KRM Insurance Specialists

04/28/2026

As a business owner, you might be planning how you’ll spring-clean your team's workspace. But have you considered spring-cleaning your network and devices as well?

Cyber incidents are becoming more common and more costly, and falling behind on key cybersecurity best practices can expose your business to attacks and breaches. Swipe for a few key moves that can help protect you and your team.

These tips can’t prevent cyberattacks or data breaches outright, so you must have cyber insurance to protect your business. Call our office, and we’ll point you to the right coverage.

04/09/2026

Spring is a natural time to pause and take stock of what needs refreshing on your commercial property. Many preventable claims begin with minor hazards that accumulate quietly. Catching these issues early can help prevent costly problems in the long run.

Swipe for a spring maintenance checklist.

While these checklist items can make a big difference, they can’t prevent all issues this spring. That’s why having strong commercial insurance is so important. We’re here to ensure your commercial coverage protects you and your team. Give our office a call, and we can schedule a coverage review.

04/05/2026

03/19/2026

Happy International Client’s Day! Today, we would like to thank each and every one of our clients for the opportunity to support your goals. It is an honor to serve you, and we do not take your trust for granted.

If there is anything we can do for you, give us a call. We are here for you, today and every day.

03/17/2026

Feeling extra lucky this St. Patrick’s Day 🍀 We couldn’t let the day pass without saying how grateful we are for the wonderful clients who make our work so rewarding all year long.

Thank you for your trust, partnership, and support. Here’s to more success, good fortune, and plenty of reasons to celebrate ahead!

03/05/2026

As crews ramp up for spring starts, it’s important that construction projects are properly protected. Swipe to see a quick rundown of core construction coverages, what they do, and why skipping them can put the project and your balance sheet at risk.

Want to review your current coverage or explore additional policy needs? Call our office today.

03/05/2026

Daylight Saving Time begins on Sunday, March 8th, which means Monday afternoon naps will be in order for many of us! The good news amid all of that lost sleep? We will get an extra hour of light at the end of the day. As winter comes to a close, that’s something worth cheering!

Something else to celebrate? Getting your “ducks” in a row ahead of spring. Reach out if we can be of assistance!

03/05/2026

As your business evolves, it’s important that your insurance keeps pace. That’s where riders come in, helping to fill gaps in your coverage and fine-tune your coverage. Swipe for a few riders that businesses may want to consider.

If you have questions about your current policy or want to explore what riders you need, give us a call. We are here to protect you and your business.

03/03/2026

Today’s lawsuits are bigger, more frequent, and far more expensive than most standard commercial policies were designed to handle. When a serious claim exceeds your coverage limits, the financial fallout can be devastating for businesses. That’s where commercial umbrella insurance comes in.

Commercial umbrella insurance provides a strong layer of coverage, protecting your business after your standard policies are exhausted. It can help safeguard property, equipment, retained earnings, and future income.

Plus, in many cases, it can be secured for an incredibly competitive rate. For many low- to moderate-risk businesses, that level of added protection may average only about $25-$75 extra per month, depending on industry and exposure.

If you would like to learn more about umbrella insurance or review an existing umbrella policy, don’t hesitate to reach out. We are here to help to safeguard your business!

02/26/2026

Worried about the cost of commercial insurance? You’re not alone. However, there are ways to keep premiums in check.

We can help you:

✅ Perform an annual risk assessment to reduce potential claims.
✅ Review your deductibles and coverage with your agent.
✅ Combine policies to take advantage of multi-policy discounts.

Your insurance plan should evolve as your business grows and so should your savings opportunities.

If you're exploring options or wondering if your coverage still fits your needs, we're just a call away.