Joey Milam Mortgage Team

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Joey Milam Mortgage Team I'm a loan officer located in Wilmington, NC with Alpha Mortgage Advantage. We offer many loan programs and can close your loan in as little as 15 days!

New 5.0-star Review: "Awesome experience! Very thorough and helped us through the process in a professional way! Would ...
10/17/2026

New 5.0-star Review: "Awesome experience! Very thorough and helped us through the process in a professional way!
Would highly recommend Joey and his team!"

10/16/2026

๐ŸŽฅ Touring Wilmington from your phone!

Check out these videos of open houses this weekend. Found a home you love? Let's get your financing lined up so you're ready when it's time to make an offer.

Don't wait until after you find the perfect home -anywhere in NC or SC. Get preapproved first and shop with confidence.

๐Ÿ“ฒ 910.250.8888
๐ŸŒ www.joey.mortgage

NMLS #117399 | #1860353



https://www.facebook.com/share/v/1ZgSuKq6A9/

10/14/2026

Your friend just bought a house, and now you're comparing their mortgage to yours. ๐Ÿก

But here's the thing: Just because you're both buying a home doesn't mean you're getting the same loan.

Your loan terms, monthly payment, closing costs, down payment, loan type, and credit score can all make your mortgage look different from someone else's.

That's why comparing numbers without understanding what's behind them can be misleading.

๐Ÿ’ฌ Message me "๐—–๐—ข๐— ๐—ฃ๐—”๐—ฅ๐—˜" and let's look at what actually makes sense for YOU.

10/14/2026

๐Ÿ”ฅ Want more eyes on your home listing?

๐ŸกWith Alpha Mortgage's Seller Credit and Listing Booster programs, sellers have additional ways to make their homes stand out to potential buyers!

๐Ÿ”‘If you're thinking about selling, make sure you're partnered with a trusted local agent and reach out to learn how these tools can help market your home effectively.

๐Ÿ“ฒ Call or text: 910.250.8888
๐ŸŒ www.joey.mortgage

NMLS #117399 | #1860353



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๐Ÿก ๐—™๐—ผ๐—ฟ ๐˜๐—ต๐—ฒ ๐—ช๐—ฒ๐—ฒ๐—ธ ๐—ผ๐—ณ ๐—ข๐—ฐ๐˜๐—ผ๐—ฏ๐—ฒ๐—ฟ ๐Ÿญ๐Ÿฎ, ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฒ๐—Ÿ๐—ฎ๐˜€๐˜ ๐—ช๐—ฒ๐—ฒ๐—ธ'๐˜€ ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฅ๐—ฎ๐˜๐—ฒ ๐—ฅ๐—ฒ๐—ฐ๐—ฎ๐—ฝ: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐—ถ๐—บ๐—ฝ๐—ฟ๐—ผ๐˜ƒ๐—ฒ๐—ฑ ๐Ÿ‘After moving higher to start the week...
10/12/2026

๐Ÿก ๐—™๐—ผ๐—ฟ ๐˜๐—ต๐—ฒ ๐—ช๐—ฒ๐—ฒ๐—ธ ๐—ผ๐—ณ ๐—ข๐—ฐ๐˜๐—ผ๐—ฏ๐—ฒ๐—ฟ ๐Ÿญ๐Ÿฎ, ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฒ

๐—Ÿ๐—ฎ๐˜€๐˜ ๐—ช๐—ฒ๐—ฒ๐—ธ'๐˜€ ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฅ๐—ฎ๐˜๐—ฒ ๐—ฅ๐—ฒ๐—ฐ๐—ฎ๐—ฝ: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐—ถ๐—บ๐—ฝ๐—ฟ๐—ผ๐˜ƒ๐—ฒ๐—ฑ ๐Ÿ‘
After moving higher to start the week, mortgage rates got a little better as the week went on, ending just slightly lower than the week before. It wasn't a big improvement, but at least it broke the streak of rates moving higher over the last few weeks.

๐—ง๐—ต๐—ถ๐˜€ ๐—ช๐—ฒ๐—ฒ๐—ธ'๐˜€ ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฅ๐—ฎ๐˜๐—ฒ ๐—™๐—ผ๐—ฟ๐—ฒ๐—ฐ๐—ฎ๐˜€๐˜: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐—ฐ๐—ผ๐˜‚๐—น๐—ฑ ๐—ฏ๐—ฒ ๐˜ƒ๐—ผ๐—น๐—ฎ๐˜๐—ถ๐—น๐—ฒ โš ๏ธ
There are some early signs that mortgage rates may be done climbing, at least for now. We could still see some ups and downs this week though, especially with inflation data coming out in the middle of the week.

