Margarita Valentic at Northpointe Bank - NMLS 1105246

Margarita Valentic at Northpointe Bank - NMLS 1105246 Whether you need to purchase your home or refinance, you need experts alongside you. We want to be there for you. Northpointe Bank is an Equal Housing Lender.

NMLS ID 447490

Ready to achieve your dream of homeownership? Northpointe Bank’s Expanded Portfolio has options for borrowers who fall j...
10/04/2025

Ready to achieve your dream of homeownership? Northpointe Bank’s Expanded Portfolio has options for borrowers who fall just outside conventional financing guidelines. Connect with me to learn more about making more dreams a reality!

https://northpointe.com/margie-valentic/

Everyone deserves a second chance. Our Expanded Portfolio includes loan options for buyers with a credit event like a sh...
10/03/2025

Everyone deserves a second chance. Our Expanded Portfolio includes loan options for buyers with a credit event like a short sale or foreclosure. With Northpointe’s New Start Program, we’re here to help you move forward. Connect with me to learn more!

https://northpointe.com/margie-valentic/

Looking to finance an investment property? Our DSCR loan (Debt Service Coverage Ratio) is designed for investors by eval...
10/02/2025

Looking to finance an investment property? Our DSCR loan (Debt Service Coverage Ratio) is designed for investors by evaluating rental income from the property rather than personal income. Perfect for experienced and first-time investors alike. Connect with me to learn more!

https://northpointe.com/margie-valentic/

Have substantial assets but limited monthly income? Our Asset Depletion feature allows buyers to qualify for a loan base...
10/01/2025

Have substantial assets but limited monthly income? Our Asset Depletion feature allows buyers to qualify for a loan based on assets rather than employment income. A perfect solution for retirees and those with significant savings. Connect with me to learn more!

https://northpointe.com/margie-valentic/

Self-employed? Traditional income documentation may not reflect your financial reality. With our Expanded Portfolio, we ...
09/30/2025

Self-employed? Traditional income documentation may not reflect your financial reality. With our Expanded Portfolio, we offer loan options based on bank statements or CPA-prepared profit and loss statements. Let’s help you achieve the dream of homeownership. Connect with me to learn more!

https://northpointe.com/margie-valentic/

Non-QM home loan options may provide greater flexibility for buyers who need an alternative to traditional lending. Thro...
09/29/2025

Non-QM home loan options may provide greater flexibility for buyers who need an alternative to traditional lending. Through our Expanded Portfolio loan programs, we can help where that flexibility is needed. Whether you’re self-employed or have credit challenges, we’re here to help make homeownership possible. Connect with me to learn more!

https://northpointe.com/margie-valentic/

What is a Qualified Mortgage? This is a type of loan that meets specific guidelines set by the government. But not every...
09/26/2025

What is a Qualified Mortgage? This is a type of loan that meets specific guidelines set by the government. But not every buyer fits this mold, which is why we offer alternative lending solutions through our Expanded Portfolio.

Connect with me to learn more! northpointe.com/get-started



https://northpointe.com/margie-valentic/

Traditional financing got you down on your dreams of homeownership? At Northpointe Bank, we offer a variety of Non-QM (N...
09/25/2025

Traditional financing got you down on your dreams of homeownership? At Northpointe Bank, we offer a variety of Non-QM (Non-Qualified Mortgage) options for those who need an alternative path to traditional financing. Our Expanded Portfolio has solutions that could make it possible. Connect with me to learn more!

https://northpointe.com/margie-valentic/

Closing: It's the big day! Your closing will take place at the title company or attorney's office, and they will facilit...
05/16/2025

Closing: It's the big day! Your closing will take place at the title company or attorney's office, and they will facilitate the transfer of funds and deed. Your Loan Advisor will guide you on the final amount required to bring to closing & any other conditions ahead of time. Once all the documents are signed, ownership is transferred to you, and you'll get the keys to your new home. Connect with me to learn more!

Inspection & Final Details: While you work with your real estate agent to coordinate inspection and obtain homeowners in...
05/15/2025

Inspection & Final Details: While you work with your real estate agent to coordinate inspection and obtain homeowners insurance, Northpointe will order a property appraisal and the title commitment. Your Loan Advisor will disclose the final terms and details of the loan to you three business days prior to closing. Connect with me to learn more!

Processing of Your Application: Now that you’ve found the right home, you’ll need to provide the documentation necessary...
05/14/2025

Processing of Your Application: Now that you’ve found the right home, you’ll need to provide the documentation necessary to process your loan. Your Northpointe Loan Advisor will guide you through the process & keep you updated every step of the way. Connect with me to learn more!

Address

2018 Eastwood Road , Suite 322
Wilmington, NC
28403

Opening Hours

Monday 12am - 11:59pm
Tuesday 12am - 11:59pm
Wednesday 12am - 11:59pm
Thursday 12am - 11:59pm
Friday 12am - 11:59pm
Saturday 12am - 11:59pm
Sunday 12am - 11:59pm

Telephone

+18178081733

Website

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