Matty Gets You Home NMLS# 2093275 : Atlantic Bay Mortgage Group, LLC

08/10/2026

☀️Red at night, sailor’s delight 😉

08/08/2026

𝐒𝐮𝐦𝐦𝐞𝐫 𝐢𝐬 𝐚 𝐠𝐫𝐞𝐚𝐭 𝐭𝐢𝐦𝐞 𝐭𝐨 𝐠𝐢𝐯𝐞 𝐲𝐨𝐮𝐫 𝐡𝐨𝐦𝐞 𝐚 𝐥𝐢𝐭𝐭𝐥𝐞 𝐞𝐱𝐭𝐫𝐚 𝐚𝐭𝐭𝐞𝐧𝐭𝐢𝐨𝐧.

From keeping your cooling system running efficiently to checking gutters, sealing gaps, inspecting exterior areas, and staying ahead of small repairs, a few simple maintenance steps can make a big difference.

𝙍𝙚𝙜𝙪𝙡𝙖𝙧 𝙝𝙤𝙢𝙚 𝙢𝙖𝙞𝙣𝙩𝙚𝙣𝙖𝙣𝙘𝙚 𝙘𝙖𝙣 𝙝𝙚𝙡𝙥 𝙥𝙧𝙤𝙩𝙚𝙘𝙩 𝙮𝙤𝙪𝙧 𝙞𝙣𝙫𝙚𝙨𝙩𝙢𝙚𝙣𝙩, 𝙞𝙢𝙥𝙧𝙤𝙫𝙚 𝙘𝙤𝙢𝙛𝙤𝙧𝙩, 𝙖𝙣𝙙 𝙧𝙚𝙙𝙪𝙘𝙚 𝙩𝙝𝙚 𝙧𝙞𝙨𝙠 𝙤𝙛 𝙘𝙤𝙨𝙩𝙡𝙮 𝙧𝙚𝙥𝙖𝙞𝙧𝙨 𝙙𝙤𝙬𝙣 𝙩𝙝𝙚 𝙧𝙤𝙖𝙙.

Whether you’re a new homeowner or you’ve been in your home for years, taking care of the little things now can help keep your home in top shape all season long.

08/07/2026

If you’re planning to buy a home, paying down revolving debt before applying for a mortgage may help strengthen your financial profile and improve your borrowing options.

Revolving debt, such as credit cards or lines of credit, can impact your debt-to-income ratio and overall mortgage approval picture.

At the same time, it’s important to balance debt payoff with saving for your down payment, closing costs, and any funds you may need once you become a homeowner.

Every buyer’s situation is different, which is why it helps to review the numbers early in the homebuying process.

Have questions about your situation? Send me a message; I’m here to help!

📲(910)297-6777
www.MattyGetsYouHome.com

08/06/2026

Nothing beats fresh ingredients, great food, and a little time on the beach. 🌴🌊

Stopped by Koko Cabana on Oak Island for a well-deserved break, and it did not disappoint. If you’re spending the day at the beach, this is definitely worth adding to your list!

08/05/2026

Getting your offer accepted is exciting... but you're not at the finish line yet.

Sometimes you can accidentally create delays or even lose the deal...

Common mistakes include:
• Opening a new credit card
• Financing furniture or a car
• Changing jobs
• Moving large amounts of money between accounts
• Making big cash deposits
• Waiting too long to send requested documents

The good news? Almost all of these can be avoided with a quick conversation before you make a financial move. Save this post so you know what to avoid, message me if you have any questions, and send it to someone who's buying a home this year.

📲(910)297-6777
www.MattyGetsYouHome.com

08/04/2026

08/04/2026

5.0 star review received on Experience.com for Matt Earley by Kyle L - Matt has gone above and beyond what i couldve asked for. As a first time homebuyer, everything was new to me. Every single question was answered which lead to me having absolutely no doubts and most certainly, no buyers remorse whatsoever. Thank you so much Matt!

Click to see all 116 reviews of Matt Earley, Mortgage Banker, Licensed in NC, SC, FL, TN

08/04/2026

𝐁𝐮𝐲𝐢𝐧𝐠 𝐚 𝐡𝐨𝐦𝐞 𝐨𝐧 𝐭𝐡𝐞 𝐂𝐚𝐫𝐨𝐥𝐢𝐧𝐚 𝐜𝐨𝐚𝐬𝐭? 𝐎𝐫 𝐚𝐥𝐫𝐞𝐚𝐝𝐲 𝐨𝐰𝐧 𝐨𝐧𝐞? 🌊🏡

Insurance is one of those things you hope you never need, but you’ll be glad you have the right coverage. Watch the reel for a few things every coastal homeowner should know.

08/03/2026

🏡 𝗙𝗼𝗿 𝘁𝗵𝗲 𝗪𝗲𝗲𝗸 𝗼𝗳 𝗔𝘂𝗴𝘂𝘀𝘁 𝟯, 𝟮𝟬𝟮𝟲

𝗟𝗮𝘀𝘁 𝗪𝗲𝗲𝗸'𝘀 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗥𝗲𝗰𝗮𝗽: 𝗥𝗮𝘁𝗲𝘀 𝗺𝗼𝘃𝗲𝗱 𝗵𝗶𝗴𝗵𝗲𝗿 👎
Mortgage rates were volatile last week, improving through the middle of the week before jumping on Friday to end slightly higher.

𝗧𝗵𝗶𝘀 𝗪𝗲𝗲𝗸'𝘀 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗙𝗼𝗿𝗲𝗰𝗮𝘀𝘁: 𝗥𝗮𝘁𝗲𝘀 𝗰𝗼𝘂𝗹𝗱 𝗶𝗺𝗽𝗿𝗼𝘃𝗲 👍
Rates are starting the week a little better, reflecting a drop in oil prices and speculation that the Strait of Hormuz could reopen soon. Labor data this week could play a role in daily mortgage pricing, with Friday's BLS jobs report expected to have the biggest effect. Rates could improve this week, but don't expect any big moves.

📈 𝗪𝗵𝗮𝘁’𝘀 𝗮𝗳𝗳𝗲𝗰𝘁𝗶𝗻𝗴 𝗿𝗮𝘁𝗲𝘀 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸:
• Oil prices: Oil prices continue to be a major driver of mortgage bonds, which lenders use to determine mortgage rates, and can push rates higher or lower.
• Labor data: This week brings a different labor report each day, although many will play only a small role in mortgage rates. Friday's BLS jobs report is the one to watch and could have the biggest effect. If it shows the labor market weakened in July, mortgage rates could improve.
• The Fed: Mortgage rates continue to reflect the possibility of a Fed rate hike at September's meeting. If markets become more confident a hike won't be needed to fight inflation, mortgage rates could improve a bit.

📲(910)297-6777
www.MattyGetsYouHome.com



For informational purposes only, not financial advice. Market conditions and rates may change without notice. Past performance isn’t a guarantee of future results. Commentary provided by third-party sources. Atlantic Bay makes no predictions or representations about future rates.

07/30/2026

5.0 star review received on Experience.com for Matt Earley by Jerry W - During the process of getting a VA loan with Atlantic Bay, Matt was extremely professional, very knowledgeble and very pleasant to talk to about our loan. I would highly recommend Matt and Atlantic Bay Mortgage to my family and friends.

Click to see all 114 reviews of Matt Earley, Mortgage Banker, Licensed in NC, SC, FL, TN