09/02/2026
Fall is here and many of you are asking: does homeowner's insurance cover fire pits and outdoor heaters if something goes wrong?
It's a great question, and often, your policy can help with liability if someone gets hurt, or property damage if your home is affected. But every policy is different.
Quick tip: always keep a safe distance from anything flammable.
Want to know exactly what your policy covers for your fall fun? I'm here to help our Winona neighbors enjoy a worry-free season.
Send me a DM or comment below.