Polly

05/25/2026

To those who made the ultimate sacrifice — we remember you, we honor you, and we are grateful. Wishing everyone a meaningful Memorial Day. 🇺🇸

05/01/2026

Insurance rates aren't spiking anymore, but they are still deciding deals. Car Dealership Guy covered our latest report today where we found:

>>>>> +$343 F&I lift when customers see insurance quotes
>>>>> Up to +35% F&I lift (+$564) when they buy
>>>>> Nationally, rates are down to $168/month. That's 5 straight quarters of declines

Even with rates easing, buyers are still stretched --high prices, high rates, negative equity.

Affordability isn’t going away.

But insurance is one of the only levers that: lowers monthly cost, improves the experience, and doesn’t require discounting.

https://bit.ly/4d2f4ry

Dealers presenting insurance quotes to customers during the purchase process earned an additional $343 per transaction on F&I. (3 min. read)