02/11/2022
to The Retire StrongHer Podcast Season 1. We talked about group life insurance offered as a benefit from employers. Is it the best option for your family?
In most cases, the answer is no. Group life benefits come with conditions:
1. It's only in effect while you are employed with that company. Leave the job, lose the coverage.
2. Term Life is typically offered which expires after the set timeframe.
3. Companies don't usually offer enough life insurance to provide for a family.
Instead, find an independent agent who understands your needs and circumstances. They will shop around with different insurance carriers to find the best policy for you!
This is what my team at ISAA Retire Strong excels at. We go to bat for our clients to make sure you have the life insurance you need, not just to leave some money behind for funeral expenses but to start a legacy for your family. DM me or click the link in my bio to get started.