09/04/2026
The rule I will not break as a mortgage broker:
I will not treat an approval like the finish line.
Approval matters, but so does the payment, the cash needed to close, the reserves left over, and whether the loan still makes sense after the excitement fades.
For my clients, especially first-time buyers, that may mean we talk through:
1 – What payment actually feels comfortable?
2 – What cash you need beyond the down payment?
3 – Does the loan fit your credit, income, and timeline?
4 – What could create stress after closing?
A good mortgage strategy should protect your confidence, not just get you across the finish line.
READY TO START YOUR HOMEOWNERSHIP JOURNEY? Contact me and let’s talk.
Let’s get you Pre-Approved and make your Homeownership dreams a reality! 🏡 🔑
Application Link
https://marilyngbutler.zipforhome.com/
☎️ 803-635-9142
🖥️ www.pmtfinancial.com
📧[email protected]