Andrew Mullins, Resource Financial Services, Inc.-NMLS 1339801, NMLS 453394

Andrew Mullins, Resource Financial Services, Inc.-NMLS 1339801, NMLS 453394 NMLS #453394
Licensed in NC, SC, VA
Atlantic Bay Mortgage Group
NMLS #72043
www.nmlsconsumeraccess.org
Equal Opportunity Lender

09/05/2026

We asked our Operations team to fill in the blank:

“Before buying a house, NEVER ______.” 👀

From opening a new credit card to financing new furniture, our Operations team knows there are plenty of financial moves that can impact the mortgage process.

Their biggest piece of advice? Talk to your lender before making major financial moves while you’re buying a home. 🏡

Because sometimes, what seems like a small decision can make a big difference when you’re getting ready to close.

Thinking about buying a home? 🏡 Before you start scrolling through listings, start with a pre-approval.Knowing your numb...
09/01/2026

Thinking about buying a home? 🏡 Before you start scrolling through listings, start with a pre-approval.

Knowing your numbers upfront can help you understand your options, set a realistic budget, and shop with more confidence.

Start with a conversation, not a search bar.
Let’s get you pre-approved! 🔑

Think buying a home is out of reach? You may want to look again.Today’s market is changing. More sellers are adjusting t...
08/30/2026

Think buying a home is out of reach? You may want to look again.

Today’s market is changing. More sellers are adjusting their asking prices, and buyers may have more room to find a home that fits their budget.

In our latest blog, we’re taking a closer look at what’s happening with home prices, price reductions, and what it could mean for buyers right now.

Could there be more opportunity in today’s market than you think?

👉 Read the full blog on the RFS website: https://resourcefinancialservices.com/resources/blog/

Your credit, savings, debt and spending habits all play a role in your financial picture — and understanding them can he...
08/25/2026

Your credit, savings, debt and spending habits all play a role in your financial picture — and understanding them can help you make more confident decisions about your future.

Thinking about buying a home? 🏡 Start by knowing your numbers, understanding your options and creating a plan that works for you.

Know your numbers. Know your options. Plan for what’s next.

The housing market isn’t one-size-fits-all. Some areas are giving buyers more negotiating power, while others are still ...
08/23/2026

The housing market isn’t one-size-fits-all. Some areas are giving buyers more negotiating power, while others are still favoring sellers. That’s why understanding what’s happening in your local market is so important when you’re buying or selling. 🏡

In our latest blog, we are breaking down the numbers, what they mean for buyers and sellers, and the one key metric that can help you understand who has the leverage.

👉 Want to know what the market looks like where you live? Check out the full article on the Resource Financial Services page and website!

And if you’re thinking about making a move, I’m always happy to help you understand your options and figure out the best strategy for your situation. contact me today to learn more about your next steps. 🔑

🏡 Waiting for mortgage rates to drop before you buy? You may be waiting longer than you think.A lot of buyers are holdin...
08/09/2026

🏡 Waiting for mortgage rates to drop before you buy? You may be waiting longer than you think.

A lot of buyers are holding off, hoping rates will fall significantly. But current forecasts suggest mortgage rates could remain in the low-to-mid 6% range through at least mid-2027.

So, does that mean you should keep waiting? Not necessarily.

There are strategies that may help make homeownership more affordable even if rates don't drop dramatically — from builder incentives and rate buydowns to ARMs and assumable mortgages.

👉 Want to know what your options are? Read our latest blog to learn why waiting for lower rates may not be your only strategy.

🔗 Click the link in our bio to read the full blog and more on our website!

From new backpacks and fresh haircuts to big smiles (and maybe a few nervous butterflies!), our RFS kids are officially ...
08/07/2026

From new backpacks and fresh haircuts to big smiles (and maybe a few nervous butterflies!), our RFS kids are officially back in the classroom! 🎒🍎

We loved getting a peek at all the first-day-of-school moments from our RFS family. Wishing all of our students a year filled with new adventures, great memories, new friends, and plenty of learning! 💙

Here’s to a fantastic school year! 📓✨

This Memorial Day, we pause to honor and remember the brave men and women who made the ultimate sacrifice for our countr...
05/25/2026

This Memorial Day, we pause to honor and remember the brave men and women who made the ultimate sacrifice for our country. 🇺🇸❤️

At Resource Financial, we are proud to serve those who have served our country through VA home loan programs designed to help veterans and active-duty military achieve the dream of homeownership.

Thank you to all who have served and sacrificed. Wishing everyone a safe and meaningful Memorial Day weekend. ❤️🤍💙

Spring buyers, this one’s for you! 🌷🏡 The market is heating up, and standing out can make all the difference. We’re shar...
05/24/2026

Spring buyers, this one’s for you! 🌷🏡 The market is heating up, and standing out can make all the difference. We’re sharing 4 smart ways to give your offer an edge this spring—so you can move from “just looking” to “just closed.” Ready to make your homeownership dreams a reality? Check out our latest tips here: https://resourcefinancialservices.com/2026/05/19/4-ways-to-give-your-offer-an-edge-this-spring/

Navigate the spring housing market with confidence. Find out how to give your offer an edge this spring to secure your dream home.

Unlock exclusive perks for your team or clients with our Corporate Affinity Program! 🎉Enjoy markdowns on closing costs, ...
05/08/2026

Unlock exclusive perks for your team or clients with our Corporate Affinity Program! 🎉

Enjoy markdowns on closing costs, homebuyer education, special discounts, and even vehicle pricing—all designed to make your homeownership journey easier and more rewarding.

Ready to elevate your benefits? Contact us today to learn how your organization can enroll and start saving!

Address

1205 Culbreth Drive, Suite 101
Wilmington, NC
28405

Opening Hours

Monday 8am - 7pm
Tuesday 8am - 7pm
Wednesday 8am - 7pm
Thursday 8am - 7pm
Friday 8am - 7pm
Saturday 8am - 2pm

Telephone

+18432708451

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