Neko with Julio

Neko with Julio Welcome to Neko – Your Ultimate Personal Finance App! Simplify your budgeting, track spending and bills, and achieve your financial goals.

Join our community for tips, insights, and real success stories. Start mastering your finances today!

Most of managing money is just knowing where you stand. These are 5 things I actually do that can be done right now, jus...
03/20/2026

Most of managing money is just knowing where you stand. These are 5 things I actually do that can be done right now, just using your phone.

NEKO makes most of this automatic if you want help — link in bio.

I guess we are not making the bed today 😅If you haven’t noticed, my app’s name and logo are heavily inspired by these 3....
03/19/2026

I guess we are not making the bed today 😅

If you haven’t noticed, my app’s name and logo are heavily inspired by these 3.

They don't pay rent but they run the place.

She cried on the couch. He hid the receipts. And somewhere, a subscription was stealing $14.99 a month. 🌹This is a story...
03/17/2026

She cried on the couch. He hid the receipts. And somewhere, a subscription was stealing $14.99 a month. 🌹

This is a story about money. And betrayal. And tacos.

NEKO helps you track every bill, every due date, and tells you exactly how much you can spend — so you're never caught off guard again.

Download free 👇 [link in bio]

02/14/2026

Is a card $750 annual fee worth it for the travel rewards? ✈️ Today I’m breaking down the math on how I’m turning this travel credit card into $3,000 in rewards and vacation credits this year.

If you are looking for the best travel rewards credit cards in 2026, the "sticker shock" of annual fees can be scary. But when you look at the welcome bonus, travel statement credits, and dining perks, the math often tells a different story.

The biggest mistake people make with premium travel cards is losing money to interest or missing a payment. I use NEKO: Bills & Budget Manager to track my credit card utilization and ensure my "free travel" actually stays free.

📱 Try my app NEKO for free: https://nekomoney.app/

02/10/2026

Seeing a balance in your bank account doesn't mean you can actually spend that money. Before you spend, you have to account for the bills you have to pay.

Neko 8.3.1 is now live! 🎉One of the most popular requests from you all (and honestly from myself too) was the ability to...
01/21/2026

Neko 8.3.1 is now live! 🎉

One of the most popular requests from you all (and honestly from myself too) was the ability to group categories.
And today, you can finally do that!

Now your categories can be organized into groups like Food & Drink, Home, Lifestyle, Transportation, etc. which makes everything way easier to understand.

You’ll see these groups show up not only in the categories screen, but also in insights (so you can analyze your spending at a higher level) and even in the budget tab.

Super helpful if you want to see the big picture instead of just individual categories.

Update is available now on iOS and Android 🚀

Enjoy,
Julio

01/08/2026

A small change made a big difference in my finances: treating my savings like a bill and automating it every month. If you’re trying to save for a trip, something you want, or just more peace of mind, this is the easiest way to start.

🚀 Neko 8.2.2 is here!This update makes it even easier to stay on top of your spending. Here’s what’s new:✨ iOS Lock Scre...
11/14/2025

🚀 Neko 8.2.2 is here!

This update makes it even easier to stay on top of your spending. Here’s what’s new:

✨ iOS Lock Screen Widgets
Add expenses instantly without unlocking your phone — and check your Safe to Spend at a glance.

✨ Android Home Screen Widgets
Track your balance and add expenses right from your home screen.

These small shortcuts make a big difference in staying organized every day.

Thanks for using Neko — enjoy the update!

🚀 New Neko Update is live! — Here’s what’s new 👇📌 Installments now appear in your budgetIndividual installment payments ...
11/03/2025

🚀 New Neko Update is live! — Here’s what’s new 👇

📌 Installments now appear in your budget
Individual installment payments are now counted towards your category's budget.

💳 Track your credit card cash-back
Record cash-back as payments or deposits and see exactly how it impacts your balance.

📂 Import transactions easily
Upload bank statements and let Neko pull them in for you — faster and smoother than ever.

Thanks for all the feedback that helped shape this release — keep it coming! 🙌

I can’t believe it takes me longer to come up with the design of a screen than it does to do the actual coding 😅Today I ...
09/17/2025

I can’t believe it takes me longer to come up with the design of a screen than it does to do the actual coding 😅

Today I am working on the review screen for when you import transactions. It’s getting there!

The new version 8.1.2 of Neko Money is here, and I hope you like it!🔒 Secure Mode: Now you can protect your data with a ...
08/18/2025

The new version 8.1.2 of Neko Money is here, and I hope you like it!

🔒 Secure Mode: Now you can protect your data with a PIN or using Face ID / Touch ID.

🔄 Reset My Data: Want to start fresh? You can now easily reset everything right from the app.

🔧 Fixes & Improvements: As always, I’m squashing bugs and making sure the app runs smoothly.

I’ve already updated and I’m testing everything out. If you haven’t yet, you can download the update now!

What do you think of the new features? Let me know your thoughts 💬

Thanks 👋
Julio

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Wi******er, MA
01890

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