Tooher-Ferraris Insurance Group

Tooher-Ferraris Insurance Group Independent Insurance Agency We take pride in working with our clients and carriers in negotiating loss settlements that are fair and equitable.

Tooher-Ferraris Insurance Group is a trusted choice, family owned, independent insurance agency providing insurance and risk management services throughout New England since 1932. Tooher-Ferraris Insurance Group designs insurance and risk management programs to meet the unique needs of each family, business, and individual we insure. We demonstrate our industry expertise customizing leading edge p

roducts coupled with exceptional service and a dedication to integrity. Our partnerships with premier carriers are well established based on open and candid communication. Located in Wilton, Connecticut, our focus is to provide every customer with a unique solution to secure their financial future.

Do you prefer enjoying the fresh air or staying cool with the air conditioning? Let us know! No matter your preference, ...
06/03/2026

Do you prefer enjoying the fresh air or staying cool with the air conditioning? Let us know!

No matter your preference, having the right auto insurance can help keep you covered wherever the road takes you. Contact us today for a quick policy review.

More HR technology doesn't mean better HR outcomes.For many mid-sized employers, the reality looks like this: a payroll ...
06/03/2026

More HR technology doesn't mean better HR outcomes.

For many mid-sized employers, the reality looks like this: a payroll platform that doesn't talk to the benefits portal, an ACA compliance tool bolted on after a scare, a wellness app thrown in as a renewal sweetener — and an HR team spending half their time reconciling systems instead of supporting employees.

This "stack sprawl" isn't just an operational headache. It creates measurable compliance exposure. When ACA reporting pulls from a different data source than payroll, errors are nearly inevitable. When enrollment data doesn't flow automatically to carriers, coverage gaps happen.

The fix isn't necessarily ripping everything out and starting over. A structured audit often reveals two or three integration gaps that, once closed, significantly reduce both administrative burden and regulatory risk.

Read the full breakdown here: https://zurl.co/DuqwX

Not sure if your HR tech is working for you or against you? Reach out to our team: https://zurl.co/ZfrnM

💬 Discussion question: How many separate systems does your HR team use to manage employee data — and how much time per week goes toward manually reconciling them?

Upcoming Community Association WebinarInsurance claims can quickly become one of the most challenging issues a community...
06/02/2026

Upcoming Community Association Webinar

Insurance claims can quickly become one of the most challenging issues a community association faces. When boards, unit owners, carriers, contractors, and property managers are all involved, knowing how to navigate the process can make all the difference.

Join us on June 24th for our CE-eligible webinar, Claims Management in Community Association Insurance, where our experts will share practical strategies for managing claims from first notice of loss through resolution.

You'll learn:
- The complete claims lifecycle
- The roles and responsibilities of key stakeholders
- Common causes of claim disputes and how to avoid them
- Communication strategies that keep everyone aligned
- Best practices for achieving faster, less adversarial outcomes

Whether you're a community association manager, HOA or condo board member, or property management professional, this session will provide actionable insights you can put to work immediately.

Date: June 24, 2026
Time: 11:00 a.m. – Noon EST
Earn: 1 CE Credit for live attendees

Register: https://zurl.co/Qlrzh

Presented by industry leaders Frank Pingelski, Carrie Mott, and Joe Cifarelli.

What is the biggest challenge you've encountered when managing an insurance claim for a community association?

June is National Safety Month — and at Tooher-Ferraris, safety isn't just something we talk about. It's a core value.Thi...
06/01/2026

June is National Safety Month — and at Tooher-Ferraris, safety isn't just something we talk about. It's a core value.

This year marks the 30th anniversary of National Safety Month, led by the National Safety Council. The 2026 message is one we stand behind completely: Stronger Together. Safer Together.

This month, the NSC is spotlighting four critical themes:
🔹 Week 1: Moving Safety Forward — building a culture of prevention
🔹 Week 2: Staying Safe on the Roads — protecting drivers, fleets & pedestrians
🔹 Week 3: Promoting Holistic Worker Health — mental, physical & emotional wellbeing
🔹 Week 4: Preventing Slips, Trips & Falls — reducing the most common workplace injuries

Every business has a responsibility to get people home safe. The right safety culture and the right insurance protection go hand in hand.

