What are the opening hours?

Monday 8:30am - 4:30pm Tuesday 8:30am - 4:30pm Wednesday 8:30am - 4:30pm Thursday 8:30am - 4:30pm Friday 8:30am - 4:30pm

Lynne Rio Insurance Agency

Home
United States
Winchester, VA
Lynne Rio Insurance Agency

We are an independent agency in Wi******er VA with a client focus business approach Welcome!

Lynne Rio Insurance Agency was incorporated in 1994, but its roots go back over 30 years, giving it experience to service all lines of commercial and personal insurance. By offering insurance products and services from financially strong companies like Erie, Donegal, Anthem Blue Cross/Blue Shield & The Hartford who also share our belief in putting customer service first, Lynne Rio Insurance can as

sure that when you have a claim and need your policy to perform, it will have the resources and attentive claims personnel to do so quickly and fairly. We know that price is always important but our reputation is based on risk analysis and needs based coverage giving you the most suitable and competitive insurance protection at the lowest possible rate. When you insure your personal or business assets with Lynne Rio Insurance, you will find a dedicated team of professionals that make every effort to provide "Quality Service with a personal Touch" . Let Lynne Rio Insurance Agency arrange an insurance program to ensure that you have the correct level of protection at a competitive price, along with fast and attentive service so that you get the most from your insurance services, whether for your home or business.

09/01/2026

Life changes can happen quickly. Your life insurance coverage should be ready to keep up.

As Life Insurance Awareness Month begins, it is a great time to review whether your policy still reflects the people and milestones that matter most. A marriage, new baby, home purchase, career change, or growing financial responsibilities can all be reasons to revisit your coverage.

At Lynne Rio Insurance, we help individuals and families in Wi******er, VA, understand their life insurance options with personal, friendly guidance. Let’s make sure your coverage continues to fit the life you are building.

Call our team at (540) 665-0086 to start the conversation.

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08/25/2026

As late summer winds down, it is a good time to make sure your insurance still fits your life.

A new teen driver, home renovation, vehicle purchase, or student leaving for college can all affect your home and auto insurance needs. Even small changes can be worth a quick conversation before fall schedules get busy.

At Lynne Rio Insurance, our team helps families in Wi******er, VA review their options with friendly, personalized guidance—never pressure.

What changed for your household this summer? Give us a call at (540) 665-0086 to schedule a coverage review.

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08/18/2026

Health insurance is not one-size-fits-all. The right plan should fit your budget, preferred providers, prescription needs, and how much flexibility you want when seeking care.

As you compare plan options, look beyond the monthly premium. Deductibles, copays, networks, and out-of-pocket costs can all make a meaningful difference in your coverage.

Swipe to learn what different health plan types may prioritize—and when you are ready for personalized guidance, our team is here to help. Contact Lynne Rio Insurance in Wi******er, VA at (540) 665-0086.

What matters most to you when choosing health coverage?

08/11/2026

When clients rely on your expertise, even a small mistake or misunderstanding can lead to a costly claim.

Professional liability insurance, often called errors and omissions coverage, can help protect businesses that provide professional services or advice. It may help with legal defense costs and covered claims related to alleged errors, omissions, or missed deadlines.

From consultants and real estate professionals to accountants, contractors, and other service-based businesses, the right business insurance coverage matters.

Our team at Lynne Rio Insurance in Wi******er, VA can help you understand your options and build coverage around the work you do. Reach out to us at (540) 665-0086 to review your professional liability protection.

What type of service does your business provide?

07/21/2026

Ever loaned your car to a friend or borrowed someone else’s and wondered how insurance would work if something happened?

In most cases, auto insurance follows the vehicle — not the driver. That means the car owner’s policy usually responds first. But there are exceptions, and knowing which policy applies can help avoid surprises.

Our team at Lynne Rio Insurance is here to walk you through how your home and auto insurance works and help you understand what coverage you may want to add for extra peace of mind.

If you’re unsure how your policy would respond in a situation like this, give us a call. We’re always happy to help.

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07/15/2026

Summer is in full swing here in Wi******er, and our team at Lynne Rio Insurance just wanted to check in and say hello.

We hope you're finding time to enjoy the sunshine, slow down a little, and make the most of the longer days.

If you need support with your commercial insurance, personal property coverage, home and auto insurance, or life and health insurance before the season gets busy again, we're here to help. Reach out anytime — we’re always glad to connect.

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07/09/2026

July is UV Safety Awareness Month, and it’s the perfect time to refresh a few simple habits that help protect your skin. A little daily sun safety can make a big difference as we move into the sunnier months.

We put together a few practical prevention tips to keep you covered all summer long—swipe through to check them out.

If you ever have questions about your health insurance or how your coverage supports preventive care, our team at Lynne Rio Insurance is always here to help.

07/08/2026

Boating season is almost here, and our team at Lynne Rio Insurance has been talking with more clients who are gearing up to get back on the water. This time of year is a great reminder to make sure your liability protection and boat insurance are keeping up with your needs.

With more people heading out to enjoy the warmer weather, it’s worth taking a fresh look at common risks on the water and how the right coverage can help protect you, your passengers, and your boat.

If it’s been a while since you reviewed your policy, or if you’re thinking about setting up dedicated boat insurance for the first time, we’re here to help. Reach out anytime to start the conversation.

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07/03/2026

Happy Fourth of July from our team at Lynne Rio Insurance!

We’re proud to serve the Wi******er community and celebrate a holiday that reminds us of the independence, resilience, and unity that define our country. Whether your plans include fireworks, family time, or a backyard cookout, we hope your day is filled with fun and appreciation for the freedoms we enjoy.

Our office will be closed on Friday, July 3rd, in observance of Independence Day. We’ll reopen after the holiday weekend and look forward to reconnecting with you soon.

Wishing everyone a safe and joyful celebration! 🇺🇸

06/26/2026

Today is a great reminder of why we show up every day—because when life gets unpredictable, having the right coverage means everything.

At Lynne Rio Insurance, we’re grateful for the trust our clients place in us for their commercial insurance, personal property insurance, life and health insurance, and home and auto insurance needs. Serving our Wi******er, VA community is truly an honor.

So on National Insurance Day, we want to say thank you for letting us be part of protecting what matters most.

Have questions or need support? Our team is always here to help. Give us a call anytime at (540) 665-0086.

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Address

226 S Loudoun Street
Wi******er, VA
22601

Opening Hours

Monday	8:30am - 4:30pm
Tuesday	8:30am - 4:30pm
Wednesday	8:30am - 4:30pm
Thursday	8:30am - 4:30pm
Friday	8:30am - 4:30pm

Telephone

+15406650086

Website

http://www.rio-insurance.com/

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