Peter Martino at Guaranteed Rate

Peter Martino at Guaranteed Rate I am a VP of Mortgage Lending at Guaranteed Rate. Personal NMLS # 223010. Guaranteed Rate #2611.

I am a VP of Mortgage Lending NMLS: 223010 at Guaranteed Rate NMLS: 2611

Purchasing your first home in one of life's major milestones. Once you've saved enough for a down payment, monthly mortg...
08/31/2026

Purchasing your first home in one of life's major milestones. Once you've saved enough for a down payment, monthly mortgage payments, real estate taxes and assorted closing costs, you may feel move-in ready. Buy unexpected renovations and maintenance fees could add to your expenses. Budgeting beforehand could help reduce the stress of those surprises.

From repairs to upgrades, understanding homeownership's full financial picture could help you manage a plan for long-term success. Learn more about Hidden Costs of Buying and Owning a Home.

https://www.rate.com/mortgage/resource/overlooked_costs_homeownership?LOID=481

The value of homeownership is not just about waiting for better market rates or local data - it's also about the equity ...
08/28/2026

The value of homeownership is not just about waiting for better market rates or local data - it's also about the equity you build over time. If you wait too long while trying to time the market, you could be missing out on building equity. Reach out, we'll run some numbers and show you your options

That incredible space you're imagining ¾ modern kitchen, spacious floor plan, dreamy finishes - is closer than you think...
08/14/2026

That incredible space you're imagining ¾ modern kitchen, spacious floor plan, dreamy finishes - is closer than you think. A renovation loan from Rate lets you convert any home into your dream home, whether it's already yours or on your mind to buy.
* Low down payment
* For multiple property types
* Small upgrades to full remodels
Reach out and learn how to turn an "almost there" home into exactly what you've been dreaming of.

http://rate.com/PeterMartino

The most informed buyers ask the smartest questions.Before signing anything, you should understand your loan options, yo...
08/10/2026

The most informed buyers ask the smartest questions.
Before signing anything, you should understand your loan options, your interest rate, your closing cost and your timeline. Knowing what to ask your lender puts you in control of the process.
I broke down 20 of the most important questions every buyer should bring to their lender, from rates and down payments to pre-approvals and fees. Smart mortgage decisions begin here.
Considering buying? Start with these questions

https://www.rate.com/mortgage/resource/questions-to-ask-mortgage-lender?LOID=481

Your service comes with incredible benefits that can change what's possible when it comes to buying a home. VA loans are...
07/30/2026

Your service comes with incredible benefits that can change what's possible when it comes to buying a home. VA loans are designed to make homeownership more within reach for military buyers, with options (like 0% down) that can reduce upfront costs and, for many, make the move from renting to owning happen sooner. If you've served, I'll help you make sense of what's available and how to use it. Explore VA loans benefits.

https://www.rate.com/va-loans?LOID=481

With a DSCR loan from Rate, your investment property's income plays the leading role. That means more flexibility and mo...
07/20/2026

With a DSCR loan from Rate, your investment property's income plays the leading role. That means more flexibility and more opportunity to grow your portfolio. Ready to explore investment opportunities with our DSCR Program? Contact us today to learn more!

https://www.rate.com/mortgage/loan-types/non-qm/dscr?LOID=481

Buying your first home may feel overwhelming and intimidating if you aren't prepared. But with the right support, homeow...
07/15/2026

Buying your first home may feel overwhelming and intimidating if you aren't prepared. But with the right support, homeowning could be closer than you think.

Interested in making the switch from renting to owning? Our Ultimate Guide to Buying your First Home gives you the step-by-step tools, tips and peace of mind you need to explore your options.

Homeownership doesn't have to be complicated. This is how Rate is opening doors to more first-time homebuyers.

https://www.rate.com/fthb-guide-download?LOID=481

Address

1111 Military Cutoff Road Suite 191
Wilmington, NC
28405

Telephone

+18472745560

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