Polly

08/19/2026

Car buyers are carrying more debt into their next purchase than ever before, and it's not always obvious how to help them out of it.

Our Q2 2026 Quarterly Embedded Auto Insurance Report found that insurance savings can now cover 90% of the average car buyer's negative equity balance.

That's $6,223 in buying power against an average $6,884 negative equity balance real money that helps close the gap between what a customer owes and what their trade-in is worth, without restructuring the deal.

Check out that finding and more in our report out today:

Insurance drives a 32% F&I gross lift in Q2 2026, adds no deal time, and helps close the negative equity gap. Get this quarter’s report.

05/25/2026

To those who made the ultimate sacrifice — we remember you, we honor you, and we are grateful. Wishing everyone a meaningful Memorial Day. 🇺🇸

05/01/2026

Insurance rates aren't spiking anymore, but they are still deciding deals. Car Dealership Guy covered our latest report today where we found:

>>>>> +$343 F&I lift when customers see insurance quotes
>>>>> Up to +35% F&I lift (+$564) when they buy
>>>>> Nationally, rates are down to $168/month. That's 5 straight quarters of declines

Even with rates easing, buyers are still stretched --high prices, high rates, negative equity.

Affordability isn’t going away.

But insurance is one of the only levers that: lowers monthly cost, improves the experience, and doesn’t require discounting.

https://bit.ly/4d2f4ry

Dealers presenting insurance quotes to customers during the purchase process earned an additional $343 per transaction on F&I. (3 min. read)

03/27/2026

Insurance doesn't have to come out of dealership profitability.

In fact, it can help preserve it.

Dealers are looking for ways to help customers afford the car they want without discounting the deal.

Helping customers lower their insurance costs is one way to do it.

Watch the full conversation: https://bit.ly/4c3ERQH

03/25/2026

When customers shop insurance through Polly, many discover meaningful savings.

About two-thirds of buyers who get quotes see savings.

On average, those savings are about $90 per month — more than $1,000 per year.

That money goes directly back into buying power.

Watch the full dealer insight roundtable:

https://bit.ly/4s2w32w

03/18/2026

Shopping insurance can create huge savings opportunities in the dealership.

We've seen cases where customers save hundreds of dollars per month by comparing options.

That kind of budget difference can completely change a car purchase decision.

Check out our roundtable discussion for all the details: https://bit.ly/4sJ240a

01/20/2026

Insurance is no longer something that happens after the car deal. It is shaping whether the deal happens at all.

Our 2026 Embedded Auto Insurance Study (out today) shows just how much insurance now impacts the customer experience in the dealership.

A few highlights:

Most buyers are happier when dealers help with insurance.

Many shoppers think they already have the best rate, but most find savings when they actually compare.

Saving around $80 a month on insurance changes how buyers feel about the dealership and whether they come back.

And for a growing number of buyers, insurance is delaying or even stopping the purchase altogether.

www.polly.co/study

Embedded auto insurance enhances dealership sales, improves customer experience, and boosts profits by providing instant quotes at the point of sale.

01/14/2026

New year. Better Polly.

We’re coming to NADA with new AI powered capabilities -- Proof of Insurance, Coverage Analysis, and zero-effort Post-Sale Marketing.

Come see how these upgrades help your team close more deals.

Booth 4515W at NADA. Book your demo today: www.polly.co/nada2026

Book a demo at NADA '26 and discover how Polly helps dealerships close more deals with quick insurance quotes and significant savings for car buyers.