LAJ Insurance Agency

01/20/2026

Congratulations! You’ve just bought your first home. Now here’s what you may need to know about insuring it:

Purchasing a home can be an exciting event that can also come with new responsibilities and questions, especially for first-time buyers. One primary challenge is having a sound financial plan to pay repair or rebuilding costs if the house becomes damaged by peril–fire, earthquake, storm, etc.

01/13/2026

UnderInsured and UnInsured driver insurance. Liability insurance. Gap Insurance. Do you know what each of these kinds of car insurance cover? Learn the most common types of car insurance with this informative breakdown:

The basic personal auto insurance mandated by most U.S. states provides some financial protection if you or another driver using your car causes an accident that damages someone else’s car or property, injures someone or both.

01/13/2026

Driving in fog can be scary, especially when it appears unexpectedly. Be sure to use your fog lights or your low beams so you can see more clearly.

Fog is one of the scariest things to drive in, especially if you're unfamiliar with it. It is a dense "cloud bank" that rests on the ground. Here is how to drive safely in fog. Be aware of local weather conditions. Fog is often a morning...

12/22/2025

It’s that time of year again and you’ve still got shopping to do — here are the easiest last-minute solutions for putting a wrap on your gift list:

It's! The! Thought! That! Counts!

12/16/2025

Ready to buy a home or refinance? Try this tool to compare mortgage rates like a pro and make the smartest financial move for your future:

Use this tool throughout your homebuying process to see how your credit score, home price, down payment, and more can affect mortgage interest rates.

12/16/2025

Always keep a lid nearby when cooking in the kitchen. You can smother a small grease fire by sliding the lid over the pan and turning off the stovetop. Leave the pan covered until it is completely cooled.

12/11/2025

Your home deserves the kind of coverage that can weather any storm. Give us a call at 321-275-3525 or visit LAJInsuranceagency.com for a quote today.

12/08/2025

Renting your home? Don’t skip the insurance. Many renters assume their landlord’s policy covers their belongings, but that’s not the case. Learn more about renters’ insurance and if it can be right for you:

If you rent a house or apartment and experience a fire or other disaster, your landlord’s insurance will only cover the costs of repairing the building. To financially protect yourself you will need to buy renters or tenants insurance.

12/04/2025

Actual Cash Value, Replacement Cost Agreed Loss…. with so much to be aware of, home insurance can be confusing! Luckily, we’re here to help you make sense of it all. Check out this article that helps make home insurance easy:

Homeowners coverage provides financial protection against loss due to disasters, theft and accidents. Most standard policies include four essential types of coverage: coverage for the structure of your home; coverage for your personal belongings; liability protection; coverage for additional living....

11/25/2025

If you’re thinking about a huge home renovation — such as remodeling the bathroom or kitchen — it may impact your home insurance policy. Here are five reno projects that may require additional insurance:

A change or two around the house can be great, but it can also affect your insurance coverage and rates. Let's talk about how this can happen.