Laura Zuniga-COUNTRY Financial

Laura Zuniga-COUNTRY Financial COUNTRY Financial® serves about a million households and businesses throughout the United States. To learn more, visit www.countryfinancial.com.

It offers a wide range of insurance and financial products and services including but not limited to auto, home, life, disability income, farm and fixed annuities. Property / Casualty policies issued by COUNTRY Mutual Insurance Company®, COUNTRY Casualty Insurance Company® or COUNTRY Preferred Insurance Company®, Bloomington, IL. Life/Disability
Income policies issued by COUNTRY Life Insurance Com

pany® or COUNTRY Investors Life Assurance Company®, Bloomington, IL. Annuities issued by COUNTRY Investors Life Assurance Company®, Bloomington, IL. Availability and amount of coverages and discounts vary by state. Information contained here is not a statement of coverage. For more information view our full terms and conditions: http://www.countryfinancial.com/SiteController?url=/staticNav/termsAndConditions

03/06/2026

Life insurance is a vital part of protecting your financial future, but how affordable is it really?

The truth is, it depends on many factors like age, health, lifestyle, coverage amount and other similar factors. The good news is that even though the factors influencing your rate may feel extensive, getting life insurance is easier than ever.

So what steps can you take to lower your life insurance cost? Try these:

✅ Purchase a policy at the youngest age possible. Parents may consider purchasing a policy for children as their premiums are typically much lower than an adult’s.

✅ Live a healthy lifestyle. Individuals who live healthy lifestyles generally have lower premiums than those who don’t, as they tend to live longer and have a better quality of life.

✅ Review your insurance options. Term life insurance is typically less expensive than whole life insurance, since you are only paying for it for a certain amount of time.

Set up some time to meet with your insurance agent to discuss what life insurance is best for you and how much you can expect to pay for it. You might be surprised to learn that it’s more affordable than you first thought.

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we’re committed to helping you protect your today and plan for your tomorrow. Follow us for more on how you can protect the life you love.

Your dream of retirement doesn’t have to feel so far off. Whether you pine for cross-country travel or a beachside view,...
02/03/2026

Your dream of retirement doesn’t have to feel so far off. Whether you pine for cross-country travel or a beachside view, you deserve a plan that will help get you there. Schedule an appointment with me today to learn more.

As a Financial Advisor of COUNTRY Trust Bank®️, I can help you reach your goals so you can experience more in life. Cont...
01/20/2026

As a Financial Advisor of COUNTRY Trust Bank®️, I can help you reach your goals so you can experience more in life. Contact me today to learn more!

🚨 Severe Weather Isn’t Predictable — Your Response Plan Should BeSeptember is National Preparedness Month. If you’re not...
10/29/2025

🚨 Severe Weather Isn’t Predictable — Your Response Plan Should Be
September is National Preparedness Month. If you’re not ready for severe weather, now’s the time to fix that. Here are 4 strategic steps to help you stay safe and informed:
1️⃣ Know the risks
Traveling for work or vacation? Research local weather threats before you go. Is it hurricane season on the coast? Are tornadoes common in the Midwest? Knowing what to expect helps you plan smarter — like identifying shelter locations or prepping supplies.

2️⃣ Know where to go
Most cities have designated shelters for emergencies. Find them in advance via local websites or city contacts. Don’t wait until the storm hits to figure it out.

3️⃣ Stay connected
Power outages happen. Make sure you have a backup phone charger and a way to reach loved ones and local officials. Staying informed is key to staying safe.

4️⃣ Build your emergency kit before you need it.
Stock up on essentials: food, water, batteries, clothes, and meds for at least 3 days. Don’t forget pets, kids, and elderly family members. Tailor your kit to your household’s needs.

✅ Bonus Tip: Take a quick video inventory of your home. It’s a fast, effective way to simplify insurance claims if disaster strikes. http://bit.ly/4nxbARW
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we're proud we’ve been protecting families and providing insurance to our clients since 1925. Follow us for more tips on ways to protect what matters most to you.

Based on your answers to the questions in the slides, you may be missing important coverage. Proper protection is import...
10/27/2025

Based on your answers to the questions in the slides, you may be missing important coverage. Proper protection is important for you and your employees. Call me today!

Permanent life insurance policies are different from term life in some key ways. Term life can be great for temporary pr...
10/22/2025

Permanent life insurance policies are different from term life in some key ways. Term life can be great for temporary protection, but if you need long-term security with some added benefits, permanent life might be right for you. Here are some benefits you should be aware of:

*Predictable premiums - Most permanent life insurance, including whole life policies, offer consistent premiums that policyowners can budget for. Individuals with these policies benefit from predictable premiums while securing valuable death benefit protection.

Indexed universal life insurance, a type of permanent life insurance, provides policyowners with significant flexibility in premiums and coverage. This can be valuable for individuals with less predictable incomes or who want to adjust their premium payments from year to year.

*Cash value - One key difference between most term policies and permanent life insurance policies is the presence of policy cash values. These cash values can be accessed by the policy owner for various “living benefit” needs. This may include policy loans, withdrawals or partial surrenders. When structured correctly, policyowners can use cash values without tax consequences, making them an attractive choice for many individuals.

Contact me today to discuss your life insurance needs and get a quote.

We put together some information to help you understand the basics of a homeowners policy so you’re better prepared when...
10/20/2025

We put together some information to help you understand the basics of a homeowners policy so you’re better prepared when you need to purchase or switch insurance providers. This information is not specific to COUNTRY Financial and is meant to provide a general overview.

