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As leaves begin falling, some types of insurance claims are rising. Read below to see how you can prevent them this autu...
10/14/2026

As leaves begin falling, some types of insurance claims are rising. Read below to see how you can prevent them this autumn!

🦌 Animal Collisions - Fall is a busy time for animals preparing for winter. Be alert on the roads, especially during the morning and evening hours.

🌧️ Water Damage - Heavy rains and freezing pipes can lead to water damage. Have your pipes checked out by a professional to avoid any leaks.

🔥 Fire Damage - Colder weather increases the use of candles, stoves, and fireplaces. Be sure to get your chimney evaluated each season, never leave a burning candle, and pay attention while cooking.

🚗 Rear-end Collisions - These increase due to low visibility driving conditions. Always keep a safe traveling distance behind the car in front of you, and pay attention to speed limits.

What other steps do you take to get ready for the fall and winter? Add them below and share this post to spread the word 📢

National Farmer's Day is a chance to pause and recognize the early mornings, long seasons, and constant dedication it ta...
10/12/2026

National Farmer's Day is a chance to pause and recognize the early mornings, long seasons, and constant dedication it takes to grow the food that feeds us all.

Farming is hard, unpredictable work, and yet farmers show up year after year, season after season, with the same commitment to their land and livelihood.

We feel privileged to play a small part in protecting what they have worked so hard to build. Farmers, thank you for trusting us and for everything you do.

Happy Farmer's Day from our team to yours.

Most homeowners or drivers have some form of homeowners and auto insurance; however, their coverage might not be enough ...
10/07/2026

Most homeowners or drivers have some form of homeowners and auto insurance; however, their coverage might not be enough to protect them in the event of a major claim.

When a serious accident or unexpected lawsuit exceeds what your existing policies can cover, the gap between what you owe and what your insurance pays becomes very real, very fast. That’s where umbrella liability coverage comes in.

Umbrella liability insurance covers costs that would otherwise come straight out of your pocket. With relatively low annual costs, this comprehensive coverage can be one of the most affordable ways to fully protect what you love.

So, if you’re curious about whether umbrella insurance makes sense for your situation, please don’t hesitate to reach out to our team. We are here to help you run the numbers and see what makes sense.

October is Fire Prevention Month, serving as a good reminder that fire safety is not something to put off until an emerg...
10/01/2026

October is Fire Prevention Month, serving as a good reminder that fire safety is not something to put off until an emergency happens. In the United States, one home structure fire is reported every 96 seconds, serving as a sobering reminder of the importance of fire safety.

So, that said, our team wanted to share a few practical tips worth reviewing this season:

⚫ Know the leading causes - Cooking and heating are the two leading causes of home fires in the United States. Never leave cooking unattended, keep flammable materials at least three feet from heat sources, and check electrical cords regularly for damage or fraying.

⚫ Check your smoke alarms - Test them monthly, replace batteries annually, and fully replace any alarm that is 10 or more years old.

⚫ Have an escape plan and practice it - Plan two ways to escape from every room, make sure all windows and doors open easily, and designate an outdoor meeting place.

⚫ Know how to use a fire extinguisher - Remember the acronym PASS: Pull the pin, Aim low at the base of the fire, Squeeze the handle slowly, and Sweep the nozzle side to side. If you are not confident, get out and call 911.

⚫ Build safer daily habits - Never leave portable heaters or fireplaces unattended, keep matches and lighters locked away from children, avoid overloading outlets, and turn off all appliances before leaving the house or going to bed.

Fire prevention is a shared responsibility, and a little preparation goes a long way. If you have further questions about fire safety, we encourage you to reach out to your local fire station.

And if you have any insurance questions or needs, please don’t hesitate to reach out to our team. We are here to help you.

Planning an exciting fall event for your business? From festivals and fairs to corporate parties and community gathering...
09/28/2026

Planning an exciting fall event for your business? From festivals and fairs to corporate parties and community gatherings, special events bring people together and create lasting memories. But have you thought about the "what ifs"?

Here are a few reasons you need special events coverage:

🍂 Protects against unexpected cancellations
🍂 Covers liability for accidents or injuries
🍂 Secures your investment in case of property damage
🍂 Ensures peace of mind for organizers and attendees

Don’t let unforeseen mishaps spoil your event! Reach out today to learn more about our comprehensive special events coverage. Let’s make your fall festivities a safe and enjoyable experience for everyone.

Being a client of Johannes Agency means working with a team that puts integrity, honesty, and your best interests first....
09/18/2026

Being a client of Johannes Agency means working with a team that puts integrity, honesty, and your best interests first. Give us a call at 320-235-2540 or stop by our offices for quotes!

The transition into fall is the ideal window to take stock of your home and address small issues before they become expe...
09/15/2026

The transition into fall is the ideal window to take stock of your home and address small issues before they become expensive ones. A few hours of attention now can prevent thousands of dollars in damage later. Swipe for a few key areas to focus on.

We hope you found this seasonal checklist helpful! If you would like to get recommendations for trusted, local providers that can be of assistance, please feel free to reach out. And as always, if you have any questions or any other needs our team can assist you with, just give the office a call. We are here to help.

Labor Day is all about celebrating the workforce, and the best way to honor hard work is to take a real break from it. S...
09/03/2026

Labor Day is all about celebrating the workforce, and the best way to honor hard work is to take a real break from it. So to celebrate, our team is fully committing to the cause by penciling some cat naps into our schedules this weekend.

A quick heads-up: The office is closed on Monday, September 7th. We will be back on Tuesday, September 8th — recharged, refreshed, and ready to get to work.

We hope you have a long weekend full of good food, good company, and zero emails!

Before your kids head out the door, make sure they know how to get to school safely, no matter how they are getting ther...
09/01/2026

Before your kids head out the door, make sure they know how to get to school safely, no matter how they are getting there. Here are a few tips to keep in mind:

🔵Walking to school? Stick to sidewalks, cross only at crosswalks, make eye contact with drivers before stepping into the street, and always walk in a group when possible.

🔵Riding a bike? A properly fitted helmet is non-negotiable. Remind students to ride on the right side of the road with traffic, come to a complete stop before crossing, and choose a route with minimal intersections and light traffic.

🔵Taking the bus? Students should stand at least 6 feet back from the curb when waiting for a bus, wait for the bus to come to a complete stop before boarding, and never walk behind or in front of a bus without making eye contact with the driver first.

🔵Getting dropped off? If you drive your child to school, obey school zone speed limits, follow your school's drop-off procedure, and never pass a bus that is loading or unloading children.

🔵Teen drivers? Review the basics of safe driving. This includes, but is not limited to, having all passengers wear seatbelts, putting devices away while driving, and driving the speed limit.

We hope you find these tips helpful as students transition back to school. As always, if you have any needs or questions, do not hesitate to reach out to our team. We are happy to help.

With back-to-school season top of mind and August being National Traffic Awareness Month, our team wanted to take a mome...
08/19/2026

With back-to-school season top of mind and August being National Traffic Awareness Month, our team wanted to take a moment to share some practical road safety reminders for this time of year.

The return to school brings one of the most significant changes in daily traffic patterns of the entire year. A few moments of extra caution can make an enormous difference. Swipe for a few traffic safety considerations for both motorists and parents of young children to keep in mind as back-to-school season approaches.

By staying alert, following the rules, and looking out for the most vulnerable people on our roads, we can all play a role in keeping the roads safe this school year.

Please feel free to share this with anyone in your network who might benefit from these reminders. And if you ever have questions or need assistance, we are always here to help leverage our expertise for your benefit.

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Willmar, MN
56201

Opening Hours

8am - 5pm

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