Austin Styffe Mortgage Loan Officer

Austin Styffe Mortgage Loan Officer Client-centric approach, provides education surrounding loan process for borrowers.

Boston isn’t just one city — it’s a collection of neighborhoods, each with its own history, culture, and personality. 🏙️...
09/08/2026

Boston isn’t just one city — it’s a collection of neighborhoods, each with its own history, culture, and personality. 🏙️⚓️

From Back Bay to Southie, Beacon Hill to the Seaport, there’s always something new to explore — and somewhere worth calling home.

Which Boston neighborhood is your favorite? 👇

09/03/2026

Buying a home with a septic system in Massachusetts? 🏡

Pay close attention to the Title V (Title 5) report. If the septic system fails, it doesn’t automatically mean the deal is dead—but it can affect the cost, timeline, and financing.

Before walking away, get the right people involved and understand your options. A failed septic system is a problem—but it may be a solvable one!

09/02/2026

🚨 MORTGAGE MYTH: You need two full years on the job to qualify.

Just getting out of school? Your time earning your degree can often be used to complete the two-year history requirement—so not having two full years of employment does not automatically disqualify you.

Don’t assume everything you hear about mortgages is true. Come to us, ask the questions, and let us look at your actual situation. You may be more qualified than you think! 🏡

09/01/2026

🏡 Why does the mortgage industry watch the 10-Year Treasury when most mortgages are 30-year loans?

Because the reality is, most 30-year mortgages don’t last anywhere close to 30 years.

People refinance. They sell. They move. They pay off their loan early. Life changes — and mortgages change with it.

That expected lifespan is a big reason the 10-Year Treasury is such an important benchmark for the mortgage market.

No, mortgage rates don’t move perfectly with the 10-Year. But if you want to understand what’s happening with rates — and where the market may be headed — it’s one of the most important numbers to watch. 📈📉

The loan may say 30 years. The market knows better.

🐾 Full-circle kind of day.Today we had the opportunity to be part of the inaugural Franklin Community Connections Fair a...
08/31/2026

🐾 Full-circle kind of day.

Today we had the opportunity to be part of the inaugural Franklin Community Connections Fair at Dean College — and coming back to campus as a proud member of the Class of ’08 made this one pretty special.

I also got to catch up with the Alumni Office, who somehow still claim me as one of their own 😂

More importantly, we spent the day meeting students, alumni and members of the Franklin community. We left with pages of new connections and some great conversations about ways to stay involved with Dean moving forward.

There’s something really cool about returning to a place that was part of your own journey and now being able to give a little something back to the students coming up behind you.

We’re already looking forward to future alumni events, more time back on campus and finding new ways to work with the Dean community.

And who knows… maybe there’s a future Bulldog who ends up joining the Ausome Rates team someday. 👀🐾

Great day to be back.

Dean College Class of ’08 🎓

08/28/2026

🚨 Just got an alert to LOCK.

Mortgage rates are moving higher this afternoon — but why? And how can rates change that quickly?

Today’s driver: Fed Chair Kevin Warsh struck a more inflation-focused tone than markets expected, causing investors to rethink the possibility of future Fed rate hikes and pushing bond yields higher. (investing.com)

Mortgage rates aren’t set once in the morning and left there all day. They’re heavily influenced by the bond market, especially mortgage-backed securities. When those markets move, lenders can adjust their pricing — sometimes multiple times in the same day.

That’s why the deal available this morning isn’t always the same deal available this afternoon.

08/26/2026

New-home prices have officially dropped to a five-year low as sales slow down nationwide. Here is a breakdown of what is driving builder price cuts and what it means for hopeful home buyers.

Read: https://rltor.cm/x1Layz

08/26/2026

🏠 New construction doesn’t always mean a construction loan.

If the home is already built and completed before you purchase it, you’re not financing the construction — you’re simply buying a brand-new home with a regular mortgage.

Construction loan = financing the build.
New construction purchase = financing the finished home.

Big difference — and one that can make the process a lot simpler than buyers expect.

08/25/2026

What’s a quality you want in a buyer’s agent?

TENACITY. 💪🏡

You want someone who’s going to be aggressive for you — chasing answers, negotiating hard, solving problems, and refusing to let your deal fall through the cracks.

Knowledge matters. Experience matters. Personality matters.

But when things get difficult?

Give me the agent who doesn’t quit. 🔥

08/24/2026

20% DOWN IS A MYTH. 🏡💰

One of the biggest misconceptions I hear from homebuyers is that you need 20% down to buy a home.

You don’t.

Depending on the loan program and your qualifications, there are options with 3%, 3.5%, 5% down — and even 0% down for eligible buyers.

Waiting until you’ve saved 20% could mean spending years on the sidelines when you may already have options today.

Don’t let the 20% myth keep you from finding out what’s actually possible.

📲 Let’s run the numbers for your situation.

Address

Wilmington, MA

Telephone

+15084987339

Website

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