◾ What is home insurance?
Home insurance is protection for your home and possessions. You pay your home insurer a premium and in exchange, they agree to pay for the cost to repair or rebuild your home if it’s damaged or destroyed by a covered event (these are outlined in your policy).
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◾ What does home insurance cover?
Home insurance provides protection against damage caused by sudden and accidental incidents. A standard home insurance policy will usually include three main types of protection:
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◾ Dwelling Coverage
Designed to repair or rebuild your main home structure, dwelling coverage is the main protection provided by home insurance.
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◾ Personal Property Coverage
Personal Property Coverage allows you to replace items such as electronics, furniture, clothing and other belongings.
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◾ Liability Coverage
Liability Coverage provides financial protection for you if someone is injured on your property or a member of your household causes damage to someone else’s property. Umbrella insurance is added liability coverage that goes beyond the limits of your existing car and home insurance.
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◾ What is a covered loss?
Covered losses are events, sometimes called perils, covered by homeowners insurance. Talk to your insurance agent about the covered losses contained in your specific home policy.
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◾ How much is home insurance?
Factors affecting the cost of home insurance include: Location, age, size and condition of your home
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◾ How can I be sure I’m covered for a home insurance claim?
You choose how your property will be valued if you have a claim, and that affects the amount of coverage you have to rebuild. While it may vary by home insurer the levels of protection are actual cash value and replacement cost.
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Call me for a quote today!

Talking to your insurance agent once a year can help you prepare for major life events and unexpected curveballs. Here’s...
10/17/2025

Talking to your insurance agent once a year can help you prepare for major life events and unexpected curveballs. Here’s what to discuss and why it’s important to meet with your agent annually.

❔ What should I discuss with my insurance agent?
When life changes, so do your priorities. In an annual review, talk to your agent about changes in your life, as well as your plans and priorities, to ensure you're protected.

❔ Are there other times I should contact my insurance agent?
Yes! Here are other times when giving your agent a call is worth the time.

1️⃣ Your policy is up for renewal.
Take time to evaluate your needs and your coverage since your last renewal to ensure you’re protected.

2️⃣ You’ve made major lifestyle changes.
Got married, quit smoking or had a baby? These changes can impact your insurance coverage needs.

3️⃣ You bought or received valuable items.
Receiving gifts such as jewelry or buying anything new for your home, like TVs or even artwork, means you might need additional personal property protection.

4️⃣ You’ve updated your home.
Made home or property improvements such as replacing the roof or installing an alarm system? Depending on the upgrade, you may qualify for a home insurance discount.

As an insurance agent, I’m committed to providing you with the best solutions for your needs, so you can experience all that life has to offer.

Give me a call today, and let’s talk!

Deductibles are a key part of your car insurance policy. When you have a car insurance claim, your deductible is the amo...
10/15/2025

Deductibles are a key part of your car insurance policy. When you have a car insurance claim, your deductible is the amount of money you pay for car repairs before insurance starts paying.
❔-- How does a deductible work?
When you buy a car insurance policy, you’ll select a deductible amount that you're comfortable paying. Your insurance company will use this amount to set your premium.
If something happens to your car, you’ll file an insurance claim. Your insurance company will take your deductible amount out of the total payout of the claim.
❔-- How do deductibles affect rates?
Your chosen insurance deductible will impact the premium you pay for your car insurance policy. In general, if you choose a higher deductible, you'll have a lower premium, and vice versa.
❔-- Why do I have to pay a deductible?
Insurance deductibles play a key role in how car insurance works. You pay a deductible to help:
• Control insurance costs
• Encourage responsible behavior
• Prevent fraud
As always, contact me so I can help you choose the right deductible for your car insurance needs.
Learn more about ways to save on your car insurance with our Multi-Policy discount here: www.countryfinancial.com/en/multi-policy-discount.html
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we believe the more you know about insurance, the better prepared you’ll be to make decisions. Follow us for more insurance and financial info.

10/13/2025

This Life Insurance Awareness Month, we’re sharing real stories—like Mary’s. After losing her husband, life insurance helped her rebuild. ​

Whether it’s term life for short-term needs or whole life for lifelong coverage and cash value, life insurance offers peace of mind and financial protection. ​

Want to know what kind and how much you need? Call me today.

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we’ve been helping families plan for the future and protect the life they love since 1925. ​Follow us for ways you can protect what matters most.

Every small business has its own unique personality, which is why you need custom insurance to protect all you have work...
10/10/2025

Every small business has its own unique personality, which is why you need custom insurance to protect all you have worked to achieve. Do you have the right protection for yours? Here’s what you should ask yourself.

• When was the last time you reviewed your policy with your current insurance carrier?
• If your business was destroyed, would your current insurance be enough to replace all your property, including your inventory?
• Will your current liability limits protect your assets in a lawsuit?
• How are your customers protected against credit card fraud?
• Do you have coverage that protects your customers' property when it's in your care?
• Do your subcontractors have certificates of insurance listing you as an additional insured?
• When was the last time you took a tool and materials inventory? Do you have proper coverage for those items?
• Do you need to protect your business for electronic data breaches?

We handle insurance and financial services for over 45,000 small businesses, and we’ve filled plenty of coverage gaps that help owners get back to doing what they do best – running their business.

Contact me today to learn about how I can help secure your business.

Address

29970 SW Towncenter Lp West Suite A
Wilsonville, OR
97070

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+15036463238

Website

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