UMortgage - PNW NMLS 2151501

UMortgage - PNW NMLS 2151501 NMLS #590552 / UMortgage LLC #1457759 Texas Notice Consumers - https://www.umortgage.com/licensing

Closing out my time at TAG - The American Gift with some serious momentum! Speakers like Rene Rodriguez and Tim Grover ...
06/05/2026

Closing out my time at TAG - The American Gift with some serious momentum!

Speakers like Rene Rodriguez and Tim Grover just to name a few - was the perfect finish!

Their insights on influence and the 'cleaner' mindset are exactly what I needed to level up my brokerage approach.

Grateful for this experience and the community energy here in Atlanta these last few days!

UMortgage | PNW | đź’ś

Reflecting on more of this incredible day here at TAG - The American Gift in Atlanta! Getting to hear from speakers lik...
06/04/2026

Reflecting on more of this incredible day here at TAG - The American Gift in Atlanta!

Getting to hear from speakers like Jamie Cavanaugh and Bethenny Frankel was a huge highlight - so much wisdom shared on building influence and staying resilient.

UMortgage | PNW | đź’ś

Soaking up the incredible insights here at TAG - The American Gift in Atlanta! The panel discussions are awesome and of ...
06/04/2026

Soaking up the incredible insights here at TAG - The American Gift in Atlanta!

The panel discussions are awesome and of course spending time with Jimmy (who just killed it on the broker panel) and Ben has been a blast! Still have a couple more days here - if anyone is around, let’s connect!

Relationships Not Transactions

UMortgage | PNW | đź’ś

MYTH VS FACT - DOWN PAYMENTSMYTH - "I need a 20% down payment to buy a home." FACT - Waiting until you save a massive 20...
06/03/2026

MYTH VS FACT - DOWN PAYMENTS

MYTH - "I need a 20% down payment to buy a home."

FACT - Waiting until you save a massive 20% down payment might actually be costing you time and equity. There are incredibly flexible options out there that can get you into a home much sooner!

➡️ Conventional Loans - Can start as low as 3% down.

➡️ FHA Loans - Great for credit flexibility, starting at 3.5% down.

➡️ VA & USDA Loans - Literally 0% down for qualifying heroes and rural properties.

Everyone’s financial blueprint is different. Let’s take a look at what your actual down payment number could be - reach out anytime!

UMortgage | PNW | đź’ś

Your reviews matter and we appreciate seeing them!Thank you, Nicholas!"Kahren and the UMortgage team are exceptional, cl...
05/26/2026

Your reviews matter and we appreciate seeing them!

Thank you, Nicholas!

"Kahren and the UMortgage team are exceptional, clear, fast, and incredibly kind. They were a trusted partner in our home buying process and provided exceptional service. We highly recommend!"

Nicholas P.

đź’ś

UMortgage | PNW

MEMORIAL DAY 2026Today, we pause to honor and remember the brave individuals who laid down their lives in service to our...
05/25/2026

MEMORIAL DAY 2026

Today, we pause to honor and remember the brave individuals who laid down their lives in service to our country.

Their ultimate sacrifice is the foundation of the freedoms, peace and communities we cherish today.

​🇺🇸 - The National Moment of Remembrance was established by Congress in 2000, asking all Americans to pause for one minute at 3:00 PM local time on Memorial Day. This minute is a unified act of respect, reflection, and gratitude to honor those who died in service to the nation.

We will never forget.

​UMortgage | PNW | 🇺🇸

Think you’re priced out of buying a home because your savings account isn’t overflowing? Think again!​When people think ...
05/21/2026

Think you’re priced out of buying a home because your savings account isn’t overflowing? Think again!
​
When people think about a down payment, they usually picture years of strict budgeting and skipping vacations. But the truth is, many buyers are sitting on hidden assets/opportunities they didn't even know they could use.

​Here are 3 often overlooked sources for a down payment!

1. ​THE GIFTED DOWN PAYMENT - Family members can often gift you funds for a down payment. There are specific rules and a paper trail required to verify it’s a gift (not a loan), but it’s an incredibly common way to bridge the gap.

2. ​401(K) / RETIREMENT LOANS - Many plans allow you to borrow against your retirement for a primary residence purchase without the usual early-withdrawal penalties. You're essentially paying interest back to yourself.

3. ​DOWN PAYMENT ASSISTANCE (DPA) PROGRAMS - There are federal, state, and local programs designed specifically to help buyers with grants or forgivable second mortgages. You don't always have to be a first-time homebuyer to qualify!

The biggest hurdle to homeownership isn't usually the market - it's not knowing your options.

Are you closer to buying a home than you think? Let’s take a look at your situation and see what’s possible.

UMortgage | PNW | đź’ś

UMortgage | PNW | 💜​At UMortgage | PNW, it’s ALWAYS either a PRE-APPROVAL or a strategic PLAN to get you there.​It’s nev...
05/18/2026

UMortgage | PNW | đź’ś

​At UMortgage | PNW, it’s ALWAYS either a PRE-APPROVAL or a strategic PLAN to get you there.

​It’s never a NO - it’s always a WHEN and a HOW!

​Don’t let 2026 pass by. If homeownership is a dream of yours, let me guide you step-by-step into your next chapter. ​Let's make it happen!

Kahren Oxner -
503-453-6849

​💜

​UMortgage | PNW

Your reviews matter! GO TEAM GO! "Keri communicated so well during the entire process. She got my husband and I financed...
05/14/2026

Your reviews matter!

GO TEAM GO!

"Keri communicated so well during the entire process. She got my husband and I financed for our first home. My husband and I both work past normal banking hours and Keri was always willing to communicate with us at a time that worked for us. Super responsive with emails, calls and texts. 10/10 recommend her for your mortgage needs!"

- Amanda I.

đź’ś

UMortgage | PNW

Address

25195 SW Parkway Avenue #100
Wilsonville, OR
97070

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 10am - 6pm

Telephone

+15034536849

Website

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