Matty Gets You Home NMLS# 2093275 : Atlantic Bay Mortgage Group, LLC

06/15/2026

🏡 𝗙𝗼𝗿 𝘁𝗵𝗲 𝗪𝗲𝗲𝗸 𝗼𝗳 𝗝𝘂𝗻𝗲 𝟭𝟱, 𝟮𝟬𝟮𝟲

𝗟𝗮𝘀𝘁 𝗪𝗲𝗲𝗸'𝘀 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗥𝗲𝗰𝗮𝗽: 𝗥𝗮𝘁𝗲𝘀 𝗺𝗼𝘃𝗲𝗱 𝗹𝗼𝘄𝗲𝗿 👍
Rates started last week a little higher but ended lower after reports surfaced that a peace deal with Iran was close and could possibly be signed over the weekend. Even though both consumer and wholesale inflation continued to rise, markets largely expected those increases, so mortgage rates showed little reaction.

𝗧𝗵𝗶𝘀 𝗪𝗲𝗲𝗸'𝘀 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗙𝗼𝗿𝗲𝗰𝗮𝘀𝘁: 𝗥𝗮𝘁𝗲𝘀 𝗰𝗼𝘂𝗹𝗱 𝗺𝗼𝘃𝗲 𝗹𝗼𝘄𝗲𝗿 👍
With a peace agreement now in place and the Strait of Hormuz expected to fully reopen, oil prices have fallen and mortgage rates could continue to improve. The biggest test this week comes Wednesday when new Fed Chair Kevin Warsh holds his first Fed meeting and press conference.

📈 𝗪𝗵𝗮𝘁’𝘀 𝗮𝗳𝗳𝗲𝗰𝘁𝗶𝗻𝗴 𝗿𝗮𝘁𝗲𝘀 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸:
• The Middle East: The peace agreement is expected to be formally signed Friday, and the reopening of the Strait of Hormuz should help bring oil prices lower. That would ease inflation concerns and help mortgage rates improve over coming weeks.
• The Fed: Wednesday's Fed meeting could create some volatility in mortgage rates, especially during and after Chair Warsh's press conference as markets assess the Fed's outlook for future rate policy.
• Juneteenth: Markets and many mortgage companies will be closed on Friday.

📲(919)348-8416
www.MattyGetsYouHome.com



For informational purposes only, not financial advice. Market conditions and rates may change without notice. Past performance isn’t a guarantee of future results. Commentary provided by third-party sources. Atlantic Bay makes no predictions or representations about future rates.

06/14/2026

Happy Flag Day!

Today marks the adoption of the American flag on June 14, 1777, and celebrate the symbol that represents our nation’s freedom, unity, and history.

May we always remember the values it stands for and the people who have helped protect them.

06/14/2026

New 5.0-star Review: ""Working with Matt Earley at Atlantic Bay was an absolute pleasure. From day one, Matt stood out with exceptional communication skills. He kept my client and I informed every step of the way, patiently answered questions, and explained complex details to my out of state client in a way that was easy to understand. Thanks to his proactive approach, we were able to close right on schedule without any last-minute stress. I highly recommend Matt to anyone looking for a dedicated and reliable mortgage broker!""

06/13/2026

5.0 star review received on Experience.com for Matt Earley by Michael S - Matt was the perfect person to have on our team. He was incredibly helpful throughout the entire process. Since we were buying a second home from out of state, we felt a little unsure about the rules and procedures, but Matt thoroughly explained everything from start to finish and made it all much easier to navigate.
He was also extremely responsive to all of my random phone calls, emails, and text messages, which we really appreciated. Matt is clearly an expert in his field, and Michelle and I truly enjoyed working with him. His knowledge, professionalism, and personality are tremendous assets.

Click to see all 106 reviews of Matt Earley, Mortgage Banker, Licensed in NC, SC, FL, TN

06/11/2026

The world’s biggest game is back, and the excitement is officially kicking off! ⚽🏆

There’s nothing like the energy of the World Cup: the passion, the pride, the unforgettable moments, and fans from around the globe coming together for the beautiful game.

Whether you’re cheering for your favorite country, watching with friends and family, or just soaking in the excitement, it’s time to celebrate the start of an incredible tournament.

