American Harbor Insurance

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American Harbor Insurance Our Mission is to insure that you get the maximum coverage for your money and the highest
level of service for all your insurance needs.

American Harbor Insurance Co. represents the leading insurance providers in the market and comprises a network of professionally trained Insurance Specialists with comprehensive knowledge and access to the finest, most competitively priced Home, Auto, Flood, Umbrella and Life Insurance products. We serve all of North Carolina especially the New Hanover, Brunswick and Pender counties. In this age, of Internet-based Insurance services, individuals and families alike are seeking the most cost-effective insurance coverage they can get. But cost is not the only issue to consider. It’s equally important that you have the right type of insurance coverage. We are experts in serving your insurance needs and we understand the critical importance of developing an insurance solution that’s right for you, and your family

October has a way of sharpening our focus. The year is winding down, the to-do lists are getting longer, and there is a ...
10/15/2026

October has a way of sharpening our focus. The year is winding down, the to-do lists are getting longer, and there is a quiet but real pressure to finish strong.

This quote is a good one to carry into the final stretch. Having a vision is one thing, but doing the work to make it real is another. That is where leadership, whether in business, on a team, or in your own life, truly lives.

As you head into the rest of October, what is one vision you are actively working to bring to life right now? Share it in the comments. We would love to cheer you on.

Planning an exciting fall event for your business? From festivals and fairs to corporate parties and community gathering...
10/13/2026

Planning an exciting fall event for your business? From festivals and fairs to corporate parties and community gatherings, special events bring people together and create lasting memories. But have you thought about the "what ifs"?

Here are a few reasons you need special events coverage:

🍂 Protects against unexpected cancellations
🍂 Covers liability for accidents or injuries
🍂 Secures your investment in case of property damage
🍂 Ensures peace of mind for organizers and attendees

Don’t let unforeseen mishaps spoil your event! Reach out today to learn more about our comprehensive special events coverage. Let’s make your fall festivities a safe and enjoyable experience for everyone.

This month, we are sharing a story from the Boston Marathon that is hard to forget. During the closing stages of the rac...
10/07/2026

This month, we are sharing a story from the Boston Marathon that is hard to forget. During the closing stages of the race, first-time runner Ajay Haridasse collapsed near the 26-mile marker with severe leg cramps. After repeatedly struggling to get up, Haridasse was preparing to crawl the final stretch of Boylston Street.

That is when two fellow competitors, Aaron Beggs and Robson Oliveira, decided to stop. With their own finish times and personal goals on the line, they lifted Haridasse between them and supported him all the way across the finish line. Haridasse tracked both men down by their bib numbers afterward just to say thank you.

This story is a beautiful reminder that some of the most powerful moments happen when someone chooses to slow down for another person. In a race where every second counts, these two chose something that mattered more.

Read the full story here:

https://www.goodnewsnetwork.org/boston-marathon-runners-praised-for-stopping-to-help-injured-competitor-cross-finish-line-watch/

October is here, and that means it is officially the season of fall festivities. Halloween, arguably one of the largest ...
10/06/2026

October is here, and that means it is officially the season of fall festivities. Halloween, arguably one of the largest fall festivities, is right around the corner, and we have one very important question on our minds: Which traditional fall sweet treat is your go-to favorite?

🍎 Vote caramel apple

🥧 Vote pumpkin pie

Both are fall classics, both have their devoted fans, and both deserve a spot at the table. But which one gets your vote?

Drop your pick in the comments. We are curious to see which treat takes the win this month!

October is Fire Prevention Month, serving as a good reminder that fire safety is not something to put off until an emerg...
10/01/2026

October is Fire Prevention Month, serving as a good reminder that fire safety is not something to put off until an emergency happens. In the United States, one home structure fire is reported every 96 seconds, serving as a sobering reminder of the importance of fire safety.

So, that said, our team wanted to share a few practical tips worth reviewing this season:

⚫ Know the leading causes - Cooking and heating are the two leading causes of home fires in the United States. Never leave cooking unattended, keep flammable materials at least three feet from heat sources, and check electrical cords regularly for damage or fraying.

⚫ Check your smoke alarms - Test them monthly, replace batteries annually, and fully replace any alarm that is 10 or more years old.

⚫ Have an escape plan and practice it - Plan two ways to escape from every room, make sure all windows and doors open easily, and designate an outdoor meeting place.

⚫ Know how to use a fire extinguisher - Remember the acronym PASS: Pull the pin, Aim low at the base of the fire, Squeeze the handle slowly, and Sweep the nozzle side to side. If you are not confident, get out and call 911.

⚫ Build safer daily habits - Never leave portable heaters or fireplaces unattended, keep matches and lighters locked away from children, avoid overloading outlets, and turn off all appliances before leaving the house or going to bed.

