Embrace Home Loans - Wilmington, DE

11/09/2022

If you're just starting the homebuying process, you've probably come across the terms pre-qualified and pre-approval. Though both sound similar, they are not the same — and we're here to explain why: https://bit.ly/3thvrd7

11/07/2022

Being a loan officer in this uncertain market can be challenging. How can you ensure that you stay on track and hit your goals? Here are a few tips for executing a foolproof business plan in a down market: https://bit.ly/3heMhGN

11/04/2022

Tired of your rent payment increasing? Mortgage and interest rates are on the rise, however, buying a home may still be a better financial option for you than renting. Let's talk about it: https://bit.ly/3E3OvC5

11/02/2022

When it comes to refinancing, you have many options, each with its own set of advantages and disadvantages. This guide can help you determine if a refinance could work in your financial favor: https://bit.ly/3NwQNwt

10/28/2022

Are you a single parent who is unsure of your homeownership options? We're here to answer your questions and break down options for you:

There are many affordable lending options available to single parents who are looking to buy a home such as an FHA, USDA, VA loan, and more. Learn more now.

10/26/2022

The VA Home Loan Program provides easy access to mortgage loans for Veterans looking to purchase or refinance. We're here to guide you on what to look for in a lender:

VA loans are backed by a guarantee from the federal government and are widely available through most banks and direct lenders. But not all VA lenders are created equal.

10/24/2022

Want to help your clients do better in choosing the right lender? These three strategies can help:

Want to make sure your client is choosing the right lender for their mortgage? These three strategies for choosing the right lender can help. Learn more now.

10/21/2022

Does the thought of having to cough up 20 percent for a down payment on a mortgage have you second-guessing buying a home? We understand that not everyone has that kind of cash freed up, and thankfully there are other options. Here’s why an FHA loan may be the best option for you:
https://bit.ly/3CQNTxB

An FHA loan allows home buyers to put down as little as 3.5% instead of the traditional 20% down payment on a mortgage. Learn how to get an FHA loan now.

10/20/2022

Going through a divorce is not an easy process. The last thing you want is to be confused about what it may mean for your shared mortgage. We have the answers to some of the common questions you may be worried about: https://bit.ly/3TfZAVE

10/19/2022

Which is more important, the loan officer or the lender? The simple answer – they both are and here’s why.

Read more:

The obvious answer? Both. Learn more about the roles of the loan officer and the mortgage lender and how they should work together.

10/17/2022

We’re no longer in a frenzied sellers’ market. Bidding wars have fallen off, price reductions are getting more common, and buyers finally have more options and more time. It’s quite an adjustment, to say the least. In fact, your clients may not even know the market has changed. Here are four tips to help them understand today's shifting market conditions:

The housing market is changing, and sellers no longer have all the power. Here's how to help your buyer adjust to the new market. Learn tips and techniques now.

10/14/2022

Have you been waiting on a shift in the market to buy the home of your dreams? The wait is finally over! Buyers are regaining control as the tide turns from a seller's to a buyer's market. Let’s look at the clear signs of this shift:

Buyer's are regaining buying power in the current real estate market as some metrics now point towards a shift from a seller's market to a buyer's market. Learn more.