Rigby's Insurance Agency

11/01/2025

04/21/2022

A Medicare Advantage plan is a private Medicare insurance plan that you may join as an alternative way to get your Part A and Part B benefits. When you do, Medicare pays the plan a fee every month to administer your Part A and B benefits.

04/20/2022

Every Medicare Supplement has to follow the guidelines created by Medicare itself when it standardized all plans in 1990. Each standardized plan is identified by a letter. Medicare calls them plans. There is Medigap Plan A, Plan B, Plan C, Plan D, Plan F, Plan G, Plan K, Plan L, Plan M and Plan N. Each one of these lettered policies provides the same set of benefits from company to company.

04/19/2022

Some things that are not covered by Medicare or your Medicare Supplement are: Routine dental, vision and hearing exams, Hearing aids, Eyeglasses or contacts, Long-term care or custodial care, Retail prescription drugs.

04/18/2022

Medicare HMO networks generally require to treat only with network providers, except in emergencies. You will usually need to select a primary care physician. That physician can coordinate a referral if you need to see a specialist. There some HMO plans that offer a point-of-service feature where you can see out-of-network providers in certain circumstances.

04/15/2022

Feeling overwhelmed by your Medicare options? Contact us today for a consultation to review your situation.

04/14/2022

There are four types of Social Security benefits: Retirement benefits, Survivor benefits, Supplemental benefits, and Disability benefits.

04/13/2022

Original Medicare generally doesn’t cover care outside the U.S. You may be able to buy a Medicare Supplement Insurance (Medigap) policy that covers emergency care outside the U.S.

04/12/2022

True or False: Medicare Part B Is Free? False: Medicare Part B is not free. You may pay premiums, deductibles, copays and coinsurance out of pocket, just like with any health insurance plan.

04/11/2022

Does Medicare cover vision?
A: Medicare covers diseases and injuries related to your eye. However, routine eye exams are not covered.

04/08/2022

How is a Cancer Plan different from a traditional medical plan?
Medical insurance reimburses the insured, or provider, for covered and approved medical services, procedures, equipment, and prescription drugs. The Cancer Plan pays an immediate one-time, lump-sum payment directly to the insured upon initial diagnosis of covered cancer. The cancer insurance policy benefit can be used for any purpose you choose.

04/07/2022

Feeling overwhelmed and confused when it comes to your Medicare choices? Contact us today for a no cost consultation where we can educate you on your options!