Haley Hemker, Mortgage Lender, NMLS #2555547

Haley Hemker, Mortgage Lender, NMLS #2555547 Work with Haley Hemker, Mortgage Lender at Merchants Bank, toward your home dreams.

Random Tip for Homebuyers 🏡Income matters - but consistency matters more.▪️Two-year history is often key▪️Bonuses & over...
01/22/2026

Random Tip for Homebuyers 🏡

Income matters - but consistency matters more.

▪️Two-year history is often key
▪️Bonuses & overtime may need a pattern
▪️Side income isn't always usable
▪️Gaps don't automatically disqualify you

A quick review upfront can save surprises later. I'm happy to help!

Subject to approval. Equal Housing Lender. Member FDIC.

Random Mortgage Tip 🏡💡When it comes to assets for buying or refinancing a home, a few things can surprise borrowers: ✔ Y...
01/18/2026

Random Mortgage Tip 🏡💡

When it comes to assets for buying or refinancing a home, a few things can surprise borrowers:

✔ Your money must be sourced and seasoned
✔ Large deposits usually need an explanation
✔ Gift funds are allowed - but documentation matters
✔ Cash under the mattress doesn't count 😅

Planning ahead can make your loan process smoother than you think.
Questions? I'm happy to help!


Subject to approval. Equal Housing Lender. Member FDIC.

Just closed on this cute home! 🏡Congrats to the buyer! 🎉
01/17/2026

Just closed on this cute home! 🏡Congrats to the buyer! 🎉

If you, a friend or family member has had a good experience working with me, would you leave a review on Google? I'd app...
01/15/2026

If you, a friend or family member has had a good experience working with me, would you leave a review on Google? I'd appreciate your feedback - and help spreading the word about the Merchants mortgage team!

Review me + Merchants here: https://g.page/r/CdWRqSWrUD8FEAg/review

External link disclaimer, see page.

New year. New goals. New keys. 🏡✨If buying a home is on your 2026 vision board, now is the perfect time to get prepared....
01/11/2026

New year. New goals. New keys. 🏡✨

If buying a home is on your 2026 vision board, now is the perfect time to get prepared.

Whether you're starting to think about it or ready to make a move, I'm here to guide you every step of the way.

📩Message me to start your home buying journey with confidence this year.

Thinking about buying a home in the new year?The best first step isn't house hunting - it's getting pre-approved. A pre-...
01/06/2026

Thinking about buying a home in the new year?

The best first step isn't house hunting - it's getting pre-approved.

A pre-approval helps you:
✔ Know your budget
✔ Strengthen your offer
✔ Shop with confidence

Let's make 2026 the year you feel informed, prepared, and empowered as a buyer.

Snow on the ground doesn't stop great opportunities. ❄️ Winter homebuyers often enjoy: • Fewer buyers to compete with • ...
12/28/2025

Snow on the ground doesn't stop great opportunities. ❄️

Winter homebuyers often enjoy:
• Fewer buyers to compete with
• Sellers ready to make a deal
• A smoother, less stressful process

If you're considering buying this winter, let's make sure you're prepared--and confident.

Subject to approval. Equal Housing Lender. Member FDIC.

From my family, to yours - Wishing you a very Merry Christmas!
12/25/2025

From my family, to yours - Wishing you a very Merry Christmas!

I hope your Christmas is merry, bright, and everything nice! Merchants Bank is an Equal Housing Lender.
12/25/2025

I hope your Christmas is merry, bright, and everything nice! Merchants Bank is an Equal Housing Lender.

Buying your first home is a big step—and Luis did it! 🎉I'm proud to help first-time homebuyers navigate the process with...
12/20/2025

Buying your first home is a big step—and Luis did it! 🎉
I'm proud to help first-time homebuyers navigate the process with confidence and clarity. Congratulations on your new home, Luis!

Subject to approval. Equal Housing Lender. Member FDIC.

Address

102 E 3rd Street
Winona, MN
55987

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