Lynn O'Neal with TowneBank Mortgage, NC Mortgage Loan Officer NMLS 69998

09/18/2026

Why wait for tomorrow's loan limits? Today's buyers deserve financing solutions that keep pace with today's housing market.

That's why I'm excited to share that my company has expanded access to conventional financing up to $850,000 for qualified borrowers, helping create more opportunities in an evolving market.

With a higher loan limit, qualified borrowers may benefit from:
🏠 Access to more homes
💰 Increased purchasing power
📍 More flexibility in the neighborhoods they love
✅ Financing tailored to their goals

The market doesn't stand still, and neither should your financing options.

If you'd like to learn how these expanded loan limits could support your goals, I'd be happy to help.

09/18/2026

AI can be a useful tool for homebuyers, helping you research neighborhoods, explore mortgage options, and stay organized throughout the process.

The key is asking the right questions and pairing technology with trusted guidance.

Ready to take the next step toward homeownership? Let's talk.

09/11/2026

On September 11, 2001, our nation was changed forever. Twenty-five years later, we pause to remember the lives lost, honor the heroes who responded without hesitation, and reflect on the strength and unity that carried us forward. We will never forget.

09/07/2026

Every welcome home starts long before move-in day. Homeownership is often years in the making, and Labor Day is a reminder of the effort behind the milestone. Wishing you a relaxing weekend!

08/31/2026

Becoming an empty nester can be the perfect opportunity to take a fresh look at your home and future goals.

Whether you're thinking about downsizing, rightsizing, renovating, or staying put, understanding how your home fits your lifestyle and financial plans can help you make confident decisions for the years ahead.

The best next step is the one that supports where you are today and where you want to go next.

Thinking about your next chapter? Let's talk.

08/25/2026

5.0 star review received on Experience.com for Lynn O'Neal by Johnathan H D - Very responsive

Click to see all 153 reviews of Lynn O'Neal, Mortgage Loan Officer | NMLS # 69998

08/21/2026

Not everything on the back-to-school checklist can be added to your cart. 🛒🏡

As routines change and kids grow, it's worth asking whether your home still fits your family's needs. If you've been thinking about making a move, I'm always happy to chat.

08/18/2026

5.0 star review received on Experience.com for Lynn O'Neal by Elizabeth L - Everything from start to finish was amazing! The communication was on point! Your team is fantastic, Cody & Marisa!

Click to see all 152 reviews of Lynn O'Neal, Mortgage Loan Officer | NMLS # 69998

08/18/2026

5.0 star review received on Experience.com for Lynn O'Neal by Christopher A - Lynn and her team were profession, responsive, clear in their communication and a joy to work with.

Click to see all 152 reviews of Lynn O'Neal, Mortgage Loan Officer | NMLS # 69998

08/11/2026

A little perspective goes a long way. When you look at the bigger picture, today’s rates aren’t what they seem. The “right time” to buy isn’t about perfect conditions, it’s about the right plan.

If you want to talk it through, I'm here anytime.