๐Ÿ“ˆ ๐—ช๐—ต๐—ฎ๐˜โ€™๐˜€ ๐—ฎ๐—ณ๐—ณ๐—ฒ๐—ฐ๐˜๐—ถ๐—ป๐—ด ๐—ฟ๐—ฎ๐˜๐—ฒ๐˜€ ๐˜๐—ต๐—ถ๐˜€ ๐˜„๐—ฒ๐—ฒ๐—ธ:
โ€ข Inflation data: Consumer inflation data comes out Wednesday, followed by wholesale inflation data on Thursday. If inflation is lower than expected, rates could improve a little more, but higher inflation could push them back up.
โ€ข Oil: Oil prices will continue to influence mortgage rates this week, although the connection between the two hasn't been quite as strong recently.
โ€ข The Fed: The Fed raised its policy rate in September, but markets have recently backed off expectations for another increase in October. This week's inflation reports and comments from Fed officials could change those expectations.

๐Ÿก Attention Real Estate Agents!Join us for a FREE Continuing Education course at the beautiful Terrapin community in Lel...
10/12/2026

๐Ÿก Attention Real Estate Agents!

Join us for a FREE Continuing Education course at the beautiful Terrapin community in Leland, NC on Thursday, 11/19.

This is a great opportunity to earn CE credits, connect with industry professionals, and learn more about this exciting community.

Have questions about incentives available for your buyers? I'm happy to help!

๐Ÿ“ž 910.250.8888
๐ŸŒ www.joey.mortgage

NMLS #117399 | #1860353

10/09/2026

๐ŸŒŠ Who says beach season has to end?

This gorgeous North Topsail Beach home just hit the market, and it's the perfect place to enjoy the beauty of the coast all year long. Ready to explore your financing options? Contact me today, and let's start your home buying journey!

๐Ÿ“ฒ 910.250.8888
๐Ÿ’ป www.joey.mortgage

NMLS #117399 | #1860353



https://www.facebook.com/share/v/19eEdLMPcC/

10/07/2026

๐—ฃ๐—ฎ๐˜†๐—ถ๐—ป๐—ด $๐Ÿฏ,๐Ÿฌ๐Ÿฌ๐Ÿฌ ๐—ถ๐—ป ๐—ฟ๐—ฒ๐—ป๐˜ ๐—ฎ๐—ป๐—ฑ ๐—ฏ๐—ฒ๐—ถ๐—ป๐—ด ๐˜๐—ผ๐—น๐—ฑ ๐˜†๐—ผ๐˜‚ ๐—ฑ๐—ผ๐—ปโ€™๐˜ ๐—พ๐˜‚๐—ฎ๐—น๐—ถ๐—ณ๐˜† ๐—ณ๐—ผ๐—ฟ ๐—ฎ $๐Ÿฎ,๐Ÿณ๐Ÿฌ๐Ÿฌ ๐—บ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ? ๐Ÿค”

It can feel confusing, but rent and mortgages are approved differently.

When you apply for a home loan, mortgage professionals look at more than just what you pay each month. They also look at things like your income, credit, car payments, credit cards, and other debt.

And hereโ€™s the big thing: ๐—ป๐—ผ๐˜ ๐—ฒ๐˜ƒ๐—ฒ๐—ฟ๐˜† ๐—บ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฝ๐—ฟ๐—ผ ๐—ผ๐—ฟ ๐—น๐—ผ๐—ฎ๐—ป ๐—ฝ๐—ฟ๐—ผ๐—ด๐—ฟ๐—ฎ๐—บ ๐—ต๐—ฎ๐˜€ ๐˜๐—ต๐—ฒ ๐˜€๐—ฎ๐—บ๐—ฒ ๐—ฟ๐˜‚๐—น๐—ฒ๐˜€.

So if one tells you no, that doesnโ€™t always mean youโ€™re out of options.

Get a second opinion. You can ask me about different loan programs. You might have more options than you think.

Thinking about buying a home and needing a mortgage? Reach out to me, and I can see what may work for your situation.

A little preparation can make the mortgage application process feel a whole lot smoother. ๐Ÿ“‹๐Ÿก Having your financial docum...
10/07/2026

A little preparation can make the mortgage application process feel a whole lot smoother. ๐Ÿ“‹๐Ÿก Having your financial documents organized and ready can help keep things moving and make it easier to address any questions that come up along the way. Thinking about buying a home? Send me a message, and Iโ€™ll help you get prepared for the financing process!
NMLS 1860353

๐Ÿก Exciting news for homebuyers! Check out the new homes available in the beautiful Turtle Creek subdivision in Surf City...
10/05/2026

๐Ÿก Exciting news for homebuyers! Check out the new homes available in the beautiful Turtle Creek subdivision in Surf City, NC.

If you're thinking about making one of these homes yours, now is the perfect time to get your financing in place. Contact me today to get pre-approved and be ready to reserve your spot in this growing community featuring great amenities and a convenient location!

๐Ÿ“ž 910.250.8888
๐ŸŒ www.joey.mortgage

NMLS #117399 | #1860353



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Address

110 Dungannon Boulevard #100
Wilmington, NC
28403

Opening Hours

Monday 8am - 9pm
Tuesday 8am - 9pm
Wednesday 8am - 9pm
Thursday 8am - 9pm
Friday 8am - 9pm
Saturday 10am - 6pm
Sunday 10am - 6pm

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