10/05/2026
The Basics of Medicare
Medicare is federal health insurance for people age 65+, certain individuals under 65 with disabilities, and those with End-Stage Renal Disease (ESRD).
When you're eligible, you can choose how you receive your Medicare benefits:
✅ Original Medicare • Part A (Hospital Coverage)
• Part B (Medical Coverage)
• Option to add a separate Part D prescription drug plan
✅ Medicare Advantage (Part C) • Offered through private insurance companies approved by Medicare
• Includes all Part A and Part B benefits
• Often includes prescription drug coverage and may offer extras like dental, vision, and hearing benefits
The choice you make can affect your costs, provider access, and coverage options. Original Medicare generally offers the broadest provider access nationwide, while Medicare Advantage plans often use provider networks and may include additional benefits.
💡 Medicare and Medicaid are not the same. Medicare eligibility is generally based on age or disability, not income.
If you're approaching Medicare eligibility or have questions about your options, I'm happy to help you understand your choices and find a plan that fits your needs.
