Hayley Hodge

03/05/2026

02/20/2026

This month’s edition of "Covered by Hayley" breaks down what New York homeowners and landlords are actually responsible for when it comes to icy sidewalks and winter slip‑and‑fall claims. We clarify premises liability, explain how personal liability coverage responds, outline landlord‑tenant responsibilities, and share practical prevention tips to help you stay protected all winter long.

❄️ Stay Safe & Warm

Explore top LinkedIn content from members on a range of professional topics.

12/31/2025

As we ring in the New Year, it’s the perfect time to refresh your coverage, set smart goals, and protect what matters most. Whether you're decluttering, traveling, or tackling resolutions, here are a few insurance tips to help you start 2026 with confidence.

🎊 Wishing You a Safe, Joyful, and Prosperous New Year!
From all of us at Larsen Insurance, thank you for trusting us with your coverage. We’re honored to support you through every season.

📞 716-684-3203
📧 [email protected]
🌐 www.LarsenInsurance.com
📱

12/17/2025

🎄✨ December Insurance Insights are here - Holiday Edition! ✨🎄

Before you dive into the season of travel, twinkling lights, and gift-giving, make sure your coverage is ready to keep up. Our latest newsletter from Larsen Insurance is packed with festive tips to protect your plans, your packages, and your peace of mind.

We’re grateful to be part of your season! Thank you for trusting Larsen & Associates to protect what matters most. 💙

📞 716-684-3203
📧 [email protected]
🌐 www.LarsenInsurance.com
📱

Stay cozy, stay covered, and have a joyful holiday! 🎅🕯️🛷

12/12/2025

12/10/2025

❄️ Winter in WNY is no joke—and neither are the claims that come with it. From ice dams to frozen pipes, we’re seeing the season’s biggest risks hit homes and businesses hard. But prevention pays 💡

📌 Check your coverage.
📌 Install smart leak detectors.
📌 Schedule that roof inspection.

Let’s make sure your policy is ready before the next storm rolls in. Need help reviewing your winter endorsements? I’ve got you covered.

📞 716-684-3203
📧 [email protected]
📍 Serving Buffalo, Hamburg, Niagara Falls & beyond

Larsen Insurance Agency

08/19/2025

Building your insurance portfolio is like building a football team—you wouldn’t send just your quarterback out to face the entire defense. 🏈 General liability plays a crucial position, but it’s not built to cover every play. Flood damage? That’s your flood policy. Cyber risks? That’s your cyber coverage coming off the bench to protect your yardage.

When each policy covers its position, you’ve got a full roster that defends against every drive down the field. Don’t play short‑handed—build your complete coverage team today.

📞 Call us or 📩 DM to schedule your complimentary coverage review.
Let’s get your protection lineup ready for all four quarters.

08/18/2025

A burst pipe can ruin more than your day - but knowing your coverage could save your wallet.

Swipe --> to see what's usually covered vs. what's not when water starts flowing where ti shouldn't.

Every policy is different, so double-check yours and talk to your agent (hi, that's me) before winter weather hits. A little prep today can save you a lot of stress later.

08/15/2025

‘Full coverage’ isn’t a single policy—it’s a mix of protections that work together to keep you truly covered. 🚗🛡 Liability. Collision. Comprehensive. Add‑ons that fit your life. The real question is… does your ‘full’ actually cover it all?

08/14/2025

💧 Your basement could be one storm away from a $10k headache — and most policies don’t cover it.

In WNY, water doesn’t just come down from the sky — it can push up through drains, sump pumps, and sewers. That’s where Water Backup coverage comes in… but you only have it if it’s listed on your policy.

Here are 5 zero‑cost checks you can do TODAY to reduce your risk:
1️⃣ Clear your floor drain
2️⃣ Extend downspouts 6–10 ft
3️⃣ Test your sump pump
4️⃣ Look for damp marks after rain
5️⃣ Review your policy for backup coverage

💬 Comment BASEMENT and I’ll send you my 2‑Minute Coverage Audit so you can see exactly what protection you have (and what’s missing).

08/13/2025

🛡️ Life doesn’t come with a “pause” button—but it can come with a plan. From first homes to dream cars, your milestones deserve protection that grows with you.

💬 Send me a message today—let’s make sure your future stays bright, no matter what life throws your way.