Kahren Oxner - Mortgage Loan Originator - NMLS 590552

Kahren Oxner - Mortgage Loan Originator - NMLS 590552 NMLS #590552 / UMortgage LLC #1457759 Texas Notice Consumers - https://www.umortgage.com/licensing

MORTGAGE PARTNERSHIPS They say business is only as strong as its foundation - that foundation is Angela.As our PNW Opera...
06/12/2026

MORTGAGE PARTNERSHIPS

They say business is only as strong as its foundation - that foundation is Angela.

As our PNW Operations Manager, Angela isn’t just the engine that keeps everything running smoothly - she's my true ride-or-die.

From navigating the daily mortgage ins and outs for us, to executing the bigger-picture - there's absolutely no way I or we could thrive without her.

Angela, thank you for your relentless work ethic and for being the partner I can always count on. I loved spending some quality time with you yesterday.

💜

Angela Valdez - UMortgage NMLS 227786

We just wrapped up our monthly branch meeting for June!Love these sessions because they give us such a genuine space to ...
06/11/2026

We just wrapped up our monthly branch meeting for June!

Love these sessions because they give us such a genuine space to slow down and truly connect. Today we caught up on all things summer news, dove into some exciting updates and made sure we are dialed in for the busy season ahead.

It was so good to see everyone’s faces! For those who couldn't hop on, you were missed!

Go team!

UMortgage | PNW | 💜

WHO IS BUYING HOMES RIGHT NOW?Baby Boomers and Gen X are currently dominating the real estate landscape, accounting for ...
06/10/2026

WHO IS BUYING HOMES RIGHT NOW?

Baby Boomers and Gen X are currently dominating the real estate landscape, accounting for roughly 70% of all home purchases.

Here is the current breakdown!

🌱 Boomers (61-79 yrs) - 42%
🌱 Millennials (27-45 yrs) - 26%
🌱 Gen Xers (46-60 yrs) - 25%
🌱 Gen Z & Silent Gen - 4% each

Looking at these numbers, it’s no secret that aren’t capturing the market share they should be. High rates, low inventory, and rising prices have made the dream feel out of reach for a lot of these buyers.

But here’s what the headlines don't tell you - there are still incredible opportunities out there! From creative financing options and down payment assistance programs to niche market strategies, we specialize in opening doors you might not even know exist.

Whether you’re a Millennial ready to plant roots in your very first home, a Gen Xer looking for more space, or a Boomer ready to downsize, navigating today’s market takes a strategic, creative approach.

We’re here to guide you with experience. Reach out anytime to chat about what's truly possible for your homebuying goals!

UMortgage | PNW | 💜

Your reviews matter! GO TEAM GO! "Angela helped me in unimaginable ways and fought and jumped through every hoop thrown ...
06/08/2026

Your reviews matter!

GO TEAM GO!

"Angela helped me in unimaginable ways and fought and jumped through every hoop thrown at her and helped me get my home secured and has become my number one recommendation to anyone I know that is looking for help getting a new home!"

- Jaiden P.

💜

UMortgage | PNW

Closing out my time at TAG - The American Gift with some serious momentum!  Speakers like Rene Rodriguez and Tim Grover ...
06/05/2026

Closing out my time at TAG - The American Gift with some serious momentum!

Speakers like Rene Rodriguez and Tim Grover just to name a few - was the perfect finish!

Their insights on influence and the 'cleaner' mindset are exactly what I needed to level up my brokerage approach.

Grateful for this experience and the community energy here in Atlanta these last few days!

UMortgage | PNW | 💜

Reflecting on more of this incredible day here at TAG - The American Gift in Atlanta!  Getting to hear from speakers lik...
06/04/2026

Reflecting on more of this incredible day here at TAG - The American Gift in Atlanta!

Getting to hear from speakers like Jamie Cavanaugh and Bethenny Frankel was a huge highlight - so much wisdom shared on building influence and staying resilient.

UMortgage | PNW | 💜

Soaking up the incredible insights here at TAG - The American Gift in Atlanta! The panel discussions are awesome and of ...
06/04/2026

Soaking up the incredible insights here at TAG - The American Gift in Atlanta!

The panel discussions are awesome and of course spending time with Jimmy (who just killed it on the broker panel) and Ben has been a blast! Still have a couple more days here - if anyone is around, let’s connect!

Relationships Not Transactions

UMortgage | PNW | 💜

MYTH VS FACT - DOWN PAYMENTSMYTH - "I need a 20% down payment to buy a home." FACT - Waiting until you save a massive 20...
06/03/2026

MYTH VS FACT - DOWN PAYMENTS

MYTH - "I need a 20% down payment to buy a home."

FACT - Waiting until you save a massive 20% down payment might actually be costing you time and equity. There are incredibly flexible options out there that can get you into a home much sooner!

➡️ Conventional Loans - Can start as low as 3% down.

➡️ FHA Loans - Great for credit flexibility, starting at 3.5% down.

➡️ VA & USDA Loans - Literally 0% down for qualifying heroes and rural properties.

Everyone’s financial blueprint is different. Let’s take a look at what your actual down payment number could be - reach out anytime!

UMortgage | PNW | 💜

Your reviews matter and we appreciate seeing them!Thank you, Nicholas!"Kahren and the UMortgage team are exceptional, cl...
05/26/2026

Your reviews matter and we appreciate seeing them!

Thank you, Nicholas!

"Kahren and the UMortgage team are exceptional, clear, fast, and incredibly kind. They were a trusted partner in our home buying process and provided exceptional service. We highly recommend!"

Nicholas P.

💜

UMortgage | PNW

Address

25195 SW Parkway Avenue #100
Wilsonville, OR
97070

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 9am - 6am
Sunday 10am - 6am

Telephone

+15034536849

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