Fire prevention is a shared responsibility, and a little preparation goes a long way. If you have further questions about fire safety, we encourage you to reach out to your local fire station.

And if you have any insurance questions or needs, please don’t hesitate to reach out to our team. We are here to help you.

October is home to some truly unforgettable moments in history that remind us how one bold idea can shift the course of ...
10/01/2026

October is home to some truly unforgettable moments in history that remind us how one bold idea can shift the course of everything that follows. Here are three we are celebrating this month:

🏰 October 1, 1971 - Walt Disney World opened its doors in Orlando, Florida, welcoming families to what would become one of the most recognized destinations on earth. Beyond the rides and the magic, it became a global symbol of American imagination and storytelling, continuing to draw millions of visitors every year.

📞 October 9, 1876 - Alexander Graham Bell and Thomas Watson completed the first long-distance, two-way telephone conversation over outdoor wires, connecting Boston to East Cambridge.

🎵 October 23, 2001 - Steve Jobs introduced the iPod with the now iconic slogan "1,000 songs in your pocket." This changed how we listen to music and laid the groundwork for the iPhone and the modern smartphone era we live in today.

These moments continue to inspire us to think bigger, dream bolder, and never underestimate the lasting impact of one great idea.

Which of these October milestones resonates with you the most? Drop a comment and let us know!

As leaves begin falling, some types of insurance claims are rising. Read below to see how you can prevent them this autu...
09/28/2026

As leaves begin falling, some types of insurance claims are rising. Read below to see how you can prevent them this autumn!

🦌 Animal Collisions - Fall is a busy time for animals preparing for winter. Be alert on the roads, especially during the morning and evening hours.

🌧️ Water Damage - Heavy rains and freezing pipes can lead to water damage. Have your pipes checked out by a professional to avoid any leaks.

🔥 Fire Damage - Colder weather increases the use of candles, stoves, and fireplaces. Be sure to get your chimney evaluated each season, never leave a burning candle, and pay attention while cooking.

🚗 Rear-end Collisions - These increase due to low visibility driving conditions. Always keep a safe traveling distance behind the car in front of you, and pay attention to speed limits.

What other steps do you take to get ready for the fall and winter? Add them below and share this post to spread the word 📢

While it’s not fun to think about getting into a car accident, it is all too common for people to get into accidents (ev...
09/24/2026

While it’s not fun to think about getting into a car accident, it is all too common for people to get into accidents (even minor ones) and not know what to do. That’s why our team put together a list of mistakes to avoid and best practices to refer to if an unfortunate event occurs.

Swipe through to learn more, and feel free to share this with anyone you think could benefit from it. It’s always best to be prepared!

Can you believe there are only 100 days left in the year? Before the final stretch gets away from you, it is worth pausi...
09/23/2026

Can you believe there are only 100 days left in the year? Before the final stretch gets away from you, it is worth pausing to ask one simple question: has your life changed this year?

A new car, a home purchase, a career change — these are the kinds of milestones worth celebrating. They are also the kinds of changes that can quietly create gaps in your insurance coverage if your policies have not kept up.

Here are some of the most common life events that can affect your coverage:

✅ You bought a new home or renovated your home. A new home purchase or extensive renovations require coverage that reflects the property's true replacement cost, not just its market value.

✅ You purchased a new car. Purchasing a new car is a change that always merits a check-in about your insurance coverage, especially if you purchased a car worth more than the vehicle you were previously driving.

✅ Your family or household situation changed. Marriage, divorce, welcoming a new child, adding a teen driver, sending a child off to college, or welcoming an adult child back home are all changes that can affect your auto and homeowners coverage.

✅ You’ve acquired new valuables or heirlooms. If you’ve recently obtained or inherited new jewelry, art, or other collectibles, it may be worth reviewing whether these items would be fully covered under your current homeowners policy.

✅ Your income, assets, or career changed. A promotion, a new job, a side business, or an inheritance can all increase your financial exposure in ways your current coverage may not reflect.

If any of these sound familiar, our team would love to take a few minutes to review your policies together and ensure everything still aligns with where you are now. It's a simple conversation that can make a real difference.

Feel free to reach out anytime. We are here to help ensure your coverage keeps up with your needs.

The transition into fall is the ideal window to take stock of your home and address small issues before they become expe...
09/22/2026

The transition into fall is the ideal window to take stock of your home and address small issues before they become expensive ones. A few hours of attention now can prevent thousands of dollars in damage later. Swipe for a few key areas to focus on.

We hope you found this seasonal checklist helpful! If you would like to get recommendations for trusted, local providers that can be of assistance, please feel free to reach out. And as always, if you have any questions or any other needs our team can assist you with, just give the office a call. We are here to help.

Address

4037 Masonboro Loop Rd, # 2A
Wilmington, NC
28409

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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