THG Insurance

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THG Insurance THG Insurance Carolina Beach: coastal home, flood & auto insurance on Pleasure Island

THG Insurance is an independent insurance agency in Wilmington, NC specializing in coastal homeowners insurance, flood insurance, and wind and hail coverage. Hurricane country demands real protection, so our licensed agents shop multiple carriers to insure your primary home, vacation home, condo or rental property. We also write auto, boat, motorcycle, RV, ATV, golf cart, motor home and yacht insurance, plus commercial policies including general liability, workers compensation, commercial auto and property, business owner's policies, D&O, HOA and real estate E&O, along with life, health and title insurance. With 40+ years of writing North Carolina coastal policies, we help you navigate the world of insurance.

Flooding doesn’t have to wait for a hurricane to cause serious damage. And if you’re waiting until a storm is in the for...
10/05/2026

Flooding doesn’t have to wait for a hurricane to cause serious damage. And if you’re waiting until a storm is in the forecast, it may already be too late. Flood insurance is a separate policy and typically has a 30 day waiting period before coverage begins.

If you’re not sure whether your home has the protection it needs, THG Insurance can help you review your options.

Think a $5 million life insurance policy is only for the ultra wealthy? Think again. For high income earners, families w...
09/24/2026

Think a $5 million life insurance policy is only for the ultra wealthy? Think again. For high income earners, families with significant financial goals, and business owners, higher coverage amounts can help protect the people and plans that depend on you.

Not sure how much coverage makes sense for your situation? THG can help you explore your options and find the right fit.

👉 Read the full blog to learn more www.huneycuttgroup.com/5-million-life-insurance-policy/

The right auto insurance coverage should fit more than just your vehicle. It should fit your needs, your budget and the ...
09/16/2026

The right auto insurance coverage should fit more than just your vehicle. It should fit your needs, your budget and the way you drive.

As an independent insurance agency, THG can compare options from multiple carriers to help you find coverage that works for you.

Ready to review your auto coverage? Let’s talk.

Wishing you a safe and relaxing Labor Day weekend from all of us at THG Insurance!
09/07/2026

Wishing you a safe and relaxing Labor Day weekend from all of us at THG Insurance!

Meet Karen Collao! 👋 With 15 years of experience in the insurance industry, Karen is passionate about helping clients fi...
09/03/2026

Meet Karen Collao! 👋 With 15 years of experience in the insurance industry, Karen is passionate about helping clients find the right coverage while providing knowledgeable, personal service.

Outside of work, she enjoys making the most of coastal living in Wilmington with her family. 🌊

Hurricane season is here. Is your home and insurance coverage ready? 🌧️A little preparation now can make a big differenc...
08/26/2026

Hurricane season is here. Is your home and insurance coverage ready? 🌧️

A little preparation now can make a big difference when a storm is approaching. Be sure to:
✅ Create an emergency kit with essential supplies
✅ Protect your home by securing windows, doors, and outdoor items
✅ Stay informed with reliable weather updates
✅ Know your evacuation route before you need it

Don’t wait until a hurricane is on the way to review your coverage. Make sure your insurance policy protects what matters most and provides the coverage you need before the unexpected happens.

Contact THG Insurance today for a coverage review and prepare with confidence before the next storm.

When critical equipment breaks down, the costs can add up quickly.Equipment Breakdown Insurance helps provide protection...
08/19/2026

When critical equipment breaks down, the costs can add up quickly.

Equipment Breakdown Insurance helps provide protection for unexpected equipment failures that standard property coverage may not always include.

Learn what this coverage can help protect and whether it’s right for your business.

www.thginsurance.com/what-is-equipment-breakdown-coverage/

At THG Insurance, we believe insurance is about more than policies. It’s about building relationships, providing guidanc...
08/11/2026

At THG Insurance, we believe insurance is about more than policies. It’s about building relationships, providing guidance, and being there when you need us most.

We’re grateful for the kind words from our clients and proud to help protect what matters most. Thank you for trusting THG with your insurance needs!

Your car is more than just a way to get from point A to point B. It’s how you get to work, make memories, and keep life ...
08/05/2026

Your car is more than just a way to get from point A to point B. It’s how you get to work, make memories, and keep life moving. 🚗

At THG Insurance, we help you find auto coverage that fits your needs, your lifestyle, and your budget. Our team is here to make the process simple and help you feel confident behind the wheel.

Ready to review your coverage? Let’s get started.

At THG Insurance, we believe great service starts with being there when you need us, answering questions, offering guida...
07/28/2026

At THG Insurance, we believe great service starts with being there when you need us, answering questions, offering guidance, and making the process simple from start to finish.

We’re grateful for the trust our clients place in our team every day.

Address

1985 Eastwood Road Ste 204
Wilmington, NC
28403

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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