Cross Oak Wealth

09/03/2026

Labor Day is all about celebrating the workforce, and the best way to honor hard work is to take a real break from it. So to celebrate, our team is fully committing to the cause by penciling some cat naps into our schedules this weekend.

A quick heads-up: The office is closed on Monday, September 7th. We will be back on Tuesday, September 8th — recharged, refreshed, and ready to get to work.

We hope you have a long weekend full of good food, good company, and zero emails!
This information is for educational purposes only. The information herein should not be considered a solicitation, or recommendation or an offer to buy, or sell any securities. The information is not intended as financial, tax, or legal advice. You are encouraged to seek the advise of your own financial, tax or legal professionals.

08/27/2026

Retirement isn't a finish line. It's a shift from a paycheck to a plan. For most folks, that plan is built from a few moving pieces:

🔹Distributions from an advisory-managed account
🔹A pension if you have one
🔹Timing of Social Security.

Get the order and timing right, and the income tends to feel a lot steadier.

If you're part of the Florida Retirement System, your years of service matter more than most people realize when it comes to that timing. Small adjustments now can shape what your income looks like later.

Have questions about your own situation? Reach out anytime at crossoakwealth.com.
This information is for educational purposes only. The information herein should not be considered a solicitation, or recommendation or an offer to buy, or sell any securities. The information is not intended as financial, tax, or legal advice. You are encouraged to seek the advise of your own financial, tax or legal professionals.

08/18/2026

Police officers and firefighters have retirement questions that look a little different from most people's, and they deserve answers tailored to their specific situation.

Years of service, pension structures, and options for accessing benefits before traditional retirement age all play a part in the picture. It's a niche we care about, and we're glad to walk through the basics with anyone in Marion County wearing the badge or the uniform.

If you're in police or fire and want to talk through the basics of your pension, reach out at crossoakwealth.com/contact.
This information is for educational purposes only. The information herein should not be considered a solicitation, or recommendation or an offer to buy, or sell any securities. The information is not intended as financial, tax, or legal advice. You are encouraged to seek the advise of your own financial, tax or legal professionals.

08/11/2026

A lot of firms hand you a call center number. We do things differently. Every client who works with us gets a direct line, my actual cell phone, because I believe people deserve real access to the person managing their financial life.

Questions don't sit in a queue. If you call or text, I aim to get back to you quickly, not eventually. If having that kind of direct connection with your advisor matters to you, we might be a good fit.

Give us a call at (786) 663-6239.
This information is for educational purposes only. The information herein should not be considered a solicitation, or recommendation or an offer to buy, or sell any securities. The information is not intended as financial, tax, or legal advice. You are encouraged to seek the advise of your own financial, tax or legal professionals.

08/09/2026

What would you do if your beloved dog caused some damage where a mere apology wasn’t enough?

Reviewing coverage options is just one thing responsible pet parents can do to help look out for their dogs.

08/08/2026

Renter? Think you’re covered by the owner’s insurance? Do a double check.

Don’t overlook the need for renter’s insurance if you rent your home.

08/07/2026

There are ways to protect your business in the event of your death or the death of a partner.

It may help your business be better prepared in the event of the death of a principal or key employee.

08/07/2026

Markets navigated mixed signals in July. Inflation eased, tech faced pressure, and energy surged. Meanwhile, Americans are planning record travel spending in 2026: \$1.37 trillion. What's shaping your household budget this summer?

Monthly Market Insights | August 2026 U.S. and Canadian Markets Stocks were mixed in July as investors navigated a cross-current of news on the outlook for AI spending and Q2 corporate reports. The Dow Jones Industrial Average led, adding 0.32 percent. The Standard & Poor’s 500 Index edged down 0....

08/06/2026

Thinking about refinancing your student loans? Compare your current terms with a new rate to see if refinancing could reduce what you pay over time.

08/06/2026

Back-to-school season is bringing higher costs for many families.

A new analysis found that a typical basket of school items, including notebooks, lunch boxes, and index cards, is up nearly 8% compared with last year.

School lunches are also more expensive, with the cost of a typical packed lunch up 11%.

The analysis estimates families may spend roughly $4,000 per student on school supplies and lunches this year, including about $175 on school items and $3,800 on packed lunches.

Some items have seen especially sharp increases. Lunch boxes are up 27%, one-subject notebooks are up 23%, and index cards are up 22%.

Higher tariffs, imported school supplies, food prices, and energy costs are all contributing to the increase.

For families, back-to-school shopping is a reminder that seasonal expenses can add up quickly, especially when everyday costs are already stretching household budgets.

U.S. households will spend roughly $4,000 per student on school supplies and lunches this year, a new analysis found.