Learn more about how we help businesses manage risk year-round → https://zurl.co/d2ytW

Is your business protected against risks you haven't thought of yet?Our May 2026 Business Insurance Insights newsletter ...
05/31/2026

Is your business protected against risks you haven't thought of yet?

Our May 2026 Business Insurance Insights newsletter is out — and it covers the topics keeping business owners and risk managers up at night:

- What the Supreme Court's Montgomery decision means for logistics companies
- New AI exclusions quietly showing up in general liability policies
- Why your business interruption insurance might not cover your next outage
- How a $500 telematics device could lower your fleet insurance costs
- 2026 trends in food safety risk management

The insurance landscape is shifting fast. Staying informed is one of the simplest ways to stay protected.

📖 Read the full newsletter here → - https://zurl.co/dbnLN

Boating season is here, and preparation is one of the best ways to enjoy safer days on the water. From weather tools and...
05/31/2026

Boating season is here, and preparation is one of the best ways to enjoy safer days on the water. From weather tools and navigation resources to boating safety organizations, having the right information can make all the difference.

Chubb has compiled a helpful collection of boating resources designed to help boaters stay informed, prepared, and protected throughout the season.

Explore the resources here: https://zurl.co/2mkec

Need help reviewing your boat or marine insurance coverage before the season begins? Connect with the Tooher-Ferraris team today: https://zurl.co/zlu17

90% of employers offer mental health coverage. The average EAP utilization rate is 5.5%.That gap is not a coincidence. I...
05/29/2026

90% of employers offer mental health coverage. The average EAP utilization rate is 5.5%.That gap is not a coincidence. It is a design problem. Most employees don't know their EAP exists after the onboarding packet gets filed away. Many of the ones who do can't figure out how to use it on a hard day. And 26% of workers say they don't even know whether their employer offers mental health benefits at all.

Mental Health Awareness Month is a good time to run a simple audit. Pull your utilization numbers. If they're under 10%, something is broken, and it's probably not your employees. Look at access friction. Is the entry point a phone call during business hours? Fix that first.Check whether leadership is visibly engaging with wellness resources. Culture shapes utilization more than any policy.

Here's the real question for HR leaders this May: Is your mental health benefit working, or are you just paying for the appearance of one?

What has your organization done to actually move EAP utilization? Would love to hear what's worked.

Reach out to us: https://zurl.co/rUEpE

Mid-sized businesses are becoming prime targets for cyber attacks.Many organizations fall into a gap where they are larg...
05/28/2026

Mid-sized businesses are becoming prime targets for cyber attacks.

Many organizations fall into a gap where they are large enough to attract attention but lack the resources of larger enterprises. As a result, exposures can grow faster than protection strategies.

Cyber incidents can lead to significant financial losses, with smaller firms often lacking the resources to fully defend against attacks.

👉 Learn more:
https://zurl.co/ljF5a

💬 Discussion question:
Do you believe most mid-sized companies have adequate cyber coverage in place today?

Insurance companies use these and many other factors to better understand overall risk. That’s why two people with simil...
05/27/2026

Insurance companies use these and many other factors to better understand overall risk. That’s why two people with similar vehicles can still receive very different rates.

If you have questions about your auto insurance coverage, or want to see if you can lower your rate, our team is here to help.

One number is quietly deciding which jobs your construction company can bid.It affects your workers' comp premium, your ...
05/27/2026

One number is quietly deciding which jobs your construction company can bid.

It affects your workers' comp premium, your bonding capacity, and whether a GC will even let you on site.

It's your EMR. And most contractors are managing it wrong.

Here's what surprises people: claim frequency hurts your EMR more than claim severity.

Three small claims will damage your modification rate more than one large claim of the same total cost.

That means return-to-work programs, early claims reporting, and genuine pre-task planning aren't just safety initiatives. They're financial tools.

A drop from 1.25 to 0.85 on a $200,000 base premium is an $80,000 annual difference. Every year. Compounding.
With Construction Safety Week running May 4-8, it's a good time to ask: is your safety culture actually moving your EMR, or just checking a box?

Read the article: https://zurl.co/yTTZW

Which part of EMR management do you find hardest to get right on the job site?

We help contractors build programs that actually move the number. Start the conversation: https://zurl.co/gVnFS

Address

43 Danbury Road Ste 2
Wilton, CT
06897

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 4:30pm

Telephone

+18008990093

Website

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