K.L. Smith Agency LLC

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K.L. Smith Agency LLC We are a full service insurance agency. We represent several companies in order to customize insuran For 62 years, home and business owners have relied on K.L.

Smith Agency in Willimantic, Connecticut for all of their insurance needs. The family-owned and operated agency continues to uphold a commitment to providing their clients with top-notch personal service, access to the best insurance policies, and the area’s most competitive rates. Founded in 1953 by Kenneth L. Smith, the K.L. Smith Agency evolved in 1956 when Royden Smith, Kenneth’s brother, bought the agency and expanded it to a full-time business. As word of mouth spread, the insurance company’s customer base grew. The family tradition continued when Royden's sons, Todd and Garth, joined the company in 1978 and 1980. Today, K.L. Smith Agency offers a full suite of insurance plans for nearly every aspect of your life at rates that won’t break your budget. From car insurance, flood insurance, and small business insurance to homeowners' insurance, life insurance, and health insurance, the team of specialists at K.L. Smith Agency will ensure you have the protection you need. One quality that distinguishes the insurance agency from their competitors is the wide range of unique policies K.L. Smith Agency offers, such as RV insurance, dwelling fire insurance, earthquake insurance, wedding insurance, off-road vehicle insurance, and vacant dwelling insurance. K.L. Smith Agency also takes the time to educate potential and existing clients about having the right type of insurance coverage to best suit their individual needs. In their “Products/Learning Center” section on the K.L. Smith Agency website, consumers have access to a host of information, including an explanation of the factors that affect insurance rates, what considerations to make when you're choosing a policy, and the type of coverage clients receive through different types of insurance. When you’re ready for excellent personal service from a local, independent insurance agency, call K.L. Smith Agency for a free, no-obligation insurance quote at (860) 423-9294. You can also visit their website to learn more about the variety of policies available.

Trees can beautify your property, but during storms, they can become a risk. Inspect for dead or broken limbs, watch for...
10/13/2026

Trees can beautify your property, but during storms, they can become a risk. Inspect for dead or broken limbs, watch for leaning trunks, and keep trees healthy with pruning, watering, and pest control. Taking care of your trees can help protect your home and family during severe weather.

Trees can beautify your property, but during storms, they can become a risk. Inspect for dead or broken limbs, watch for leaning trunks, and keep trees healthy with pruning, watering, and pest control. Taking care of your trees can help protect your home and family during severe weather. #...

Are tree branches on your property too close to power lines or hanging over your house? Fall is a good time to trim over...
10/12/2026

Are tree branches on your property too close to power lines or hanging over your house? Fall is a good time to trim overgrown branches before they damage your home or become a safety hazard. Learn more.

A garage door is the largest opening in the home and the most vulnerable in a storm. Wind-rated garage doors can help pr...
10/08/2026

A garage door is the largest opening in the home and the most vulnerable in a storm. Wind-rated garage doors can help provide better protection in severe windstorms. Upgrade to a wind-rated garage door today. Learn more at IBHS.org

It's the perfect time to get your home ready for fall. Clean gutters, check heating systems, seal windows, and inspect s...
10/06/2026

It's the perfect time to get your home ready for fall. Clean gutters, check heating systems, seal windows, and inspect smoke detectors before colder weather arrives. A little maintenance now can help prevent bigger issues later.

It's the perfect time to get your home ready for fall. Clean gutters, check heating systems, seal windows, and inspect smoke detectors before colder weather arrives. A little maintenance now can help prevent bigger issues later.

If you’re putting on a new roof, consider renovating to FORTIFIED standards. Learn how FORTIFIED home building standards...
10/06/2026

If you’re putting on a new roof, consider renovating to FORTIFIED standards. Learn how FORTIFIED home building standards can help your home better withstand the next storm. Learn more.

Sending a student off to college means taking valuable belongings with them. Renters insurance can help protect against ...
09/29/2026

Sending a student off to college means taking valuable belongings with them. Renters insurance can help protect against theft, damage, and liability, especially for those living off campus. Contact us to learn more.

Sending a student off to college means taking valuable belongings with them. Renters insurance can help protect against theft, damage, and liability, especially for those living off campus. Contact us to learn more.

Insulating your pipes, cleaning your gutters and chimney are all good projects to invest in now to prepare for winter. F...
09/28/2026

Insulating your pipes, cleaning your gutters and chimney are all good projects to invest in now to prepare for winter. Follow these fall home maintenance tips and prepare your home for the coming winter months. Learn more.

Theft prevention is top of mind for many homeowners. Not only can it be deeply unsettling for your space to be invaded, ...
09/24/2026

Theft prevention is top of mind for many homeowners. Not only can it be deeply unsettling for your space to be invaded, but burglary can also represent significant financial losses for homeowners.

The good news is that a few simple prevention tips can go a long way toward protecting your home. Swipe for more.

While these tips can help deter burglars, they cannot fully prevent theft or mitigate the effects of a home invasion. That’s why it can also be crucial to ensure your homeowners insurance not only includes theft coverage, but that the coverage fully protects your home and belongings.

That said, if you have questions about your homeowners coverage and how it can help protect you in the event of theft, don’t hesitate to reach out to our team. We are here to help you.

Road trip season is here, and safe travel starts before you leave the driveway. Pack heavier items low and centered, kee...
09/23/2026

Road trip season is here, and safe travel starts before you leave the driveway. Pack heavier items low and centered, keep weight evenly distributed, and avoid blocking your view. Secure rooftop cargo and bring only what you need to help reduce risk on the road. Get more tips for safer summer travel.

Road trip season is here, and safe travel starts before you leave the driveway. Pack heavier items low and centered, keep weight evenly distributed, and avoid blocking your view. Secure rooftop cargo and bring only what you need to help reduce risk on the road. Get more tips for safer summer travel....

Address

1486 West Main Street
Willimantic, CT
06226

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18604239294

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