Liz Graham- Guild Mortgage

Liz Graham- Guild Mortgage Guiding and educating first-time homebuyers, devising innovative solutions for real estate investors, and everything in between.

I thrive on challenges and take great joy in assisting my clients throughout the mortgage process.

4.8 star review received on Experience.com for Liz Graham by Chris L - Reliable service with great communication. An exc...
05/02/2026

4.8 star review received on Experience.com for Liz Graham by Chris L - Reliable service with great communication. An excellent experience.

Click to see all 36 reviews of Guild Mortgage - Liz Graham, Loan Officer | NMLS # 1480405

5.0 star review received on Experience.com for Liz Graham by Samantha C - Liz  was  amazing  to  work  with.  She  answe...
04/17/2026

5.0 star review received on Experience.com for Liz Graham by Samantha C - Liz was amazing to work with. She answered every question I had throughout the entire process. As a first time homebuyer, she eased all of my concerns.

Click to see all 35 reviews of Guild Mortgage - Liz Graham, Loan Officer | NMLS # 1480405

5.0 star review received on Experience.com for Liz Graham by Sadie M - Liz Graham was so efficent and enjoyable to work ...
04/03/2026

5.0 star review received on Experience.com for Liz Graham by Sadie M - Liz Graham was so efficent and enjoyable to work with!!!!!

Click to see all 34 reviews of Guild Mortgage - Liz Graham, Loan Officer | NMLS # 1480405

5.0 star review received on Experience.com for Liz Graham by Leila S - Liz was wonderful! She helped my first time homeb...
01/16/2026

5.0 star review received on Experience.com for Liz Graham by Leila S - Liz was wonderful! She helped my first time homebuyer through the buying process, was great with communication, very thorough with explaining loan estimates and the process of buying a home. She is a big reason why my buyer's offer was chosen in a multiple offer situation! She called the listing agent, was able to provide the confidence that he needed to know that this offer would go through smoothly, and the buyer was well qualified and would make it to the closing table with no issues. would highly recommend Liz whether you are a first time homebuyer or a seasoned buyer. She is warm, friendly, and easy to work with, and you will always know what is happening every step of the way.

Click to see all 32 reviews of Guild Mortgage - Liz Graham, Loan Officer | NMLS # 1480405

5.0 star review received on Experience.com for Liz Graham by Bethany B - Everyone was amazing and fast!
01/10/2026

5.0 star review received on Experience.com for Liz Graham by Bethany B - Everyone was amazing and fast!

Click to see all 31 reviews of Guild Mortgage - Liz Graham, Loan Officer | NMLS # 1480405

5.0 star review received on Experience.com for Liz Graham by Kayla G - Liz  was  fast  at  taking  over  on  this  and  ...
01/09/2026

5.0 star review received on Experience.com for Liz Graham by Kayla G - Liz was fast at taking over on this and made it happen with an open line of communication constantly . It's refreshing when the lender calls you with updates instead of having yo to hunt one down for answers Thank you Liz and team!

Click to see all 30 reviews of Guild Mortgage - Liz Graham, Loan Officer | NMLS # 1480405

01/01/2026

Not gonna lie…
the New Year hits and suddenly everyone’s like,
“Wait… should we buy a house?” 😅

If that thought has crossed your mind even once — especially if you’re a first-time buyer in VA, WV, or MD — here’s the part people don’t always tell you:

You don’t need 20% down.
You don’t need perfect credit.
And you don’t need to have it all figured out before you ask questions.

There are first-time buyer programs.
There is help with down payment and closing costs.
And yes, it’s still possible — even in this market.

So if 2026 is feeling like a “maybe this is our year” kind of year, let’s talk it through. No pressure, no salesy nonsense. Just real numbers and honest answers.

— Liz Graham
Your friendly, neighborhood mortgage lender
VA | WV | MD
New year. New goals. Maybe a new house.

5.0 star review received on Experience.com for Liz Graham by Anthony A - Liz and Guild made my clients Christmas home be...
12/26/2025

5.0 star review received on Experience.com for Liz Graham by Anthony A - Liz and Guild made my clients Christmas home become a reality. Thanks for all the help to make it happen.

Click to see all 29 reviews of Guild Mortgage - Liz Graham, Loan Officer | NMLS # 1480405

5.0 star review received on Experience.com for Liz Graham by Eduardo H - Liz  helped  us  with  everything  We  needed  ...
12/22/2025

5.0 star review received on Experience.com for Liz Graham by Eduardo H - Liz helped us with everything We needed and was very helpful

Click to see all 28 reviews of Guild Mortgage - Liz Graham, Loan Officer | NMLS # 1480405

🏡 Community Heroes Grant – Making Homeownership Possible!Virginia Housing is honoring those who serve our communities wi...
12/11/2025

🏡 Community Heroes Grant – Making Homeownership Possible!
Virginia Housing is honoring those who serve our communities with a $10,000 grant toward down payment and closing costs — no repayment required!

Who qualifies?
✅ Educators & school staff
✅ Law enforcement, firefighters, first responders
✅ Healthcare professionals
✅ Military (active duty, veterans, retirees)

Key benefits:
✔ First-time homebuyers only
✔ Combine with other VHDA programs for even more savings
✔ Homebuyer education required
✔ If your transaction results in cash back, you can apply it to reduce your first mortgage balance!
This is an incredible opportunity for Virginia’s everyday heroes to achieve the dream of homeownership. 💙

📞 Contact Liz Graham, Loan Officer I NMLS 1480405
📧 Email: [email protected]
📱 Phone: 202-320-9666

Address

125 W Piccadilly Street Unit 1
Winchester, VA
22602

Telephone

(202)3209666

Website

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