect · NMLS 32559 · +1 813-694-3996 · Equal Housing Lender · rates subject to change · not a commitment to lend

Stop renting.5% forgivable down-payment help.No income limit.Tired of paying rent with nothing to show? Ask us about the...
09/21/2026

Stop renting.
5% forgivable down-payment help.
No income limit.

Tired of paying rent with nothing to show? Ask us about the forgivable down-payment path — plain English, no rate-sheet talk.

DM to book a quick call.
Want the free weekly note? DM NEWSLETTER.

Ivan Duarte · NMLS 32559 · 617-595-2500 · Equal Housing Lender

Orlando · Winter Park · Kissimmee · Sanford — buyers still have room to negotiate.National 30-year average: 6.95% (Fredd...
09/20/2026

Orlando · Winter Park · Kissimmee · Sanford — buyers still have room to negotiate.

National 30-year average: 6.95% (Freddie Mac, 9/17). Locally: typical value ~$383K (−1.8% YoY) · median sale ~$388–400K · ~38 days to pending · ~16.6K actives · ~28% of listings with price cuts.

Near-7% rates + more inventory + price cuts = negotiating power — if someone walks the year-one payment path with your buyer.

We explain (without the hype):
• 2-1 temporary buy-down — year-one relief only. Temporary. Not a permanent 5%.
• 5-1 ARM — when it fits the plan.

Exact numbers → short strategy call.
→ https://calendly.com/ivanduarte/15-minute-initial-loan-application-call-clone

Ivan Duarte NMLS 32559 · 617-595-2500 · Equal Housing Lender · rates subject to change · not a commitment to lend

🛠 Today at 11 AM ☕72 Raymond Rd · Concord MA · Free parking · Pull up.If you RSVPed → see you in 3 hours.If you're a wal...
05/11/2026

🛠 Today at 11 AM ☕

72 Raymond Rd · Concord MA · Free parking · Pull up.

If you RSVPed → see you in 3 hours.
If you're a walk-up → DM us, we'll see if a seat opens.

NMLS #3029

RSVP closes in 1 hour. After that, walk-ups only — and only if seats free up.🛠 Free renovation-lending workshop for real...
05/10/2026

RSVP closes in 1 hour. After that, walk-ups only — and only if seats free up.

🛠 Free renovation-lending workshop for real estate professionals
📅 Tomorrow Sunday May 11 · 11 AM
📍 72 Raymond Rd Concord MA

Last chance: rochomeloans.com/may-11

NMLS #3029

8 seats left. RSVP closes tomorrow at 6 PM.Free 90-minute workshop. Renovation and construction lending for real estate ...
05/09/2026

8 seats left. RSVP closes tomorrow at 6 PM.

Free 90-minute workshop. Renovation and construction lending for real estate professionals.

Sunday May 11 · 11 AM · Concord MA · refreshments served

→ rochomeloans.com/may-11

NMLS #3029

72 hours till the workshop. Half the seats are gone.If you've been on the fence — this is the nudge.📅 Sun May 11 · 11 AM...
05/08/2026

72 hours till the workshop. Half the seats are gone.

If you've been on the fence — this is the nudge.

📅 Sun May 11 · 11 AM
📍 72 Raymond Rd Concord MA
🪜 RSVP rochomeloans.com/may-11

NMLS #3029

05/07/2026

A 90-minute workshop for real estate professionals. Renovation and construction lending demystified.

📅 Sun May 11 · 11 AM
📍 Concord MA
☕ Free · 25 seats · refreshments

Hosted by Clary Ramirez (Luminous Construction · Keller Williams) + Ivan Duarte (The ROC Group at CrossCountry Mortgage).

RSVP → rochomeloans.com/may-11

NMLS #3029 · Equal Housing Opportunity

The 3 most expensive misconceptions agents have about renovation lending.Cost of getting these wrong: a buyer falls out,...
05/06/2026

The 3 most expensive misconceptions agents have about renovation lending.

Cost of getting these wrong: a buyer falls out, a listing dies, a closing slips 30 days.

Get them right at the May 11 workshop — free. RSVP at rochomeloans.com/may-11.

Hosted with at .

NMLS #3029 · Equal Housing Opportunity

Address

941 W. Morse Boulevard, Suite 100
Winter Park, FL
32789

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