Steve McDermott/Heritage Financial Consultants, LLC

06/15/2026

Annuities are designed with a range of features that may affect your retirement income and tax situation. Here are a few outcomes associated with annuity contracts.

06/11/2026

Some of the hardest financial conversations happen when families are already dealing with a medical diagnosis and emotional uncertainty. Planning ahead can help reduce stress, provide clarity, and ensure loved ones are prepared when it matters most.

Check out this article from the New York Times: A 5-Point Checklist for Managing Your Aging Parent's Money

And one big mistake to avoid.

06/08/2026

Did you know there are different types of annuities to suit various financial goals? Fixed, variable, or indexed annuities…Learn which type might be right for you and how they can help you achieve your income planning goals.

06/05/2026

As election season begins to take shape, investors are paying close attention to what history can tell us about market performance during midterm years. In this week’s Heritage Insight, we look at how elections, earnings, and investor expectations can influence market activity.
Have a wonderful Friday!

05/29/2026

Happy Friday!
In this week’s Heritage Insight, we take a closer look at the old market saying “Sell in May and go away.” While seasonal trends can make for catchy headlines, history shows that long-term investment discipline remains more important than trying to time the market.
Have a great weekend.

05/26/2026

As May comes to a close, now’s the time to take what you’ve learned and put it into motion. A clear plan can make all the difference.

05/22/2026

In this week’s Heritage Insight, we explore how people may feel uncertain about the economy, yet consumer spending continues to remain strong. It’s a reminder that headlines and emotions don’t always reflect the full financial picture.
Happy Friday!

05/15/2026

Happy Friday!
In this week’s Heritage Insight, we’re looking at how markets outside the U.S. are changing and why international investments may be worth watching. Staying diversified can help support long-term financial goals through changing market conditions.

05/11/2026

Understanding your financial picture is the foundation of effective planning. When business owners know their numbers, decisions become clearer and more strategic.

05/06/2026

May is about more than staying busy—it’s about planning smarter. All month long, we’re sharing insights to help business owners prepare for what’s next.