10/09/2026
Thinking about buying your first home but worried about how much money you’ll need upfront? 🏡
You may have more options than you realize! Eligible North Carolina homebuyers may qualify for $15,000 in down payment assistance through NC Housing Finance Agency, which can help with the upfront costs of purchasing a home.
I love helping first-time buyers understand the process, run the numbers, and figure out what programs may work for them.
Don’t count yourself out before you know your options. 🤍
Send me a message and let’s talk about what buying could look like for you!
NC 1st Home Advantage Down Payment provides $15,000 in down payment assistance to eligible borrowers. Assistance is provided as a 0% deferred second mortgage, forgiven 20% per year in years 11–15. Any unforgiven balance may be due upon sale, refinance, or transfer. Income, credit, sales price, occupancy, and other program requirements apply. Programs, terms, and eligibility are subject to change. For more information about their programs and to see if you qualify, visit www.nchfa.com/home-buyers. Atlantic Bay Mortgage Group, L.L.C. is proud to be a participating lender of the North Carolina Housing Finance Agency (NCHFA). Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Opportunity Lender.
