Jeremy Gates District leader -Primerica Financial Services

06/08/2025

06/17/2022

Five Ways the Fed's increase will affect you:

1. Mortgage, car and credit card payments are going to increase
2. Stock markets are falling and seeing dramatic swings in prices
3. It will be harder to find a job
4. The likelihood of a recession is growing
5. The national deficit is going to cost (taxpayers) more

What can you do...?

1. Attack Debt Relentlessly - We create a debt plan for free reach out to me
2. Get your money to work for you. Warren Buffett invested 51 billion...do you think he is going for a loss? So do what he is doing fund your IRA or Roth as much as you can afford now...the compounding of buying when the market is low will explode your portfolio.
2. Create a legitimate side hustle - A. You need to be doing something that is professional, licensed, and regulated.
B. Do something that everyone needs. C. A track record of everyday individuals winning consistently.
4. Dont look for a job...become an owner and create a legacy.
5. Elect new officials. Let them hear you loud and clear in November...fire all of them.

06/14/2022

5️⃣ 𝐑𝐞𝐚𝐬𝐨𝐧𝐬 𝐘𝐨𝐮 𝐍𝐞𝐞𝐝 𝐚 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐂𝐨𝐚𝐜𝐡

𝟏. 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐏𝐥𝐚𝐧𝐧𝐞𝐫𝐬 𝐂𝐫𝐞𝐚𝐭𝐞 𝐅𝐨𝐫𝐜𝐞𝐝 𝐀𝐜𝐜𝐨𝐮𝐧𝐭𝐚𝐛𝐢𝐥𝐢𝐭𝐲 ⁣
One of life’s most useful tools is accountability. Think of why you have a workout partner? By having one, it ensures you go to the gym, workout harder, and get all the things done that need to get done. That’s what a coach brings to the table.
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𝟐. 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐂𝐨𝐚𝐜𝐡𝐞𝐬 𝐂𝐚𝐧 𝐇𝐞𝐥𝐩 𝐀𝐥𝐥𝐞𝐯𝐢𝐚𝐭𝐞 𝐘𝐨𝐮𝐫 𝐒𝐭𝐫𝐞𝐬𝐬 𝐀𝐫𝐨𝐮𝐧𝐝 𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬⁣
48% of U.S. adults experience “high” or “moderate” levels of anxiety around their level of savings. Much of this stress comes from people just winging it & having to idea if they are saving enough, too much, in the wrong accounts, etc. A financial coach can alleviate that.
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𝟑. 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐏𝐥𝐚𝐧𝐧𝐞𝐫𝐬 𝐀𝐫𝐞 𝐘𝐨𝐮𝐫 𝐔𝐧𝐛𝐢𝐚𝐬𝐞𝐝 𝐒𝐨𝐮𝐧𝐝𝐢𝐧𝐠 𝐁𝐨𝐚𝐫𝐝 ⁣
Spending, saving, purchasing are all really big decisions. We know that as human beings, we tend to respond to things emotionally then justify them with logic. We all know how hard it is to make sound decisions when emotions are high or decisions are made impulsively. Your financial coach can help take the emotion out of the decision making process by laying out the facts for you so you can feel empowered to make the best choice for your life! ⁣
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𝟒. 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐏𝐥𝐚𝐧𝐧𝐞𝐫𝐬 𝐅𝐫𝐞𝐞 𝐔𝐩 𝐘𝐨𝐮𝐫 𝐓𝐢𝐦𝐞 ⁣
Your personal finances are a 24/7 job. You are always spending, saving, investing, paying off debt, planning for the future, etc. all while the market, taxes, legislation, and your life changes. The role of a financial professional is to stay up to date on all this stuff, taking them off your plate, so you can focus on your normal day to day with peace of mind & security.
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𝟓. 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐂𝐨𝐚𝐜𝐡𝐞𝐬 𝐀𝐫𝐞 𝐓𝐡𝐞 𝐒𝐞𝐜𝐨𝐧𝐝 𝐒𝐞𝐭 𝐎𝐟 𝐄𝐲𝐞𝐬 𝐎𝐧 𝐘𝐨𝐮𝐫 𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐓𝐨 𝐇𝐞𝐥𝐩 𝐎𝐯𝐞𝐫𝐜𝐨𝐦𝐞 𝐁𝐢𝐚𝐬𝐞𝐬 𝐚𝐧𝐝 𝐁𝐥𝐢𝐧𝐝 𝐒𝐩𝐨𝐭𝐬⁣
We all have our own biases and blind spots that can impact the problems we see and the solutions we prefer. Hiring a financial coach puts a second set of eyes on what you are doing. I always say “you don’t know what you don’t know,” meaning you have no idea what blind spots you have or what you are just not seeing or thinking about. Your financial coach can help you avoid mistakes that could be made by having these biases and blind spots. ⁣
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There are way more than 5 reasons you should have a financial coach in your corner, but these are a good start.

Are you currently working with the financial coach? Why or why not?

06/02/2022

Financial literacy

High cost of waiting impact on saving and investing....

Why your first dollars saved are the most important!!!

Don't play the waiting game!!!

If you purchased a car at age 25 cost of 12,000 and you paid it off in 5 years, then decided to start planning for retire. So you put away 200 a month for 40 years (in a interest growing account like a mutual fundand it averaged 9%); Therefore, you neglected to put away the 200 dollars 5 years ago that decision to buy a car cost you over 350,0000 thousand dollars, so you bought a Buick, but you could have had a Ferrari. Don't pay the high cost of waiting game. The only loser is the ones who wait.

05/26/2022

Getting term life insurance is not one of the “7 Baby Steps.”
If someone depends on you or your income, you need to get term life insurance in place as soon as possible.

I only recommend TERM life insurance.

Why?

You get the same amount of coverage for a fraction of the price of a whole life policy.

A term policy lasts for a set number of years (usually 20) and you pay a low rate each month for the coverage you need. At the end of that term, yes, that policy has ended, but what the critics fail to remember is that you've had 20 years of affordable coverage. In that time, you can use the money you’re saving to pay off debt, save for emergencies, and invest the difference you would have thrown away on a more expensive whole life policy.

If you're working to get out of debt and you are following the financial game plan, your FNA, you'll be covered with your investments after 20 years, and you won't need life insurance anymore.

Don't throw your money away. Think for yourself and get the coverage you need, not the policy that someone making a commission wants to sell you on.

I recommend you get 10 to 12 times your annual income worth of term coverage.

For stay-at-home parents, I recommend a term policy valued between $250,000 - $400,000.

✔️ Get a free quote from me today!