Let the games begin!

06/11/2026

𝐖𝐡𝐞𝐧 𝐲𝐨𝐮 𝐛𝐮𝐲 𝐚 𝐡𝐨𝐦𝐞, 𝐲𝐨𝐮’𝐫𝐞 𝐛𝐮𝐲𝐢𝐧𝐠 𝐦𝐨𝐫𝐞 𝐭𝐡𝐚𝐧 𝐣𝐮𝐬𝐭 𝐚 𝐩𝐥𝐚𝐜𝐞 𝐭𝐨 𝐥𝐢𝐯𝐞. 🏡

Homeownership gives you the opportunity to turn your monthly housing payment into something that builds over time. Instead of paying rent, each mortgage payment can help you build equity, reduce your loan balance, and strengthen your long-term financial position.

For many buyers, purchasing a home is a meaningful step toward stability, ownership, and building wealth through real estate.

𝙌𝙪𝙚𝙨𝙩𝙞𝙤𝙣𝙨 𝙖𝙗𝙤𝙪𝙩 𝙝𝙤𝙬 𝙩𝙤 𝙜𝙚𝙩 𝙨𝙩𝙖𝙧𝙩𝙚𝙙? 𝙍𝙚𝙖𝙘𝙝 𝙤𝙪𝙩 𝙖𝙣𝙙 𝙄 𝙘𝙖𝙣 𝙝𝙚𝙡𝙥 𝙮𝙤𝙪 𝙗𝙪𝙞𝙡𝙙 𝙖 𝙥𝙡𝙖𝙣 𝙩𝙝𝙖𝙩 𝙛𝙞𝙩𝙨 𝙮𝙤𝙪𝙧 𝙜𝙤𝙖𝙡𝙨.

📲(919)348-8416
www.MattyGetsYouHome.com

06/10/2026

This is normal, right?

You find the perfect house online.
You schedule a showing.
You fall in love.

Then you start looking for a mortgage.

The problem?

❌ You might find out the house costs more than you can afford.

❌ You could miss out on loan programs or down payment assistance that could save you thousands.

❌ You may not know what monthly payment actually fits your budget.

❌ And while you're figuring all that out, another buyer who's already pre-approved may submit an offer first.

Getting pre-approved before you start house hunting doesn't mean you're committing to buy a home.

It simply helps you with:
✔️ How much home can you afford
✔️ Have more people take you seriously
✔️ How much money can you save

The best first step in buying a home isn't finding a house.

It's finding out what you can buy before you start shopping.
Reach out to me or send me a message if you want to start looking around or have any questions.

06/09/2026

🏡 Closing costs don’t have to be confusing!

In this quick reel, I simplify closing costs, and how they can impact your home purchase. Knowledge is power when it comes to buying a home!

Questions? Send me a message I’m happy to help.

06/09/2026

Every mortgage company and its… mother(?)… have commiserated that homebuying is overwhelming. But that's kind of our whole thing. Atlantic Bay connects you with real people, real loan options, and a plan that actually fits your life.

Oh, and if Spanish is your first language? We've got resources for that too. No one gets left out over here. Nope. No this or any month.

📲(919)348-8416
www.MattyGetsYouHome.com

NMLS # 2093275 | Licensed in NC, SC, FL, TN

06/09/2026

New 5.0-star Review: "I would like to take this opportunity to recommend Matt Earley and Atlantic Bay Mortgage for your next real estate purchase.

We had a fairly complicated home purchase in North Carolina. Not only were we purchasing a second home, but we were doing so while living in New York. In addition, the property was a short sale, which meant we were able to purchase it just before it went into foreclosure.

Because we were out of state, many of our interactions and transactions had to be handled through email and phone calls. We also had numerous questions about the home-buying process in North Carolina, which differs significantly from New York.

Throughout the entire process, Matt was responsive, knowledgeable, and professional. He answered every email, text message, and phone call promptly and always provided the information and guidance we needed. His expertise and dedication were instrumental in helping us successfully complete the purchase.

I highly recommend Matt Earley and Atlantic Bay Mortgage to anyone looking for a mortgage professional who is committed to providing exceptional service and support throughout the home-buying process."