Sylvan-James Associates, Inc.

07/29/2026

**Need a Special Enrollment Period (SEP)? You May Qualify.**

Life changes can create new opportunities to enroll in or change your health insurance coverage outside of the Annual Enrollment Period.

You may qualify for a **Special Enrollment Period (SEP)** if you've recently experienced certain life events, such as:

• Moving to a new service area
• Losing employer or other credible health coverage
• Qualifying for Extra Help
• Moving into or out of a nursing home or long-term care facility
• Your current plan ending or changing its contract
• Other qualifying circumstances

Every situation is unique, and understanding your SEP options can help you avoid gaps in coverage and find a plan that better fits your healthcare needs.

At Sylvan-James Associates, Inc, we're here to explain your options, answer your questions, and help determine whether you qualify for a Special Enrollment Period.

📞 Call us today at **1-800-765-0241** to schedule your complimentary consultation.

*No pressure. Just experienced, personalized guidance to help you make informed decisions today and for your future.*

06/02/2026

01/19/2024

We’re proud to offer you our Humana Gold Plus H1036-137 (HMO-POS) plan, which earned 5 out of 5 stars—the highest quality rating—from the Centers for Medicare & Medicaid Services.* It’s available for a premium of $0.

And from Dec. 8 until the end of the following November, you could switch to this plan during a special enrollment period. More stars in a plan’s rating indicates higher quality and performance. Better care begins with listening to the people we serve, and our Star Rating reflects our commitment to doing just that.