Jim DuBose, Independent Insurance Agent

05/29/2026

Is shopping your insurance every 6 months really a “savings hack”? 🧐

Fact Check Friday: The 6-Month Shopping Myth.

❌ Myth: Constant shopping keeps rates at rock bottom.
✅ Reality: Frequent switching can hurt your “insurance score.” Many carriers reward stability with long-term tenure discounts.

At Ransom & Associates, we’re big on steady protection: less stress, more thoughtful planning. 🛡️

If now is the right time, we’re here when you’re ready. 🤝

📞 404-907-2977 | ✉️ [email protected] | 🌐 https://clearcoveragenow.com/. Licensed in GA, TX, SC, NC, AZ, ID, OH, KY, and IN.

05/28/2026

Scouting for the perfect commercial spot? 🏢

Found the ideal location and ready to sign? 📄 Don’t let insurance requirements stand between you and your grand opening. Most landlords require specific leased space coverage before they’ll hand over the keys, and we’re here to help you get protected: FAST.

At Ransom & Associates Insurance, we provide the steady leased space coverage you need to meet lease obligations without the unnecessary pressure. We make the complex simple so you can focus on what matters: growing your operation.

When you are ready, let’s get your new space protected.

📞 404-907-2977 | ✉️ [email protected] | 🌐 https://clearcoveragenow.com/. Licensed in GA, TX, SC, NC, AZ, ID, OH, KY, and IN.

05/27/2026

Myth: “It’s my vehicle, so my personal auto policy should cover it.”

Reality: If that vehicle is used for business (deliveries, job sites, hauling tools, employee drivers), a personal policy can leave some very expensive gaps:
• Claim delays or denial due to business use
• Not enough liability limits for a business loss
• Missing coverage for hired/non-owned or employees driving

If now is the right time, we can help you match the right commercial auto coverage to how the vehicle is actually used: without the unnecessary pressure.



📞 404-907-2977 | ✉️ [email protected] | 🌐 https://clearcoveragenow.com/. Licensed in GA, TX, SC, NC, AZ, ID, OH, KY, and IN.

05/26/2026

State Minimum Liability Limit Gamble

📞 404-907-2977 | ✉️ [email protected] | 🌐 https://clearcoveragenow.com/. Licensed in GA, TX, SC, NC, AZ, ID, OH, KY, and IN.

05/25/2026

This Memorial Day, we remember and honor the men and women who gave their lives in service to our country.

We’re grateful for their courage, sacrifice, and the freedoms we share because of them.

Facebook https://www.facebook.com/jimduboseinsuranceagent | Instagram https://www.instagram.com/jamesduboseclcs/ | LinkedIn https://www.linkedin.com/in/rancrangroup/

📞 404-907-2977 | ✉️ [email protected]. Licensed in GA, TX, SC, NC, AZ, ID, OH, KY, and IN.
https://clearcoveragenow.com/

05/23/2026

05/23/2026

02/27/2023

Monday thoughts...